vic test for a car??

KillerWatt

100% correct Mark, I just didn't feel the need to mention the SVA as the OP hasn't changed the vehicle from it's original design.

In my particular case, I did have to go through the SVA as well as the VIC, but as you rightly state the SVA is carried out to ensure the vehicle still has a straight chassis, etc after the mods are carried out.

mikey72

KillerWatt wrote: »

100% correct Mark, I just didn't feel the need to mention the SVA as the OP hasn't changed the vehicle from it's original design.

In my particular case, I did have to go through the SVA as well as the VIC, but as you rightly state the SVA is carried out to ensure the vehicle still has a straight chassis, etc after the mods are carried out.

IVA not SVA.

marksandsparx

quite right! its changed now!

vaio

KillerWatt wrote: »

The car cannot go back on the road regardless of how much tax & MOT is left until that VIC check is done, end of!.......

100% wrong......existing tax and MOT remain valid until their normal expiry date and the car can be used as normal. You can't get a replacement logbook (if you need one) or retax the car until it has gone through VIC but this doesn't stop you using the car whilst the old tax is still valid

KillerWatt wrote: »

.......If you do decide to keep on using it with the VIC marker against it, that alone is enough to invalidate your insurance........

pretty much 100% wrong......there are a couple of insurance companies that don't cover write offs and state this clearly in the policy wording. As long as your policy isn't with one of these then the VIC marker will have no effect on your insurance.

KillerWatt wrote: »

......The VIC check is slightly more involved than a standard MOT.
The two main concerns for a VIC are that the vehicle is actually the same vehicle that rolled off the production line, and that it is structurally safe to go back on the road (The structural check on a VIC is more involved than the standard MOT check).......

Same again, the VIC does not check roadworthiness, structural safety or quality of repair. It is solely about identity which is sort of what you'd expect from something called a Vehicle IDENTITY Check

mikey72

vaio wrote: »

100% wrong......existing tax and MOT remain valid until their normal expiry date and the car can be used as normal. You can't get a replacement logbook (if you need one) or retax the car until it has gone through VIC but this doesn't stop you using the car whilst the old tax is still valid

If you don't have the V5, it does mean the car has no registered keeper, as the insurer has surrendered it back to the dvla.
The marker isn't the same as the one on the V5, so again, it may not be insured. The existing insurance company can advise.

vaio

mikey72 wrote: »

If you don't have the V5, it does mean the car has no registered keeper, as the insurer has surrendered it back to the dvla......

No registered keeper? that's an interesting idea. I'd have said that as soon as the insurance company sell you the car back then you become the registered keeper (and I'm sure the DVLA/courts would agree if you used it without tax or got flashed by a speed camera).

As I said, my belief is that all the VIC marker does is prevent you re-taxing or getting a replacement V5 (if you need one), I can't see that it has any effect on registered keeper, that's recorded on the DVLA system and doesn’t depend on you having physical possession of the V5

mikey72 wrote: »

.......The marker isn't the same as the one on the V5, so again, it may not be insured. The existing insurance company can advise.

The FOS are perfectly clear on this, if an insurance company cares whether a vehicle is a write off/has a vic marker set/or anything else then they need to ask "clear and unambiguous" questions about it or include any limitations they want to impose in the general assumptions section at the proposal stage.

Basically, "if they don't ask they don't care" and I certainly can't remember ever being asked.

The last thing you need to be doing is asking a company to interpret the policy after the event for whether something is covered (see the last line of the OP for why!!), everything should be detailed in the policy documents.

mikey72

vaio wrote: »

No registered keeper? that's an interesting idea. I'd have said that as soon as the insurance company sell you the car back then you become the registered keeper (and I'm sure the DVLA/courts would agree if you used it without tax or got flashed by a speed camera).

