Car Insurance Quotes

Cubbington

Hi All,

I was hoping that my car insurance would drop this year as I'm now over 25 years old and my no claims discount has gone up to 3 years.

However I was a little horrified when I did a few online quotes (moneysupermarket,gocompare,aviva,directline,coop,etc) and discovered rather than £646 or less (last years price) my insurance has rocketed to over £1000! :eek:

I know that the EU ruling on women's prices being inline with mens might have an impact but I really didn't expect it to go that high.

Does anyone know of any reasonable companies that will insure a 25 yr old woman for a reasonable price??

I haven't moved address or changed car, I had 1 accident 4 years ago which was non-fault, I have no convictions and I've held my licence 8 years so have no idea why it's gone up so dramatically.

Any advice would be greatly appreciated

no-oneknowsme

Cubbington wrote: »

I know that the EU ruling on women's prices being inline with mens might have an impact but I really didn't expect it to go that high.

Not sure that this is the reason your insurance has jumped so much...has this ruling even come into force yet? I dont think it has tbh.

Im female and my own insurance is due for renewal in less than a month and so I too have been searching . I find that my insurance prices have risen by £25 this year which I have gotten round by removing the legal cover from my policy , so this then brings my insurance down to the same price as last year.

Have you tried all of the comparison sites ?

Have you tried Argos compare ? This is where I got my quote from and if you purchase the policy they give to you (60 days after buying the policy) a £30 Argos voucher .

Also , Direct line and Aviva dont use comparison sites to sell their insurances so give them a call to see if they can offer you a better deal than the quotes you have already received.

As a last point , do you have any older relatives you could add to your policy ? A female would be ideal , your Mum maybe? (as long as they have a clean licence). They dont even need to drive your car all that often , just have them as a NAMED driver to see how it affects your quotes . Try the same with your father if he holds a licence.

Hope some of this helps.

lara72

You are not alone, ive just received mine and its was over £600 this year and its nothing to do with being a woman!! i think these companies just want out of certain cities. I rang up another insurance company and got it for £350 exactly the same deal! i think its disgusting especially at this time when a recessions is on, fuel costs a fortune etc. The government should do something about these companies and name and shame them.

To add insult to injury when i rang up to cancel,they werent bothered! cant wait to see if my dog insurance goes up cos they live in the city!!

ell1es

I am experiencing similar issues. I have been driving almost 15yrs, I am 33 and married and have had 2x non fault incidents which I was paid out on. My insurance coming up between £1000-2000 and I have driven a fleet car for 4yrs so can't keep my NCD from before then! I am really pulling my hair out searching. Feel better that it's not just me, but I feel like I am being quoted as a young/new driver or even as an ex drink driver at these prices. I use my car for work too

Cubbington

Although I wish we weren't, thank god some people are in the same boat!

It's just really frustrating, I've been a good driver, I haven't racked up any points or had massives of accidents and the one I did have wasn't my fault yet it seems that I have to pay a ridiculous price to just drive. It's bad enough fuel prices are silly!

I'll keep shopping around and fingers crossed come by a more sensible price

adamc260

Fraudulent claims/uninsured drivers are on the rise and it's pushing everyones premiums up... a lot of insurers are running at a loss on car insurance also so that's why premiums have to go up! It's not fair because you'll probably never claim but =/ thats life innit

paulofessex

My renewal quote doubled to £800+ also recently, and on searching l found that Tesco was indeed the cheapest i.e. £350 fully comp. OP, give them a try you never know.

first78

I'm so glad to read I'm not the only one in a similar situation. I'm 32 have, 7yrs NCB, a clean licence etc. My insurance last year was £227 fully comp...this year I'm being quoted double that!! Am currently working my way through various comparison sites but everything is around the £400-500 mark...I thought the more no claims you had the cheaper the insurance should be!!

BoltonGirl_2

My renewal was the same story. My premium went from £800 to £1500 (and that was the cheapest after shopping around) even with an extra year no claims. I have one no-fault claim from a burglary when they took my car as a getaway vehicle.

With the price of insurance and the petrol prices going up, the cost of running a car is about £300 a month and that's for a car not on finance!

My solution? I got rid of my car! :T

JohnB47

My Tescos car insurance renewal arrived today - jumped from £204 last year to £282. OK, my insurance is small by some standards (small car, no accidents, car and me getting on a bit) but that's a considerable jump. That's, like, 40%

So I read this thread and got an on-line quote from Direct Line - £169 for exactly the same cover* or £196 with Legal Protection added - both cheaper than last year!

* OK there's an offer there for two months cover free if I pay up front but I intend to do that anyway. And the Fire and Theft excess is £350 for First Direct as opposed to £100 for Tesco.

Guess what I'll be doing?

I wonder if Legal Protection cover is really useful to have - I've never bothered with it before.

P.S. I have no connection whatever with either Tesco or Direct Line (apart from car insurance, that is).

adamc260

JohnB47 wrote: »

My Tescos car insurance renewal arrived today - jumped from £204 last year to £282. OK, my insurance is small by some standards (small car, no accidents, car and me getting on a bit) but that's a considerable jump. That's, like, 40%

So I read this thread and got an on-line quote from Direct Line - £169 for exactly the same cover* or £196 with Legal Protection added - both cheaper than last year!

* OK there's an offer there for two months cover free if I pay up front but I intend to do that anyway. And the Fire and Theft excess is £350 for First Direct as opposed to £100 for Tesco.

Guess what I'll be doing?

I wonder if Legal Protection cover is really useful to have - I've never bothered with it before.

P.S. I have no connection whatever with either Tesco or Direct Line (apart from car insurance, that is).

Touch wood you don't have a fire/theft claim else it's going to wipe out the difference but good saving none the less!