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Support for mortgage interest (SMI) extended AGAIN

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Comments

  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Perhaps Hamish is, but I'm not. You said something like 'geneer gives as good as he gets', which was untrue in my case because until I carried out the 'crime' of saying "People should not gamble with their homes", I had never heard of him/her.

    Ahh sorry mate, crossed wires me thinks. Wasn't aimed at you, was more a general observation :)
  • geneer
    geneer Posts: 4,220 Forumite
    Actually its worse than that, usually its the bear gang versus the bull gang and everyone else who is in neither gets swamped in the white noise. Its depressing that all debates seem to end up going down party lines, with bears supporting bears and bulls supporting bulls no matter whether they really agree with their bear or bull comrades or not, they just dont want to agree with their bear or bull enemies.

    TBF graham, you are as guilty as anyone when you step into arguments and defend your bear allies, no matter what. I couldnt believe my eyes when you defended geneer, one of the worst posters on here, simply because he is a member of the bear gang.


    So its not because I successfully danced rings around you and deconstructed your spurious assertions with gleeful abandon then.
    Cos the bulls usually love that. :rotfl:
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hamish is flying off round other forums doing exactly the same to geener on geeners main forum (and others apparently).

    Care to substantiate that allegation?

    I haven't posted on CC since Nov last year.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    There is no other option....or shouldnt be, if they have qualified for SMI in the first place?

    That doesn't mean that because I would like to see a cap placed on taxpayer expense, we WANT to see people chucked out. It's just there is no alternative option....and that is the sole reason they are on SMI in the very first place....to stop them losing the house.
    you're forgetting that it is more cost effective for the lender to keep someone in the property if the borrower is able to repay the mortgage in the future. that's why people are not getting repossessed.

    i want a cap on the tax payer expense, i want the lender to take some responsibility too.

    btw - how many people are on SMI for more than 1 year?
  • geneer
    geneer Posts: 4,220 Forumite
    Perhaps Hamish is, but I'm not. You said something like 'geneer gives as good as he gets', which was untrue in my case because until I carried out the 'crime' of saying "People should not gamble with their homes", I had never heard of him/her.


    Yet in the space of one interaction with you, a couple of days ago, I've become "one of the worst posters here".
    :rotfl::rotfl::rotfl::T:T:T

    Fantastic. Clearly getting a balanced opinion there.

    Yes indeed, I do give as good as I get.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What's 'CC'?

    Where geneer used to post most of the time. credit crunch.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • geneer
    geneer Posts: 4,220 Forumite
    Care to substantiate that allegation?

    I haven't posted on CC since Nov last year.

    Not to worry. I can assist.

    Nov last year eh. Around the time I started actively posting here.
    Funny that.

    No you weren't posting on CC after then.
    But you were popping in to mark your own posts up and reduce your negative score for a bit longer than that, weren't you hamish.

    Whilst at the same time marking my posts down.
    :rotfl:



    So to summarise,

    You regularly elected to start threads on CC, despite you being an irregular poster.

    You regularly lost interest in threads just as the discussion was getting interesting.

    You haven’t posted on CC posted since I became a regular presence here.

    Oh, and your much gloated over “new peaks” disappeared in somewhat spectacular fashion.

    That about sum it up?
  • ILW
    ILW Posts: 18,333 Forumite
    chucky wrote: »
    you're forgetting that it is more cost effective for the lender to keep someone in the property if the borrower is able to repay the mortgage in the future. that's why people are not getting repossessed.

    i want a cap on the tax payer expense, i want the lender to take some responsibility too.

    btw - how many people are on SMI for more than 1 year?

    Think most will agree with you, but allowing it to run for 4 years is daft.
  • HAMISH_MCTAVISH
    HAMISH_MCTAVISH Posts: 28,592 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    geneer wrote: »

    Nov last year eh. Around the time I started actively posting here.
    Funny that.

    Funny, in a "geneer is an obsessed stalker" kind of way, yes.
    “The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.

    Belief in myths allows the comfort of opinion without the discomfort of thought.”

    -- President John F. Kennedy”
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    ILW wrote: »
    Think most will agree with you, but allowing it to run for 4 years is daft.
    how many people have received it for more than 1 year?

    just because the scheme will be in place for 4 years it doesn't mean that everyone will be claiming SMI for 4 years
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