moving in with partner

C_Mababejive

The most critical thing i can think of is that if you move in with him,you will lose YOUR home and will be dependant on him. He could fling you out on the street at a whim and you would have no recourse.

Gemma_B

DaisyFlower wrote: »

A family of 4 can easily survive on a salary of 24k. You'd still get a small amount of tax credits, two lots of child benefit and maintainance from the childrens dad.

You trained in hairdressing so could easily get work, either for an employer of self employed. Tax credits would help towards the cost of childcare most likely. You volunteer for three days a week so childcare is not too much of an issue anyway.

Given you are engaged, i'm not sure the DWP would see you as a "single parent".

they do as we not living together as of yet, i spoke already about that and as he as proof where he lives and landlord etc they know we trying sort things out to be a family.
childs dad sadly died before i founnd out was pregnant with youngest so i dont get maintenence.

i am college trained hairdressing but no salon experience VERY hard get work ~ all jobs say level 3 and previous salon experience. i dont drive so mobile hairdressing isnt a option yet.
tax credits we would not be entitled to i think worked our £56 a year and no working tax credits.
my volunteer work is on 3 mornings a week when my youngest is in nursery at moment she is in mornings after sepember she goes full time so be alot easier find some knd of day time work, not worked out sick days and holidays yet. lol

Gemma_B

C_Mababejive wrote: »

The most critical thing i can think of is that if you move in with him,you will lose YOUR home and will be dependant on him. He could fling you out on the street at a whim and you would have no recourse.

i know its VERY scary thats why its took 3 years of maybes etc even after getting engaged i hate the feeling, he and children are attatched to eachother as we spend weekends together at the moment (yes authorities are aware of this) and we are in love, i'd feel safe in that aspect of him kicking us out. just scary making that commitment.
i live in council and hes private renting so asked him move in here.
the only thing is here, i have 2 bedroom house in a run down area and very small garden i dont drive so no access to driveway. and at that rent is very high.
his place (another 2 year contract) is 3 bedroom in better area close to schools big garden and driveway.

C_Mababejive

Gemma_B wrote: »

i know its VERY scary thats why its took 3 years of maybes etc even after getting engaged i hate the feeling, he and children are attatched to eachother as we spend weekends together at the moment (yes authorities are aware of this) and we are in love, i'd feel safe in that aspect of him kicking us out. just scary making that commitment.
i live in council and hes private renting so asked him move in here.
the only thing is here, i have 2 bedroom house in a run down area and very small garden i dont drive so no access to driveway. and at that rent is very high.
his place (another 2 year contract) is 3 bedroom in better area close to schools big garden and driveway.

I would strongly suggest that you dont move anywhere unless you have a legal right to reside there. Being homeless is not nice.

RedwoodBrook

Jowo wrote: »

A non-working single parent with 2 kids generally gets approx £200 pw in benefits (excluding council tax and housing benefit) -approx £65 IS, £34 child benefit, £98 tax credits.

Really? Thats just upsetting. No wonder so many people choose benefits as a way of life.

Gemma_B

RedwoodBrook wrote: »

Really? Thats just upsetting. No wonder so many people choose benefits as a way of life.

it is upsetting, i never planned to be on benefits and once on them and being able be at home with kids pick them up from school play be there when there ill etc its easy to get into a cycle and 'give up' on work.

the times i tried they just looked at me asked me few questions say they call and never do, when i went to my job adviser on my own working with child cost she worked out i would be £10 a week worse off and that wasnt including travel costs. even she said its bonkers off record off course.

i was one of the mums when goverment announced wanted more parents in work etc etc was excited butas my mum said they cant make jobs that arnt there.

i know there's people out there that take system for granted but i reallly do wish was different.

for instance as it stands now me living alone, my mum works herself to ground cleaning as a job... i get more money a month than her? tell me how thats fair!?
my partner pays over 6k a year tax.

im not saying working people should get benefits but maybe real disabled non working people should get more, single parents get a set benefit no matter how many children they have, and working people pay less tax and help with other things.

i think should be more of a benefit to work than not to, as it is compfy and stable.

RedwoodBrook

OP - I wasn't attacking you personally. It is just RIDICULOUS that someone who chooses not to work and have lots of children can take home £11k a year as well as having all of their rent and council tax paid.

You are quite right, it is so sad that your mother works hard and you 'earn' more than she does.

Gemma_B

RedwoodBrook wrote: »

OP - I wasn't attacking you personally. It is just RIDICULOUS that someone who chooses not to work and have lots of children can take home £11k a year as well as having all of their rent and council tax paid.

You are quite right, it is so sad that your mother works hard and you 'earn' more than she does.

i understand honestly i do i dont take things to personaly as i agree with everything others say to be fair.

my mums worked her whole life cleaning as she had me young raised me alone and only had enough to pay the bills... she as nothing to show for it at all.

on my googling yesterday i found a family with 7 children living in a 7 bedroom house in london council paying 800 a week for them rent.. think they was on millions a year including housin and the dad didnt live with them as ouse is 2 small so hes on benefits in another flat seperate.

i know its not right and i could easily carry on way i am as kids are still young and noone making me go back to work.. i go more often than i should to my job centre to look for work, i volunteer in the 4 hours my youngest is at school i really am trying but i feel stuck in rut.

i want to give my kids a family life and i sound bad but no i dont want to really struggle and cant afford to buy things. I'd like to live i want to have things to show for my hard work ...

RedwoodBrook

Good on you for having such a fantastic outlook. You will be setting a great example to your kids and in years to come they will appreciate everything they have.

Just such a shame so many others dont think the way you do.

Best of luck

allen35

Gemma_B wrote: »

tax credits we would not be entitled to i think worked our £56 a year and no working tax credits.

On £24,000 you should be entitled to £56 pw CTC and £33.70 CB on todays rates.