Aargh car insurance

maskerade

I just got my renewal quote through and it was (as always with renewals) ridiculous. So I went on all the price comparison sites etc...

The cheapest quote I can get it just over £1k on a car which is 5 years old and worth < £2k. I have 5 years no claims so I can only assume this is because I'm 26.

My insurance last year though was £461!

I actually can't afford this so it'll be bye-bye car. At least that'll be some cash to pay off more debt... :mad:

wealdroam

maskerade wrote: »

The cheapest quote I can get it just over £1k on a car which is 5 years old and worth < £2k. I have 5 years no claims so I can only assume this is because I'm 26.

Bear in mind that the price isn't only related to the value of your car.

A £50 banger can cause just as much damage to other cars, property and people as a more expensive car can.

spiro

Over the last few months the news has been full of articles about car insurance going up by over 50% since last year after big rises last year.

flyingscotno1

So in summary- the below right?

5 years no claims,
26 years old
Car worth <£2k

What about convictions? Lots of points or serious offences.

Unless the use is about 55k miles a year and you are a rep, which bungs it up or you live in Baghdad, I can't see why it is so much?

I have less no claims bonus (but no accidents), more expensive car, and similar age with business use on 15k a year. Still only £600.

maskerade

I have no convictions, have had no accidents and have no medical issues... I do about 5,000 miles a year

So I don't understand it either. I can only assume the Manchester postcode is screwing me over though I don't see anyone wanting to joyride in my car!

Hintza

Try the companies that don't advertise via price comparison sights. Try a broker or try some companies direct

gonzo127

i have to admit i find that a bit shocking, i was just looking for me and at 28 (male) 5 years NCB on a 2k car i am looking at about £300, just a interesting query what are you actually driving?

maskerade

It's a Kia Picanto 1.1 5d

I think it must be the postcode is doing me in. I do live in Manchester inside the ring road. Cheap rent but

grapefruitandmango

i have a couple of clasic cars both vw ; one of them is a 1200cc beetle ; the premium has over doubled ; its gone from £128 fully comp breakdown legal cover agreed valuation ... no no claims needed limited mileage too £397; the car only did 800 miles last year but its forced me too sell this vehicle wigan postcode so yo might be right that its the north west

maskerade

Would adding my Mum or Dad to the policy help do you think? I can't add my OH - he's only just been cleared by his doctor to drive so I dread to think what he'll cost

Marvel1

After many people saying their insurance is higher this year, my insurance is due in June, so I ran the details and it was only £326, £10 more than last year. Knowing my luck it end going over £500 in June.

This was me being a male, will be 29, 12 years held licence, 8 years NCB, clean licence, 5000 miles a year, and the car is in group 10.