My student daughter cannot get a student account!

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notafan wrote: »

And are bikes magically free when you become a student?

If there are 1000 students going to a uni which has 100 cheap rooms 600 mid ranged rooms and 300 expensive rooms they wont all be living on the figures they choose.

You don't even get the point. Good luck living on your unrealistic budget with your poorly accounted figures and with limited knowledge on what you'll actually spend and what it actually costs.

Not free but not exactly £££.
If there are 1000 students going to a uni they won't all be living on £6400.

All of this 'good luck' crap is getting boring. I don't need luck, barring improbable scenarios like a medical emergency. I have my budget, there is nothing in there I don't need. If I go into my overdraft it'll be because I spent too much down the bar.

notafan

EdgEy wrote: »

Bursary at Leeds Met goes to all with full SF maintenance grant.
Not all students pick cheapest as some people don't actually understand the amount of debt they're getting into and the rest can afford it.
Deposit and bills aren't enough to knock £2600 up to some of the lofty figures you seem to like.

Oh you mean that bursary - yes circa £300 will make such a massive different to the rent your talking and the average on that chart.

By the way some on that list have utility charges and broadband charges on top.

Some are an hours walk to LMU campus too - yet go have a look at the bus queue outside those halls.

With respect, as you've had roughly 6 months dealing with student finances and clearly still have a lot to learn, not least about your own situation but about the student population as a whole before you speak on behalf of them and spout on your opinionated junk about how there's no need for them to get into debt, to work, that parents are tight or that their spending is excessive, unnecessary or unjustified.

notafan

EdgEy wrote: »

Not free but not exactly £££.
If there are 1000 students going to a uni they won't all be living on £6400.

All of this 'good luck' crap is getting boring. I don't need luck, barring improbable scenarios like a medical emergency. I have my budget, there is nothing in there I don't need. If I go into my overdraft it'll be because I spent too much down the bar.

£££ on a bike that also didnt feature in this fully thought out budget.

And no they wont all be living on that 6400 - some will get less - so if its tough working on that 6k figure we've been talking about then you've also answered your other questions about why some have a need to work during term time, or use debt or use parental funding when the accommodation charges are the same but their funds are sometimes a lot less.

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http://www.leedsmet.ac.uk/study/bursaries.htm

£500 in the first year of study, £800 in the second year of study and £1000 in the third and subsequent years of study.

Yes, ~£760 average per year is "circa £300".
Yes, students on a low budget should definitely pick expensive halls.

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notafan wrote: »

£££ on a bike that also didnt feature in this fully thought out budget.

I also didn't include down to the penny how much each item of food would cost me. Sorry about that.

notafan

EdgEy wrote: »

http://www.leedsmet.ac.uk/study/bursaries.htm


Yes, ~£760 average per year is "circa £300".
Yes, students on a low budget should definitely pick expensive halls.

God you really are dumb, they can choose all they want - the university will assign them. It might take preferences into account but its contracting out private halls which it needs to recoup money for. Some students - and the uni wont take individual financials into account when allocating them - will pay those costs for accommodation.

notafan

EdgEy wrote: »

I also didn't include down to the penny how much each item of food would cost me. Sorry about that.

Well that wouldnt make any difference.

You stated £20 for food for 6 months

But travel costs are zero and all students can use a bike?? - but this bike is going to just be sat waiting for them - its yet another example of how you miss stuff out and don't fully include things on your budget

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notafan wrote: »

Well that wouldnt make any difference.

You stated £20 for food for 6 months

But travel costs are zero and all students can use a bike?? - but this bike is going to just be sat waiting for them - its yet another example of how you miss stuff out and don't fully include things on your budget

That's because a bike is so cheap as to not have to be budgeted for. I don't understand why you choose to be a stickler on such daft things. You can get bikes on Gumtree for £20 or something daft. If most people asked about the family someone would have a bike willing to donate or sell cheaply.

Not only that, if you're referring to "my" budget, I have a fair bit left over after essentials. Which goes on things like this - "slightly less essentials".

notafan

EdgEy wrote: »

That's because a bike is so cheap as to not have to be budgeted for. I don't understand why you choose to be a stickler on such daft things. You can get bikes on Gumtree for £20 or something daft. If most people asked about the family someone would have a bike willing to donate or sell cheaply.

Not only that, if you're referring to "my" budget, I have a fair bit left over after essentials. Which goes on things like this - "slightly less essentials".

:rotfl: hahaha yes the most well thought out budget should never include the things that you can of think to budget for.

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notafan wrote: »

:rotfl: hahaha yes the most well thought out budget should never include thinks that you can think to budget for.

Sorry mate, I'll have to also budget for losing that fiver in the wind the other day. Life's knackered now, I can't make ends meet.

Budgeting down to the penny is silly unless you're right at the edge of making ends meet. I'm not, so I don't.