Support for mortgage interest (SMI) extended AGAIN

Orpheo

So you agree with me that some people will be having their capital repaid by SMI?

julieq

On average, no I don't.

By the way, as the amount being spent is miniscule, I don't mind either way. I'd rather have it paying off capital than being rocketed up the backsides of Libyan aircraft.

Orpheo

julieq wrote: »

Because you changed what you said completely. You started with a dismissive "so what" reply, then realised you were wrong and changed it, then realised you were still wrong and qualified your change. And you're still wrong, which is quite an achievement after all that editing.

What do you think to the idea that people who pay NI should receive the benefits they've paid for by the way?

And how much tax do you pay? Because if it's less than me I want you to be surcharged for using the NHS.

I think that people who pay NI should receive the benefits that they've paid for. I never said otherwise.

I haven't used the NHS for 18 years.

Orpheo

julieq wrote: »

On average, no I don't.

By the way, as the amount being spent is miniscule, I don't mind either way. I'd rather have it paying off capital than being rocketed up the backsides of Libyan aircraft.

Not, on average. Some people, so you agree? Just like I have already acknowledged that some people will be receiving less in SMI than their actual mortgage interest.

abaxas

Orpheo wrote: »

I think that people who pay NI should receive the benefits that they've paid for. I never said otherwise.

I haven't used the NHS for 18 years.

This is the point most people miss.

Tax is not some kind of saving scheme, it is money taken from you to run the government and it's services.

There is no correlation and rights between putting in and getting out.

julieq

Orpheo wrote: »

I think that people who pay NI should receive the benefits that they've paid for. I never said otherwise.

I haven't used the NHS for 18 years.

OK, so that would include SMI then. Game set and match.

You will use the NHS. Everyone does eventually. You use roads I've paid for more than you too, and I want you surcharged for that.

Orpheo

julieq wrote: »

OK, so that would include SMI then. Game set and match.

You will use the NHS. Everyone does eventually. You use roads I've paid for more than you too, and I want you surcharged for that.

If you have read my posts, Julieq, you will have learned that I do not oppose SMI in principle, but that I am in favour of certain limitations to it.

Julieq, I don't drive.

:rotfl::rotfl::rotfl:

julieq

abaxas wrote: »

This is the point most people miss.

Tax is not some kind of saving scheme, it is money taken from you to run the government and it's services.

There is no correlation and rights between putting in and getting out.

The clue here would be in the word "Insurance", which follows "National".

If you don't want the benefits paid for by taxation, then by all means don't accept them. However taxpayers have every right to expect that some of their tax will be used for their benefit, including at times when they run into problems. That is part of the deal with the welfare state.

I love the bear idea that at the point someone applies for benefits all of their contributions via taxation to that point count for nothing and they're a chav paying for a plasma tv (by the way, plasma tvs aren't expensive) at their expense. It's because they are consumed with envy that anyone might be getting something they aren't.

Orpheo

abaxas wrote: »

This is the point most people miss.

Tax is not some kind of saving scheme, it is money taken from you to run the government and it's services.

There is no correlation and rights between putting in and getting out.

Absolutely. And what comes out is usually considerably more than what goes in.

StevieJ

Orpheo wrote: »

Your point? You used the word many, without quantifying it.

This isn't the average mortgage rate of people claiming SMI. That figure we do not know.

Would seem to justify the word many then, without quantifying it.