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Support for mortgage interest (SMI) extended AGAIN

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Comments

  • wotsthat
    wotsthat Posts: 11,325 Forumite
    Joeskeppi wrote: »
    Have I missed something? Has someone received SMI amounting to 12 million?

    Yes - and not only that they work for the council as well earning £96,000 for changing two lightbulbs a week.

    We're getting quite upset about it.
  • FTBFun
    FTBFun Posts: 4,273 Forumite
    Joeskeppi wrote: »
    Have I missed something? Has someone received SMI amounting to 12 million?

    It was for an extra large house on the Planet Endor. Or something.

    I can't believe this thread is still going.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    FTBFun wrote: »
    I can't believe this thread is still going.
    it's ok - we're educating that Devon bloke, because he's worth it
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    chucky wrote: »
    it's not my fault you can't afford to buy a house - it's better if you look at yourself and not look for excuses like your date of birth.

    I will state this clearly and Mr Bravo has picked me up on this to which I will admit I haven't been 100% clear on this in the past.

    1, Deposit wise I can't afford a house
    2, Income wise I can afford a house
    3, Point 2 is quickly taking care of point 1

    So thankyou for your concern, I have looked at myself and upped my income rather well and am doing much better than many of the boomers before me, just a bit of waiting right now.

    If I ask you a direct question can you give a direct answer:

    How long should SMI be paid for in your opinion, you keep saying my 12 months idea is wrong, but what is right?
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    It's mostly landlords, who are telling everyone else, that they want people chucked out of their homes (which they cannot afford the mortgage on) because they are jealous or want a cheap house. Yet the people they accuse of wanting people chucked out, are all stating "give them 12-18 months and then its time to realise they simply cannot afford it".

    Can you not see the total irony here?

    Seriously?

    I think the state should provide state welfare benefits. I don't see why landlords should be singled out to make additional contributions.

    I'm not a landlord and haven't spotted the irony yet.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    Percy1983 wrote: »
    I will state this clearly and Mr Bravo has picked me up on this to which I will admit I haven't been 100% clear on this in the past.

    1, Deposit wise I can't afford a house
    2, Income wise I can afford a house
    3, Point 2 is quickly taking care of point 1

    So thankyou for your concern, I have looked at myself and upped my income rather well and am doing much better than many of the boomers before me, just a bit of waiting right now.

    If I ask you a direct question can you give a direct answer:

    How long should SMI be paid for in your opinion, you keep saying my 12 months idea is wrong, but what is right?
    max 12 months but with older people it's harder to find a job so not sure of the answer for over 50's.

    btw i also believe unemployment benefit should only be for 12 months and cannot be claimed again until you have worked 12 months.
  • Percy1983
    Percy1983 Posts: 5,244 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    chucky wrote: »
    max 12 months but with older people it's harder to find a job so not sure of the answer for over 50's.

    btw i also believe unemployment benefit should only be for 12 months and cannot be claimed again until you have worked 12 months.

    I will say what you say about the over 50's does hold some weight, to which maybe a much tighter net can close after 12 months to which those still in need and truely trying can continue to claim.

    Anyway, I want people kicked out on the streets for saying 12 months, but you are caring for saying 12 months?

    I have probably missed something here?
    Have my first business premises (+4th business) 01/11/2017
    Quit day job to run 3 businesses 08/02/2017
    Started third business 25/06/2016
    Son born 13/09/2015
    Started a second business 03/08/2013
    Officially the owner of my own business since 13/01/2012
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    wotsthat wrote: »
    I think the state should provide state welfare benefits. I don't see why landlords should be singled out to make additional contributions.

    Ok, good. We agree, so far.

    Now, taking it a step further. And please, don't just ignore it.

    How about state handed half the rent to the landlord, but the tenant got to stay in the house.

    Would you think that was fair?
  • Graham_Devon
    Graham_Devon Posts: 58,560 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    chucky wrote: »
    max 12 months but with older people it's harder to find a job so not sure of the answer for over 50's.

    btw i also believe unemployment benefit should only be for 12 months and cannot be claimed again until you have worked 12 months.

    So after all that having a go, you come along and agree there should be a 12m time cap.

    What the !!!! gives.
  • wotsthat
    wotsthat Posts: 11,325 Forumite
    Would you think that was fair?

    No I wouldn't. Is this going somewhere or is this the forumonics you keep telling us about?
This discussion has been closed.
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