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2 ISA's, 1 Year, Within my Allowence

Hi All

Is it possible for me to take out multiple ISA's within the same year if I stay below my Allowance??

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    No it's not. You cannot split your allowance.
  • JasX
    JasX Posts: 3,996 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you might be able to have 2 if one is a cash ISA and one is a Stocks & Shares ISA
  • gadgetmind
    gadgetmind Posts: 11,130 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    As it happens, HMG are just sending out warning letters to those who start multiple cash ISAs but ONLY if the total is less than the limit; if you go over the limit, you'll be in bigger trouble.

    So, it's against the rule, and you shouldn't do it, but those who do it once (accidentally or out of ignorance) will probably not be penalised.
    I am not a financial adviser and neither do I play one on television. I might occasionally give bad advice but at least it's free.

    Like all religions, the Faith of the Invisible Pink Unicorns is based upon both logic and faith. We have faith that they are pink; we logically know that they are invisible because we can't see them.
  • thanks guys
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