We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Automatic Credit Scoring by Insurance Companies.

Gingham
Posts: 4 Newbie
I recently used Go Compare and Confused to search for insurance cover for a car that I am looking to purchase.
I have now received several credit alerts via Credit Expert stating that things have changed on my credit account.
Low and behold, I find that Churchill Insurance (RBS), AA Insurance and Royal Sun Alliance Insurance have all conducted unauthorised credit checks on me.
I have never even contacted these companies, I have only used comparison websites, how can they conduct a speculative search prior to me making a commitment to buy from them?
Who can I contact to get this process stopped and clear these searches from my record, Credit Expert (Experian) won't do it.
I have now received several credit alerts via Credit Expert stating that things have changed on my credit account.
Low and behold, I find that Churchill Insurance (RBS), AA Insurance and Royal Sun Alliance Insurance have all conducted unauthorised credit checks on me.
I have never even contacted these companies, I have only used comparison websites, how can they conduct a speculative search prior to me making a commitment to buy from them?
Who can I contact to get this process stopped and clear these searches from my record, Credit Expert (Experian) won't do it.
0
Comments
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards