Thursday 24rd March - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning lovely peeps :wave: hope you're all blinking fantastic on this misty morning (ooooo can feel a bob marley song coming on now I've said misty morning! ) woooooo hooooooo we have made it to Thursday and its a hop skip and a jump to the weekend now - I am so up for getting my stuff done & having a good day today while I'm at it! who is with me????



Today:

• checked banking - a few bills gone out
• soup for lunch, fruit for snacks and I go armed with a slice of fruit bread for the 3 o'clock danger zone!
• Portuguese lesson after work
• go for a run after protuguese lesson
• going out for a meal with oh tonight :j - Cafe Rouge using voucher as per martin's email
• check CC 1 as statement is ready - work out what needs to come out of what acc done and yet again I remember why I am not in finance!
• did a freezer dive earlier- shocking how much is in there really need to focus on getting it used up! found one mysterious frozen bag of ???
• check tyre pressure
• Try to check onepoll again, it must get better soon right? I emailed but haven't had a response yet....

ok that'll do me! Happy Happy Happy Thursdays ladies & Karb - let's do it! :dance:

pixiechick99

Morning everyone....thanks for starting DNMS:)
So, off to work again....enjoyed my lazy day yesterday...there wasn't much studying goinng on here, oops:o:o

Better get on with it, sat here in dressing gown with wet hair;)
List time:

• check banking - tax credit day so moved money about a bit
• check darn onepoll...I can see about 10 surveys waiting but they're wayyyy too slow to complete:(
• packed lunch for dd2
• lunch from home for me
• keep using up nearly empty toiletries...am tempted to crack open a new shower gel but will use up the nearly empties first
• heating off
• meal from plan - jacket pots and chicken
• washing out on the line

Ok, thats all...better get on with it!
Have a happy day:j

mogchops

Morning all,

Thanks for starting the thread DNMS - wow you're up & sparkling this morning!! Go for it girl! :j

I'm not quite so bouncy yet, but it is nearly Friday......

Today:
- check online banking
- packed lunches
- tea from meal plan
- heating off :D
- packed lunches
- hair done this afternoon (at hairdressers house, much cheaper than salon )
- pick up shoes to go with wedding outfit
- competitions
- spend Mr T DTD voucher :j

Have a super sparkly day everyone xxx

stitching_witch

Good morning everyone, and thanks to DNMS for starting the thread (Oh, our blind supplies have arrived BTW :j)
Two days without internet access have frustrated me a little so I'm glad to be back on line!


Today I have:

• checked banking - not bad, not bad
• checked for surveys - a pound's worth on OnePoll
• HM granola for breakfast
• made lunch to take to work
• fed and watered the chickens

I will also:

• do overtime before and after work (can't wait for this project to be over with now!!)
• charge mobile at work
• calculate this month's salary including overtime payment
• half hour walk at lunchtime
• free drinks at work
• dinner from stores
• work out April budget
• check March goals and 101 things list to see if I've actually managed to achieve anything at all this month!!

I think that'll do for me. Not quite as bouncy as the rest of you, but managing to keep "the black dog" at bay! :rotfl:

stitchy X

bexs.ua

Morning everyone! :wave: Thanks to DNMS for starting us off this morning :j

Today should be a quiet day today, I have a years worth of invoices to sort out and file :eek: (thanks Mum!!) so that should keep me busy today and hopefully not spending any money :rotfl:

Not much on my list today, no washing :j did all the dogs beds yesterday and the whites will have to wait until Saturday when DS has put the last school shirt in the wash! I have however got iron mountain to climb :rotfl: so here goes todays list:

[STRIKE]have breakfast from stores[/STRIKE] DONE
[STRIKE]make packed lunches[/STRIKE] DONE
[STRIKE]take some dinner to work with me[/STRIKE]
[STRIKE]check internet banking[/STRIKE] ok until I transfer it all out tomorrow!!
pay some money into the bank to pay off CC
heating is off
need to cook loads of veggies tonight!
[STRIKE]IRONING.....[/STRIKE] DONE

I have also just painted 2 fence panels (about 50 more to go!! :eek:) and re-varnished DS furniture I sanded the other day :T

Hope everyone has a great day and don't forget to sparkle.... it's nearly Friday everyone!!!

