Looking to put 3k+ into a ISA before new tax year.. best offer?

mickym

Currently have the cash in a Natwest savings account...but looking to make the most of it and put in an ISA.

Which one do you guys recommend and is likely to give me a good return?

Thanks

Lokolo

Just to make sure - you haven't contributed to an ISA this tax year (so from April 6th 2010) yet have you?

mickym

nope... havent got any ISAs at all but looking to make use of them in the future.

Whats the maximum I could put in before the tax year is up?

I have heard Nationwide are very good... are they? Anyone better?

Lokolo_2

mickym wrote: »

nope... havent got any ISAs at all but looking to make use of them in the future.

Whats the maximum I could put in before the tax year is up?

I have heard Nationwide are very good... are they? Anyone better?

This tax year the max is £5100 into a Cash ISA.

I would recommend either Barclays (3.25%) or Santander (3.3%) ISA's :j

mickym

That sounds good.

Thanks for your advice.

Any reason other than higher rated to choose those over nationwide?

I have a Nationwide account from when i was a teenager... only have a book for it with a few quid in.

I see from their website that you can only get their e-ISA if you have an account with a card.

Lokolo_2

mickym wrote: »

That sounds good.

Thanks for your advice.

Any reason other than higher rated to choose those over nationwide?

I have a Nationwide account from when i was a teenager... only have a book for it with a few quid in.

I see from their website that you can only get their e-ISA if you have an account with a card.

The rate is pretty much the deal clincher here, but Barclays also offer good customer service from my experience so that might double up to be a good choice. Santander seem to have poor service according to many posts on this forum!

I would say that there is no point in being loyal to Nationwide, look elsewhere and make your money work harder for you, you will enjoy the better interest rates :j