Advice PLEASE on purchase of a 2007 clio

bigjl

star-fire wrote: »

Its quite funny really when I go on Mercedes website it did not come up in big letters WE TAKE PEOPLE WITH DEFAULTS AND CCJ'S like Cargiant website thats strange.
So does this mean Cargiant will sell you one of their really good motors to someone who have a bad credit history and might not pay Cargiant back so Car giant are taking a risk.

And for that reason their cars are cr*p thats why they are cheaper because they are about as reliable as a talking cat,and the people who buy from their can't get finance at a decent dealer

I will reply once more on the basis that your posts are so uninformed they are funny.

The finance section is different to the bit where you look at the car, you find a car, test drive a car, then go to the finance section and agree a deal, though some, unlike you obviously have less than perfect credit, and yes they will try to arrange finance, though they don't preapprove your finance though if your credit history is so bad that you ask them to before you chose a car then I assume you would be able to.


Are you seriously saying you can't tell the difference between a large dealer that provides extra finance facilities to ensure he can get a larger market share and a place like CarShaft that sells overpriced crap to those too stupid to realise they are buying an overpriced car at a high interest rates for 5 years, that will be in negative equity from the entire term of the contract.

I am sure it is CarShaft that is reputed to actually have their own finance company, hence why they can get almost anybody approved.


Seriously, are you on medication?

jase1

I must admit I've always been in the position of being able to afford to pay cash, and will wait around until I find something that is significantly less expensive than it perhaps should be, with highish mileage, and jump on it -- the saving paying for any issues the car may have in the first year. I understand that many can't do this for whatever reason.

I'd never, ever touch finance from these places though. If I did need finance, I'd dump the car on a 0% card for the first year (which is offered by one of the existing cards every so often) then push the remainder onto some cheap loan somewhere.

samantham06

Woahhh... really didnt want to start a row about car craft

BugsyBrowne

bigjl wrote: »

I will reply once more on the basis that your posts are so uninformed they are funny.

The finance section is different to the bit where you look at the car, you find a car, test drive a car, then go to the finance section and agree a deal, though some, unlike you obviously have less than perfect credit, and yes they will try to arrange finance, though they don't preapprove your finance though if your credit history is so bad that you ask them to before you chose a car then I assume you would be able to.


Are you seriously saying you can't tell the difference between a large dealer that provides extra finance facilities to ensure he can get a larger market share and a place like CarShaft that sells overpriced crap to those too stupid to realise they are buying an overpriced car at a high interest rates for 5 years, that will be in negative equity from the entire term of the contract.

I am sure it is CarShaft that is reputed to actually have their own finance company, hence why they can get almost anybody approved.


Seriously, are you on medication?

LOL no medication today.

bigjl

samantham06 wrote: »

right... have just spoken to the dealer...
the car isnt going in for the MOT until tmw.. he states it 'should go through fine as its only a 4 year old car' ... wondering why he has such assurances??
Hes putting the new tyres on before the MOT.
I said about the cambelt.. he said he will get the MOT tester to 'check' it tomorrow..
The car doesnt look like it has been hammered, its in very good condtion, although obviously I know thats only cosmeticallty and i cant see mechanically..

Just going by what have posted so far Samantha I have real reservations about the care you are buying, the dealer sounds a bit dodgy to me, at least get the car inspected by the RAC/AA.

No matter how intelligent you are, buying a car needs to be thought about, otherwise you can buy somebody elses problems.

The car I linked to was an example, but the car you are buying isn't mega cheap, it's been serviced three times in 64k miles, the interval is every 18k, but not sure if one of your services may be a check done after a few thousand, my wifes car came with a stamped book and receipts from a Renault main dealer.


The cambelt is due at 72k though, I checked in the wifes service book for that.

I wouldn't be surprised if the entire service history took place when the first owner owned it, make sure you check this out.


If the car is what you want, personally I would go for the 1.2 or the 1.5 DCi that the wife has. Then please get it checked out by the RAC/AA, then you will know exactly what is good or bad about it.


Don't listen to forum opinion, if you think it isn't right, then walk away, the fact you have asked for help on here makes me think you aren't entirely happy about something.

There are plenty more Clios for sale, some may be better, some worse, but don't jump in to something you may regret later, mostof the forum members will have done this in the past, it is what we all tend to do when we are looking for a new car, especially when we haven't owned many cars, or if it is your first decent car.

Gordon_Hose

You need to find out when the cambelt needs changing as per the service schedule. If it's past due ask him to do it before you buy it, or buy it and do it yourself. If he says he's not going to do it, then the risk is yours to take.

If it's not due, buy it and do it when stated in the service booklet.

bigjl

samantham06 wrote: »

Woahhh... really didnt want to start a row about car craft

Don't worry about us, we are just venting.

bigjl

Gordon_Hose wrote: »

You need to find out when the cambelt needs changing as per the service schedule. If it's past due ask him to do it before you buy it, or buy it and do it yourself. If he says he's not going to do it, then the risk is yours to take.

If it's not due, buy it and do it when stated in the service booklet.

Looked in the wifes Clio service schedule, it is due at 72k on the petrols.

Though I personally would change it earlier.


If i was buying a car for fairly top price, which the OP is, I would make the cambelt, tensioner and waterpump part of the deal. Especially as it is due fairly soon.

Inactive

bigjl wrote: »

I will syick to CG.

Highly appropriate.:rotfl:

Gordon_Hose

bigjl wrote: »

Looked in the wifes Clio service schedule, it is due at 72k on the petrols.

Though I personally would change it earlier.


If i was buying a car for fairly top price, which the OP is, I would make the cambelt, tensioner and waterpump part of the deal. Especially as it is due fairly soon.

Well, no. It's not due according to Renault's service schedule, so I don't see why the dealer should change it. If it has service history, there's no reason why it would need changing early.