Newbie Seeking Advice/Outsiders Opinion!

gillypkk

also can i get disassociated from my ex now or do i have to wait till i go BR?

Ineedaname

Bribery - whoever told you that doesn't understand BR then. A person in a lot of debt would be bribeable, but once BR the debts are gone of course, so less need for the money than before.

philnicandamy

gillypkk wrote: »

also can i get disassociated from my ex now or do i have to wait till i go BR?

Any joint debts with ex?? if you did they then fall to the person NOT bankrupt

you can dissasociate anytime

philnicandamy

gillypkk wrote: »

another thing - ive been advised further up to get a barclays or co-op account - i have neither banks in my town and the nearest are about 60 miles away.

are there any other options for those of us out in the sticks? lol

sadly bankrupt freindly ones NO

the co-op you can apply over phone & use your post office as paying in etc, I had a co op account for a while never set foot in my branch as its in the middle of liverpool city centre

gillypkk

philnicandamy wrote: »

Any joint debts with ex?? if you did they then fall to the person NOT bankrupt

you can dissasociate anytime

there is a joint current account that has an overdraft that is outstanding last time i checked. unless he has paid it off (yeah right im dreaming that pigs are flying past my window!) and abby (or santander or however its spelt) have decided a year after i closed that joint account that we owe them 200 quid but no one can tell me what for or why they allowed the account to be close while there was an outstanding balance ive no idea. they gifted the whole 57p credit in the account to charity when i closed it!

gillypkk

philnicandamy wrote: »

sadly bankrupt freindly ones NO

the co-op you can apply over phone & use your post office as paying in etc, I had a co op account for a while never set foot in my branch as its in the middle of liverpool city centre

what about direct debits and standing orders for my council tax and tv license and nursery fees? can i set them up over the phone too?

i only every use internet banking lol

philnicandamy

with the co-op you can either set up DD's online OR over the phone...barclays however dont offer internet banking to bankrupts till your discharged

Tupperware_Queen

gillypkk wrote: »

access to medical records and drugs in exchange for cash. meant bribery not blackmail - im too tired and im ill

whoever told you that knows diddly squat. No-one, not even the senior consultant can have access to controlled drugs on their own.

If I were you I would stop listening to gossipmongers, and give the NMC a ring - they will give you the accurate and up to date information. The trouble is with BR is everyone has an opinion, which is usually made up of urban myths and hearsay. Because of the situation we are in, we hear all this stuff, and cannot compute any of it. Consequently our brains get jumbled up, and we cannot sift the rubbish from the accurate info.

This site is absolutely marvelous for setting things into perspective - but in truth, when you are talking about some things, the only answer is to speak to the relevant authorities - in this case the Nursing and Midwifery Council.

good luck - I wish you well xxx

gillypkk

it was actually my jobcentre lone parent advisor that told me i wouldnt be allowed to become a midwife if i became BR.

should know by now not to listen to any of them - dispite the fact i have no one to watch my children outwith nursery im still meant to go for jobs that are in the evenings and weekends and get the kids father to watch them. ive no idea where the kids father is its on my file that he is awol and i tell them at least twice evey interview!?! *facepalm*

Tupperware_Queen

gillypkk wrote: »

it was actually my jobcentre lone parent advisor that told me i wouldnt be allowed to become a midwife if i became BR.

ah ha...it all becomes clear. These advisors, of course, know everything there is to know about everything!!

I do apologise to the few who actually do know what they are talking about, but so many people I know have been given very duff info from these people.