We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Debate House Prices
In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
No point working - why not just go on benefits?
B_Blank
Posts: 1,105 Forumite
The following reasons make me think benefits is better than work financially:
1, High (and rising) cost of commuting to work eating into profit from going to work. Being on benefits will mean you wont have to commute to work.
2, Benefits are linked to inflation and wage growth is lagging behind inflation. Thus, you are assured more of a pay rise if you are on benefits. Another reason to just go on benefits.
3, Less stress - you dont have to get up at 6 am everyday, and then only get home at 7pm when you are on benefits. Just pop down to the job centre every so often and scribble some rubbish on an application form and you will be assured of getting a nice little income.
Seriously, why would anyone work in an average £15k a year job 15 miles from them home? It will cost them a fortune to get there and they wont get any wage increase. Whereas if you go on benefits you can just sit in your house (not waste money on petrol) and get access to a benefits system protected from inflation.
The BoE and government (labour or tory) dont care about the working man. You might as well just go on benefits and stay inflation protected. Heck, if you play your cards right and have a few kids you cant afford then you can get a big house (free) and even more free money every week to support them.
Also there is no point working hard and saving because the government will just screw you with high inflation and low IR and make sure that your savings are ground down to dust. Also, if you get old an dhave no savings the government will pay for everything you need, whereas if you have savings they will make you pay for it yourself. Saving is pointless in the UK. It is better to spend as much as you can as often as you can, and to not worry about preparing for a rainy day. When the rainy day comes other people who prepared for it will fit the bill for you so its ok.
COnclusion = unless you earn £20k+ a year then you should just give up and go on benefits. IF you earn maybe less than £30k a year but have to travel to work then you should also just quit and go on benefits, maybe even have a few kids (the more the better chance you have of rinsing the system). That is my advice on how to make it in the UK
Good luck.
1, High (and rising) cost of commuting to work eating into profit from going to work. Being on benefits will mean you wont have to commute to work.
2, Benefits are linked to inflation and wage growth is lagging behind inflation. Thus, you are assured more of a pay rise if you are on benefits. Another reason to just go on benefits.
3, Less stress - you dont have to get up at 6 am everyday, and then only get home at 7pm when you are on benefits. Just pop down to the job centre every so often and scribble some rubbish on an application form and you will be assured of getting a nice little income.
Seriously, why would anyone work in an average £15k a year job 15 miles from them home? It will cost them a fortune to get there and they wont get any wage increase. Whereas if you go on benefits you can just sit in your house (not waste money on petrol) and get access to a benefits system protected from inflation.
The BoE and government (labour or tory) dont care about the working man. You might as well just go on benefits and stay inflation protected. Heck, if you play your cards right and have a few kids you cant afford then you can get a big house (free) and even more free money every week to support them.
Also there is no point working hard and saving because the government will just screw you with high inflation and low IR and make sure that your savings are ground down to dust. Also, if you get old an dhave no savings the government will pay for everything you need, whereas if you have savings they will make you pay for it yourself. Saving is pointless in the UK. It is better to spend as much as you can as often as you can, and to not worry about preparing for a rainy day. When the rainy day comes other people who prepared for it will fit the bill for you so its ok.
COnclusion = unless you earn £20k+ a year then you should just give up and go on benefits. IF you earn maybe less than £30k a year but have to travel to work then you should also just quit and go on benefits, maybe even have a few kids (the more the better chance you have of rinsing the system). That is my advice on how to make it in the UK
Good luck.
I am not a financial expert, and the post above is merely my opinion.:j
0
Comments
-
This is the typical sentiment expressed in the locality within which I work and is absolutely endemic. In fact most claimants we see, do actualy work within the black economy. We were discussing at a breakfast meeting how one of the attendees neighbours lives on benefits and his wifes eats out for lunch regularly where as this chaps wife and himself cannot afford such luxury. The nieghbour argues she needs to get out of the house due to het husbands depression, which incidentaly is the reason he claims not to be able to work.
How the heck did Churchill or a host of well known artistes manage to work then!0 -
are you on benefits?0
-
Do you have any numbers to back this up? e.g. how much you can expect to receive on benefits?0
-
COnclusion = unless you earn £20k+ a year then you should just give up and go on benefits. IF you earn maybe less than £30k a year but have to travel to work then you should also just quit and go on benefits, maybe even have a few kids (the more the better chance you have of rinsing the system). That is my advice on how to make it in the UK
That's what puts the Great in Great Britain - drive and ambition.
I'm humming the dambusters theme whilst I type this.
Do you mind if I advise my children to ignore advice like this? I'd also advise them to stay away from people like you - apathy is infectious.0 -
Ilya_Ilyich wrote: »Do you have any numbers to back this up? e.g. how much you can expect to receive on benefits?
Proportional to how many kids you have or how much you lie to your doctor.
If the state force you into a job, you just punch your new boss in the face.
Problems SORTED.0 -
Ilya_Ilyich wrote: »Do you have any numbers to back this up? e.g. how much you can expect to receive on benefits?
Its more about the trend.I am not a financial expert, and the post above is merely my opinion.:j0 -
So you've just made all this up then?0
-
Ilya_Ilyich wrote: »So you've just made all this up then?
Benefits going up with inflation. Job wages going up well below inflation. Petrol prices going up, this hits commuters (i.e. people who work) very very hard. Working is more stressful than watching Jeremey Kyle all day.
Whats made up about that?
Stop trolling.I am not a financial expert, and the post above is merely my opinion.:j0 -
You've stated "if you earn less than £30k you should go on benefits" but you don't know how much you'd actually receive in benefits. How does that work?0
-
Whats made up about that?
Stop trolling.
Yes.
The Blankster is this very minute working on providing the proof to back up these apparantly wild and sensational claims.
Don't hold your breath :eek:'In nature, there are neither rewards nor punishments - there are Consequences.'0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards