We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Capital One Classic

2

Comments

  • horngkai
    horngkai Posts: 572 Forumite
    star-fire wrote: »
    The capital one world mastercard is in another league all together for excellent credit scorers and one of the best cards on the market.

    I know it is different. Was just saying that reply doesn't means rejection straight away which is what the OP wanted to know.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    horngkai wrote: »
    I know it is different. Was just saying that reply doesn't means rejection straight away which is what the OP wanted to know.

    Do I work for Capital one NO
  • united66
    united66 Posts: 257 Forumite
    Thanks for the replies folks, I'll just have to wait and see. Suppose I've got half a chance, has anyone had a straight NO from online application?
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • horngkai
    horngkai Posts: 572 Forumite
    star-fire wrote: »
    Do I work for Capital one NO

    and your point being?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    horngkai wrote: »
    and your point being?

    My point being I don't work for Cap 1 so how do I know if you have been accepted.
    So regards the OP's post asking if he has been accepted it would be 50/50,be back in a minute while I underwrite all the applications.
  • luke2008
    luke2008 Posts: 40 Forumite
    Yes, on my 18th birthday I applied and got an instant no
  • luluE86
    luluE86 Posts: 44 Forumite
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    edited 12 March 2011 at 10:09PM
    luluE86 wrote: »
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!

    You had 9 defaults and 1 CCj,Credit card companies should of put a poster up of you in the office as do not approach this person as he/she is a credit risk.
  • united66
    united66 Posts: 257 Forumite
    luluE86 wrote: »
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!

    I would certainly hope so, however I am just not confident :/
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    rolandpol wrote: »
    I actually applied for the same card last night and passed all the checks.

    I was then presented with a screen that asked me to sign the agreement/contract, which I did.

    It also gave a screen similar to the one the OP posted.
    I'm hoping that the virtual signature is a good sign

    Passing all the checks and signing your signature don't mean nothing I am afraid.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture