Monday 28th March - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Gooooood morning everyone - I'm in a bit of a rush but when I saw the thread wasn't up and running I couldn't not do it:rotfl:
Hope you all had a lovely weekend in the sunshine...this week isn't starting on quite such a bright and cheery note, weather-wise....but we can all be bouncy and bright can't we?!

Ok....must get my face on and sort my hair:D
Here's my list for today:

• check banking
• check onepoll
• packed lunch for dd2 and myself
• free cuppas at work
• Ne*t/Littlew00ds parcels out for collection
• dry washing up off airer and up to airing cupboard
• meal from plan tonight - quesadillas and wedges (I keep putting this as my meal but we haven't had it yet....succumbed to Dominos on Sat, but 50% off so ok:o:o)
• heating on for just 1hr this morn...will see how it goes later
• Uni presentation prep
• NSD

Ok, that'll do me for now:j
Have a lovely, sparkly Monday!

mogchops

Morningggggggggggg, thanks for starting the thread Pixie,

urgh its Monday Didnt want to get up this morning!

Today:

- check online banking
- packed lunches all round
- heating off
- tea from meal plan
- competitions
- DDs to Brownies & Guides later
- have an early night coz tireddddd
- try & sparkle despite being tired!

Have a great day everyone x

serendipity1985

Happy Monday people!!

Today I will:
*Breakfast at home
*Take lunch to work
*Free fruit at work
*Speak to my manager so I can start working towards my accreditation (then overtime & payrise!)
*Go for a run & do exercises at home
*Dinner with BF parents
*Make my Lowell payment (this was also on my list from the weekend but phoning them to say it's going to be a low payment this month terrifies me!!)
*Check online banking
*NSD

stitching_witch

Good morning everyone, and thanks to pixie for starting us off today. I'm suffering from a slow stat this morning. All this overtime is wearing me out and I think I might just do a standard day today. After all, it's only "time and a quarter" and on my carp salary it's hardly worth getting excited about.

I hardly did anything from my weekend list. The weather was too nice to be spent indoors, so allotment and garden took over.

Today so far:

• checked banking - my pension payment hasn't gone today??
• checked for surveys - did one, screened out of one
• made a lunch to take to work
• fed and watered chickens
• boxed up 2x half dozen eggs to sell

I will also:

• charge mobile at work
• free drinks at work
• phone 2x CC to decrease my credit limit now they're over halfway paid off :T
• read at lunchtime to avoid the shops
• finish corset sample to add to the collection
• meals from stores
• have an NSD - might just scrape in this month!

Really must start getting ready now!

stitchy x

PS For those of you who are keeping up with my stitching, I've changed my avatar to show you my leather corset.

josiebabie

Morning all! Feeling a bit weak today...my body aches and I am tired. I am blaming the after affects of Saturday night but it might me that I'm coming down with something???

Anyways, here is my list:-
- Checked banking
- Put away drying up and HW off
- Turned two storage heaters off, although house felt cold this morning!
- Submit purge sales
- Sell a purge, 4/5 opportunities today?
- Fruit as snacks today
- Must must must do some Wii fit tonight! If body allows...
- Debrief with boss as he's back after week off
- Catch up with friend via emails rather than text
- LSD - need milk and bread
- Do some surveys!
- Try to sparkle!

Jx

Candy0107

Morning all,

Pixie - thanks for starting the thread today

Happy Monday to one and all

Today I have/will
• Will try for a LSD – need to buy something for breakfast
• Need to look for MS jobs
• Make an effort to be nice to everyone today AND try to be positive
• Need to check my online banking
• Meals from storecupboard
• Used railpass to get to work
• Charge phone at work later
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• I need to do a meal plan on the train home
• Need to cook a week’s dinners tonight

Have a great day everyone
Candy xxx

Pernicious

Morning all,

Pixie - Oh don't say the D word!! We can't have that very often anymore, but oh do we crave it :rotfl:
Mogchops - I didn't want to get up either! It's a Monday thing definitely...
Stitchy - That corset is stunning! Congrats on paying off half of your cc debt, must be a great feeling
Josie - I hope you feel better soon, take it easy!
Candy - A week's worth of dinners, that's ambitious! Very MSE though.