As I said, my belief is that all the VIC marker does is prevent you re-taxing or getting a replacement V5 (if you need one), I can't see that it has any effect on registered keeper, that's recorded on the DVLA system and doesn’t depend on you having physical possession of the V5



The FOS are perfectly clear on this, if an insurance company cares whether a vehicle is a write off/has a vic marker set/or anything else then they need to ask "clear and unambiguous" questions about it or include any limitations they want to impose in the general assumptions section at the proposal stage.

Basically, "if they don't ask they don't care" and I certainly can't remember ever being asked.

The last thing you need to be doing is asking a company to interpret the policy after the event for whether something is covered (see the last line of the OP for why!!), everything should be detailed in the policy documents.

Well, if you haven't got a V5, as the insurer had it to right it off, and the marker is only on the database as a vic marker, it's going to be difficult to re-insure.
I agree you are the owner though, if you buy it.
I don't know how the dvla would put you as the registered keeper.
If it doesn't change, or the insurers don't notify dvla, anyone could buy a write off, drive it round, and the previous keeper would still be on the database.

The FOS are clear on what can happen after a car has been through the full process, including vic check and re-issue of the V5.
There have been cases where the old insurer continued the same cover on the same car, until the vic check, and then onto the subsequent re-issue of the V5, and until the policy ran out at the expiry date, but even then it seemsed confused.

JustWonderful

KillerWatt wrote: »

The car cannot go back on the road regardless of how much tax & MOT is left until that VIC check is done, end of!

If you do decide to keep on using it with the VIC marker against it, that alone is enough to invalidate your insurance.

Your choice!


PS
The VIC check is slightly more involved than a standard MOT.
The two main concerns for a VIC are that the vehicle is actually the same vehicle that rolled off the production line, and that it is structurally safe to go back on the road (The structural check on a VIC is more involved than the standard MOT check).


PPS
Don't think you are being penalised by having a VIC check forced on you, I went through the same crap when I converted the old lady's Kwaka GTR1000 from a motorcycle to a tricycle - it's a reasonable demand IMO (and I don't normally agree with whatever the government dreams up).

From the link I posted before;


If your car is involved in an accident and subsequently notified to DVLA as " written off" by an Insurer, but you decide to keep the car to repair yourself, it may still get a VIC marker. You should still have the V5C and you can legally drive the car as long as it is
taxed, has a valid MOT, is roadworthy, and you have appropriate insurance cover. However, if a VIC marker is set, DVLA will not issue you with a V11 or a new V5C if you should need a replacement. This could cause you some inconvenience. VOSA's advice is that you find out whether a VIC marker has been set by telephoning VOSA on 0300 123 9000. Then if there is a VIC marker set, apply for a suitable date for the VIC to be carried out.

s_b

jelderkin wrote: »

If you don't get a VIC test done you are technically still driving a car that is written off and classed as dangerous there is all manner of offences the police could pin on you and it would also invalidate the MOT and insurance and worst case if you killed someone by accident the courts will view it as you shouldn't have been driving a dangerous car if you see what I'm trying to say.

you have to remember a vic test is only an identification of the vehicle presented
it doesnt check for safety of the vehicle
it therefore follows that whether the vehicle has had an identity check or not you would not get cast in chains if the police pulled you
think it this way a car 6 months old gets categorised by the insurer as a cat c and therefore needs an identity check,vosa do not require that this vehicle needs an mot for another 2.5 years so it could theoretically be a cut n shut and still pass the vic check

dont believe me
i know of a case where vosa refused to release a 59 plate corsa because even though it came in for a basic identity check the vosa inspector was horrified to see poor repairs carried out and in this case put a refusal to allow on the highway stop notice on it
i cant say much more but there are vehicles coming from self insuring plc's damaged beyond reasonable repair and as such although it should have been still acountable to the vic scheme have been sold as category abi clear,
something i feel that should be not allowed but is prolific in high value vehicles in this country

kris1293

Hi
I'm currently looking at a car and I have done a history check on the car and its sshowing that it had a VIC in 2005 when the keeper selling the car bought it but it doesn'y show on the check that it's ever been in a write off, could their be any other reason why it has had a VIC check