Help Please.

January20

shortbread wrote: »

Clearing Out....its kinda my problem when I'm paying the mortgage!!!!! Dinah this is what his Mortgage provider assessed him at when he wanted to take the mortgage on by himself...he had the okay then to do it on those figures.....

Im sick of all of it.....Clearly his ex is a nasty woman full of spite but hey no point crying over spilled milk. I guess what will be will be...maybe when she realises she isnt on the free ride she thought things may change.

That's the way to look at it. I have a feeling she loves pushing his buttons and finding ways of stalling your life together. Once there is no financial link between them, and assuming they have no children?, he will be completely free from her!

I'd like to ask you a more personal question: don't you mind living in the same house that your partner shared with his ex? I would absolutely hate it, but I'm quite territorial so it could just be me

FBaby

I don't think she is nasty at all, i think she is the one losing out. If your partner had agreed to sell the house in 2009, both would have ended up with more equity. She has lost out financially because HE didn't want to sell. How can you think that she got away easily by not paying the mortgage, I don't understand. Do you mean that she should have been contributing towards a house she didn't live in and was losing on her investment?

She is now going back with her wishes to sell the house because she is probably very worried that you and your partner will stop paying the mortgage and she will be as liable as your partner for the repayments and indeed, will ruin her credit scoring in the process. Your partner did not do her a favour by avoiding this, she doesn't deserve to have her credit ruined because of her ex's actions.

I think she is indeed a clever person for pushing for the sale. She doesn't owe her ex or you anything. It is not her fault if he can't buy her out. She is protecting herself and rightly so.

shortbread

January.....I have to be honest and say its not something Id ever have dreamed of doing....was very hard and only thing thats helped is bytotally changing the whole house. That wasn't difficult as her taste was vile lol so it feels better that Ive put my stamp on it.....and put a fair few quid into it as well to be honest. I feel like ive chased most of her ghosts out now, so would be a shame to have to be made homeless from her greed to get hold of about 1k.

Fbaby........this may sound harsh and totally wrong, but your sounding like a woman scorned here...........whilst I appreciate your opinion along with everyone elses, I had posted for advice not a lecture.

Both would have ended up with more equity...??? The house was valued back then for less than it is now...When she walked away....bearing in mind they both have legal rights to be there.....she couldnt afford the mortgage and it was always my ex who paid it, she wanted to stay and have my ex still pay the mortgage...so come on, before you make your judgements, perhaps knowing more would help!! She wants to sell a house they paid £147k for and is now only worth £130k....yeah way to make money eh?? She owes 5k plus interest to a joint loan.....my partner was willing to take this on fully if shed had signed over the house like she had promised after he gave her his Convertible....

Im paying her mortgage......why would we stop now after 2 years, why would he put himself in adverse credit now all of a sudden if its cost him thousands in solicitors bills while she sits back and uses public funds to dilly dally and cause grief. Like you said she is liable for payments to the mortgage and to the loan and hasnt given a crap about either but now suddenly is making big demands for around 1k profit....she has caused issues with her credit by refusing to acknowledge the loan she took out to pay for her addiction to catalogue shopping......

She might not owe me anything...........but she will owe the govt a fortune for spending public funds needlessly over the last 2 years!!!

I really do appreciate accurate information and peoples opinion.....but sometimes people go a step too far thinking they know the whole picture........yes the woman is entitled to something from the house would never dispute that...even though she walked away chose not to pay the mortgage or loan and could have walked away easily 2 years ago 5k debt free, saving the public and my partner thousands...........This is a woman who when told he wanted to keep the house for his kids future she replied "**** the kids, what about me , I want money" NICE.............

shortbread

I know that many agree that his ex should get cash out the house.............no dispute here at all.Fair is fair etc. My partner has mediation tomorrow.............as ex has had her solicitor demand this....even though she is stillgoing to court for forced sale, I thought mediation was to try sort things out without court, so more useless waste of public funds by her again..............

Anyhow, regardless of opinion.............of what people may feel is right or wrong, Id love some accurate knowledge for my partner to go armed with tomorrow. His ex has laid down so many laws,my ex needs something on his side , even if just to make him feel better....

IS HE LEGALLY ENTITLED TO GET HER TO PAY CASH FOR MISSED MORTGAGE AND LOAN PAYMENTS??? FROM ANY SHARE SHE WOULD GET FROM SALE?? I would appreciate accurate information here regardless of peoples views on it being right or wrong.........its just knowledge hed like to have...??

Much obliged x