Tiggy10

Morning all,

- checked banking - have suspicious £5.38 transaction on my homepage as online transaction, however when i go into my full statement its not there??
- breakfast from home
-packed lunch
- lift share for placement
- turned off the heating yesterday and none of my house mates have noticed
- other half of HM steak pie for dinner
- have a night in so today can be a NSD, maybe sit in the garden as i made it look nice yesterday.

have a good day all!

pixiechick99

Hoooooray, Onepoll is back to full speed:beer:

Candy0107

Morning all,

Determined, thanks for starting the thread today

Happy Candy is back!!! Hormones are back to a normal level AND I have managed to drag myself out of bed to get into work in time to post before I start work!

Today I have/will
• Will try for a LSD – need to buy something for lunch if I am hungry, or buy a drink in the pub if we have a team meeting there
• If we don’t go to the pub, I will pop into town to check my savings account
• Need to print off the bank details of my savings account
• Need to look for MS jobs
• Make an effort to be nice to everyone today AND try to be positive
• Need to check my online banking
• Left home without breakfast, but used the cereals in my bottom drawer at work rather than buy something
• Meals from storecupboard
• Used railpass to get to work
• Charge phone at work later
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Off to WW tonight

Have a great day everyone
Candy xxx

josiebabie

Morning all! Did start posting while sat outside DDs nursery but then got distracted by a gameboy advance my nephew left in the car from the weekend and the original Mario Bros game :rotfl:LOL I am 26 by the way!!! LOL

Listypops:-
- [STRIKE]Checked banking[/STRIKE] £20 extra CC payment came out
- Check if VO voucher is claimable
- Do some surveys?
- Lunch/Snacks/dinner from stores
- DB3 (my housemate) is away for two days, turn his electrical things off at the wall tonight!!! (his GF was still there this morning)
- Work my !!! off today! £811 is target today, seeing as I have £2100 in one job going today no question this will happen :rotfl:
- Charge mob off work computer
- Jam on toast for lunch. Jam brought back from Nans house and bread etc from home
- Directors in today, look smart and behave like I'm UP FOR IT!!!!!! (My boss is away and quite often they look to me for second in command.
- STOP EATING MARZIPAN EGGS!!! DM bought these yesterday and I've nearly eaten a packet already....:(
- Wii fit tonight if poss?
- One opportunity to sell a purge today :T

Jx

Aria`s_Tail

Morning Everybody,
Well i`ve another whole day off today so i`m hoping the clouds go and it`s as nice as yesterday was.

I`ve already sat and had a leisurely breakfast and fed the pooches so should really get moving and do something usefull.

Today i will hopefully:
Bedding changed, washed and out to dry on line.
Exercise friends horse (free horse riding and exercise!).:D
Takes dogs for another long walk.
Go shopping for my Mum.
Try and get motivated to do some college work.
Get some more listings put on Ebay.

Nottoobadyet

Good morning, all! Bright and early I see.

thanks for starting us off, DNMS
glad you enjoyed your duvet day, pix!
are you doing anything exciting to your hair, mogs?

My dad is coming to visit today, the first time he's visited me in the 7 years I've lived abroad! We blitzed the house as hes a bit of a clean freak, Im just hoping he doesnt spend his whole visit passively aggressively cleaning the place! It will either be a very cheap or very expensive weekend, we'll see.

Today I:

• will walk to work
• eat packed lunch - soup, already at the office
• charge phone at work
• dinner from stores and meal plan
• post up meal plan on OS board
• see if anyone at the office can certify a copy of my passport for AMEX
• contract? maybe? please?

Hope everyone has a good day.