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Avoiding the shops in April - The NSD Challenge
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managed to get another NSD yesterday, bringing me to NSD 8, which is alot better than i thought i would get so far, over half way, would love to meet my target and increase it. I now have two days in a row, dont think I have the strength to go for longer than 2 days without spending, hopefully after a few months I will get better at this.
Hey has anyone seen the program on channel 4, the thrifty program, Wednesday 8:30pm, I have a feeling some of them are on this website. Some of the ideas are great though, has anyone tried using porridge oats in mince dishes like spag bol, it sounds interesting but I am quite scared.
Good luck all.0 -
NSD no 7 for me please, plan on spending the next few days on getting uni work up to date so I only plan on going outside for my morning constitutional and a jog and then going back to work....no jog today as I'm recovering from a dicky tummy yuesterday, no NSD yesterday as I had to get something to bind myself up with and I upgraded my phone to an iphone4 - kit because I've sighed up for freelancing and will need to stay in touch, brilliant deal though** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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NSD#6 for me today
It's a bit early I know but DS has a friend coming to play for the afternon, so we will be at home or at the park (there is nowhere to spend any money!)Save £12k in 2021: Jan £1834.40, Feb £1692.810 -
Hello everybody!
NSDs 5 and 6 bagged earlier this week, and then maybe one today - just need to step away from the direct cosmetics bag . . . :rotfl:
So 6 NSD total please BDINITotal debt: [STRIKE]£9473.62[/STRIKE] £7,384.87 22% PAIDTAF #25 NSD 8/12 | Food £43.45/£50 | eBay 0/20 | Exercise 5/18:T Proud to be Dealing with my Debt :TDFD: June 20150 -
Hi BDINI
Declaring NSD 8 today - no shopping needed so declaring early
Thanks
Trin"Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
GC - May £39.47/£55. June £47.20/£50. July £38.44/£50
NSD - May 16/17. June 16/17. July 14/17
No new toiletries til stash used up challenge - start date 01/2010 - still going!
£2 Savers Club member No 93 - getting ready for Christmas 2011:)0 -
Hey has anyone seen the program on channel 4, the thrifty program, Wednesday 8:30pm, I have a feeling some of them are on this website. Some of the ideas are great though, has anyone tried using porridge oats in mince dishes like spag bol, it sounds interesting but I am quite scared.
Good luck all.
Yes, I've been watching this on catch up - couldn't believe the first family that earned £108k per year between them and STILL overspent :eek: I have heard about putting oats in mince before, BMF on here cooks some split red lentils and adds those I believe. Saying that, an awful lot of what they tell the families is common sense, and some of those tips take MSE a little to far for me (I will not be darning any of my OH socks, nor cutting the top of his socks off to make a cuff on a jumper anytime soon)Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi there
Kerri I agree with you ...108k and still spending too much...obscene really.
I have used the oats this week in mince and you cant taste them...well my lot didn't notice the difference .... so thats proof enough for me.
Yesterday NSD 7 for me and thought today would be but needed milk. On special offer in local shop for 66p so didn't break the bank:p
take care all:A"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Yet another spend day for me - I need to get a grip!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Well I managed another nsd today bringing my total to 3/7
they are dribbling in this month lol, can't see me getting another until next week now as have swimming with kids tomorrow, out saturday & prob boot fair sunday! ah well, i hope everyone is doing a better job than me!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Sneaked another one past the post, taking me up to #7 , only thing is, I need a bigger pen to keep 'em in, the little devil's keep trying to climb out of the top of it!! come back here you sneaky little devil.......... THUD!!! Gottcha!!!! OW! Carefull everyone ....some of 'em bite when cornered.£71.93/ £180.000
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