We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Capital One Classic

2

Comments

  • horngkai
    horngkai Posts: 572 Forumite
    star-fire wrote: »
    The capital one world mastercard is in another league all together for excellent credit scorers and one of the best cards on the market.

    I know it is different. Was just saying that reply doesn't means rejection straight away which is what the OP wanted to know.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    horngkai wrote: »
    I know it is different. Was just saying that reply doesn't means rejection straight away which is what the OP wanted to know.

    Do I work for Capital one NO
  • united66
    united66 Posts: 257 Forumite
    Thanks for the replies folks, I'll just have to wait and see. Suppose I've got half a chance, has anyone had a straight NO from online application?
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • horngkai
    horngkai Posts: 572 Forumite
    star-fire wrote: »
    Do I work for Capital one NO

    and your point being?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    horngkai wrote: »
    and your point being?

    My point being I don't work for Cap 1 so how do I know if you have been accepted.
    So regards the OP's post asking if he has been accepted it would be 50/50,be back in a minute while I underwrite all the applications.
  • luke2008
    luke2008 Posts: 40 Forumite
    Yes, on my 18th birthday I applied and got an instant no
  • luluE86
    luluE86 Posts: 44 Forumite
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    edited 12 March 2011 at 10:09PM
    luluE86 wrote: »
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!

    You had 9 defaults and 1 CCj,Credit card companies should of put a poster up of you in the office as do not approach this person as he/she is a credit risk.
  • united66
    united66 Posts: 257 Forumite
    luluE86 wrote: »
    just to let you know, i had 9 defaults and 1 ccj on my credit file when capital one accepted me in september, 4 were settled at that point and were from 2005/06, I know its an horrific amount, but Ive learnt and am proving it with my card! but there is definitley hope for you!

    I would certainly hope so, however I am just not confident :/
    Who are you to judge the life I live? I know I'm not perfect and don't live to be. But before you start pointing fingers - make sure your hands are clean. Bob Marley - Legend.



  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    rolandpol wrote: »
    I actually applied for the same card last night and passed all the checks.

    I was then presented with a screen that asked me to sign the agreement/contract, which I did.

    It also gave a screen similar to the one the OP posted.
    I'm hoping that the virtual signature is a good sign

    Passing all the checks and signing your signature don't mean nothing I am afraid.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.