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Illegal?

2

Comments

  • If it is with permission it's legal, without fraud
  • still frauded as may come up as it through banks systems
  • Olipro
    Olipro Posts: 717 Forumite
    the simple and pragmatic answer is this:

    if you forge the signature, it will not be a problem providing the person whose signature you forged does not have an issue with, and more to the point, does not report the forgery.

    if for example your wife was away asked you to make a signature on a cheque for her; even if you make a crappy job of it, it's highly unlikely to cause an issue; if anyone questions it, they can speak to her and of course she will say "well I had injured my hand" - case closed.

    If you wish to take it to the legal extreme, then no, it's not legal at all, however, as pointed out previously, the issue of legality only matters if the person whose signature you're replicating is ever going to deny it as their signature.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My friend used to forge her husband's signature every week to pay for petrol money - he wasn't worried so she got away with it - the bank didn't pick up on it either.
  • marc1642
    marc1642 Posts: 17 Forumite
    It isn't my cheque book we're talking about, it's somebody else's. I just needed to know what the situation was regarding signatures.

    Thanks to all that helped, not including the rude ones ;)
  • pvt
    pvt Posts: 1,433 Forumite
    Olipro wrote: »
    the simple and pragmatic answer is this:

    if you forge the signature, it will not be a problem providing the person whose signature you forged does not have an issue with, and more to the point, does not report the forgery.

    if for example your wife was away asked you to make a signature on a cheque for her; even if you make a crappy job of it, it's highly unlikely to cause an issue; if anyone questions it, they can speak to her and of course she will say "well I had injured my hand" - case closed.

    If you wish to take it to the legal extreme, then no, it's not legal at all, however, as pointed out previously, the issue of legality only matters if the person whose signature you're replicating is ever going to deny it as their signature.

    Wow Olipro! :eek::eek: That's pretty dangerous advice you're giving! Forging a signature is serious criminal matter. If the person or body (bank in this case) that you are deceiving reports the matter, and it goes to court, and the person who's signature was forged says it really was him/her that signed, then we've now added purjury to the mix as well.

    There is no "legal extreme" about it. Forgery is unlawful for whatever reason.

    pvt
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
  • Olipro
    Olipro Posts: 717 Forumite
    edited 20 March 2011 at 10:23PM
    pvt wrote: »
    If the person or body (bank in this case) that you are deceiving reports the matter

    read what I wrote again please, there is no deception involved if the person whose signature you are reproducing has asked you to do it and you are doing so purely for practical reasons (i.e. the person who should be making the signature is unable to) - again, whilst it may count as forgery, since the person who you made the signature for will not be denying it's their signature, it will never become an issue.
  • Cmdr_Bond
    Cmdr_Bond Posts: 631 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Whether you have the permission of the person whose signature is "replicated", or not - it is still illegal.

    It is the same as using your wife's pin number and card.

    Unfortunately people seem to think that something being illegal is not a problem if enough people are doing it.
    Not as green as I am cabbage looking
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Olipro wrote: »
    read what I wrote again please, there is no deception involved if the person whose signature you are reproducing has asked you to do it and you are doing so purely for practical reasons (i.e. the person who should be making the signature is unable to) - again, whilst it may count as forgery, since the person who you made the signature for will not be denying it's their signature, it will never become an issue.

    It all depends on the nature of the illness. If a person is mentally incapable of signing their name, then they are not going to be deemed capable in law of consenting to having their signature made for them 'on their behalf'.
    If they are physically incapable of signing a cheque because of a broken wrist or similar, then the situation might be different.
    I suspect that this case comes into the former category.
    No free lunch, and no free laptop ;)
  • pvt
    pvt Posts: 1,433 Forumite
    Olipro wrote: »
    read what I wrote again please, there is no deception involved if the person whose signature you are reproducing has asked you to do it and you are doing so purely for practical reasons (i.e. the person who should be making the signature is unable to) - again, whilst it may count as forgery, since the person who you made the signature for will not be denying it's their signature, it will never become an issue.

    Olipro,

    There IS a deception involved. You are deceiving the bank in this instance. They won't give a sod whether or not their client colluded with the deception.

    It is very naive to think that it is not an issue if the person the signature is forged on behalf of goes along with it. If a handwriting expert is engaged they would be able to identify the forgery, and then both parties are in doo doo!

    Don't assume that if there is no actual loss involved that the police would not pursue the matter.
    Optimists see a glass half full :)
    Pessimists see a glass half empty :(
    Engineers just see a glass twice the size it needed to be :D
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