Newbie Seeking Advice/Outsiders Opinion!

Ineedaname

Based on Tupperware Queen's comment above, I should think that's why the question is on the application forms, just so they can look into it to ensure BR wasn't as a result of fraud. They should be fine once they've satisfied themselves about that.

gillypkk

Ineedaname wrote: »

Based on Tupperware Queen's comment above, I should think that's why the question is on the application forms, just so they can look into it to ensure BR wasn't as a result of fraud. They should be fine once they've satisfied themselves about that.

oh ok. i had been told that it was because they dont allow midwives to be BR because of the risk of blackmail etc with access to drugs and medical records.

also ive a contract phone which i want to keep going. what are the chances of that being cancelled if i declare? im not behind on that nor have i ever been and i wouldnt be adding it to the list of creditors.

philnicandamy

Mobile contracts are usually fine if you can afford to continue and the contract isnt too excessive

although...depends who its with now a couple of providers are cancelling contracts now when they hear of bankruptcy

Ineedaname

Blackmail for what? Telling the world the midwife is BR?

gillypkk

philnicandamy wrote: »

Mobile contracts are usually fine if you can afford to continue and the contract isnt too excessive

although...depends who its with now a couple of providers are cancelling contracts now when they hear of bankruptcy

its orange.

ive been with them on and off for about 8 years now - had phone and internet with them too for a while. only got this contract in feb for 24 months so i think based on their interest it would be better not to cancel it.

PAYG would be way too expensive for me and i keep in contact with everyone by text and also use it for interet alot too as my laptops keep playing up

philnicandamy

Shouldnt be an issue as I said as long as the monthly payments are not too high...is the internet part used for work/school?? the receiver could question this if not

gillypkk

Ineedaname wrote: »

Blackmail for what? Telling the world the midwife is BR?

access to medical records and drugs in exchange for cash. meant bribery not blackmail - im too tired and im ill

gillypkk

philnicandamy wrote: »

Shouldnt be an issue as I said as long as the monthly payments are not too high...is the internet part used for work/school?? the receiver could question this if not

i am studying through the OU.

Im going down the LILA route in Scotland so as far as i know we dont have interviews with anything like the OR and being on benefits its pretty much straight forward - benefit letters and a few bank statements end of.

philnicandamy

Ah right LILA...that should be fine then if the AIB needs to contact you they know where you are!

gillypkk

another thing - ive been advised further up to get a barclays or co-op account - i have neither banks in my town and the nearest are about 60 miles away.

are there any other options for those of us out in the sticks? lol