I'm in a chipper but sleepy mood today as it's Monday, but I only have to work tomorrow & then it's 3 days off! Wishing I'd booked a 4th though so I don't have to work my birthday

Anyway, today I have/will:-

• [STRIKE]Food from stores[/STRIKE]
• [STRIKE]Make use of free coffee/water/milk[/STRIKE]
• [STRIKE]Heating off for as long as possible[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Log calories on free app[/STRIKE]
• [STRIKE]Log expenditure on free app - should be a LSD[/STRIKE]
• [STRIKE]Post ebay sale[/STRIKE]
• [STRIKE]Check ebay to see if the other 3 have paid[/STRIKE]
• Tkd tonight - Had to give it a miss to sort out cakes & other bits
• [STRIKE]Bake cakes to bring into work tomorrow - cheaper then buying readymade & tastier if I do say so myself [/STRIKE];)
• [STRIKE]Make sure OH calls up & pays a couple of things this evening[/STRIKE]

Have a great, moneysaving day everyone x

Yargo1

Morning all.. nice and sunny here in n'ton and im feeling sparkly ... lets hope the sparkliness lasts the day!

checked online banking.. not good.. roll on last day of the month...

will charge ipod and phone at work

Have a fabulous day everyone x

Nottoobadyet

Good morning, all!

Well I dont know where you are, Pix, but its cloudy and grey rather than bright and sunny here! Maybe it will clear up during the day.

Had a great weekend with my dad - we used to have a very estranged relationship so it was great to get along for entire days! He's just gone on his way to the airport to fly back to america. All good there - we entertained him rather cheaply with lots of walks and museums so all good. He also left his leftover GBP so that should actually be enough to see us through the week.

Anyway, today I will:

• walk to work
• lunch from home (jacket spud with chili)
• maybe gym at lunch time
• drinks after work with friend
• have OH certify a copy of my passport for me rather than paying for it
• talk to colleague about best way to bank once in Africa
• dinner from meal plan and stores
• clean house after visit
• TV on iplayer and news online
• charge phone at work
• fill out form for volunteer gig so we can accept a grant :T:T

Thank you all for your support on work drama last week - its still ongoing, but the HR lady emailed over the weekend to say that she hoped things would be resolved by Tuesday. If they dont come back with something acceptable, of course Im going to fight it!

Have a good monday everyone.

Amara

Hello!
Today, I will:
-go to my two customers
-go to bank to pay in some money
-log on on my chat line on 3hours
-do running workout
-hoover
-change cat's litter
-iron
-wash clothes after busy weekend
See you soon!

determined_new_ms

Hello everyone - sounds like everyone is good today!

Nottoobad loving the fighting talk! Am sure this is going to pan out for you despite the stress...
stitchy :j yay to CCs being half way paid off!
Pixie if you were running late at 5am! :rotfl:
Josie really hope its the effects of a good night rather than coming down with something!

Unfortunately I'm not up for it today as still not feeling well so have taken the day off sick - this means I now go onto absence management :( I've felt so anxious about this all weekend, making me think about getting another job again if our policies make me feel so worried its not worth it...

Anyway so today for me there will be plenty of R&R to recouperate

• drink lots of warm water - boil kettle & fill a flask to cut down on kettle being boiled & going downstairs
• check for surveys - only £1.20 till onepoll pay me! :j
• check through fridge to make sure nothing is going to be thrown out - think I will have the jacket pot (that needs using up) for lunch
• SC & Room are delivered today :T - (think I will make quesadillas tomorrow pixie thanks for the reminder )
• rearrange Portuguese lesson - not going to be up for it today...
• called oh - free mins- to remind him to try to get hold of the weekend's Sun holiday vouchers off of a friend

ok that's all. Am very jealous of all you guys with running/exercise on your lists... x