MBNA - are they always such pains

rog2

THE_LONE_RANGER wrote:

this is true but in the real world when it comes to phone calls they stay just with in the law and to be fair it does work as some debtors borrow more to get them off there back or some miss rent mortgage payments the debtor must just sit tight dig there heals in and they will come around to the debtors way of thinking , and the phone calls will stop as apayment programme is put in place

Have you had experience of MBNA? Their phone calls do NOT stop and I am speaking from personal experience. I was made bankrupt last month, and I informed MBNA when they phoned me. In spite of my repeated requests for them NOT to contact me, as the Official Receiver will contact them, they are STILL calling. :mad: :mad:
I have, today, sent an email to MBNA, begging them to leave me alone:mad:
So the answer to the original question is - YES, MBNA ARE ALWAYS SUCH PAINS.
But they are NOT above the law.

sandralovescats

I sent a letter to the three Companies I was really annoyed with MBNA, Amex and HFC Bank telling them in no uncertain terms what I thought about them.

I got a response back from all three, full of sugary platitudes about how sorry they were to be a nuisance etc.

They still persist in doing it to anyone and everyone, though, it doesn't stop them!

THE_LONE_RANGER_4

sorry i havent realy made my point well what i mean is they phone ,and phone, and phone, you report to ts oft etc wheres the proof?, they are carefull what they put in letters to you ,they say what they want over the phone you report them wheres your proof? ie they stay with in thelaw with regards that you have to prove what they have done or are doing like dca who ring and harrass you cant prove it makeing notes and times is pointless i had to put up with it for 4 years you just have to ride it through.

sandralovescats

I recorded my calls, and threatened with legal action against them , it still didn't work!

THE_LONE_RANGER_4

rog2 wrote:

Have you had experience of MBNA? Their phone calls do NOT stop and I am speaking from personal experience. I was made bankrupt last month, and I informed MBNA when they phoned me. In spite of my repeated requests for them NOT to contact me, as the Official Receiver will contact them, they are STILL calling. :mad: :mad:
I have, today, sent an email to MBNA, begging them to leave me alone:mad:
So the answer to the original question is - YES, MBNA ARE ALWAYS SUCH PAINS.
But they are NOT above the law.

yes i have and some dca companies who phoned me up to 17 times a day and at work you just have to repeat one sentence and hang up at work at home i changed my number after putting up with it all for 9 months all dca calls stopped , they increased at work i just hung up i imformed line manager what was happening they then tried over the 7/9 letters a week some accidently to my next door n i just bluffed it out you just have to be positive and not let them get to you

rog2

THE_LONE_RANGER wrote:

sorry i havent realy made my point well what i mean is they phone ,and phone, and phone, you report to ts oft etc wheres the proof?, they are carefull what they put in letters to you ,they say what they want over the phone you report them wheres your proof? ie they stay with in thelaw with regards that you have to prove what they have done or are doing like dca who ring and harrass you cant prove it makeing notes and times is pointless i had to put up with it for 4 years you just have to ride it through.

But you CAN still insist that ALL correspondence is conducted by letter - they are intruding on your privacy by telephoning and it is up to YOU, not them, as to whether you speak to them.:beer:

THE_LONE_RANGER_4

I sorted my debts out myself and i agree with you i only after initial telephone chat did it all by writing but i only told them ONCE i never kept sending letters etc eventually even the dca were plesant becouse after a year they were not getting any extra money other than what id agreed to send them so then sent the odd letter asking for increases i sent what i could afford 4 years later gone all done on my terms

tote_alley_stressed

MBNA seem to base their company on harrassment and humilitating those in need. Out of all my creditors they try every threat possible - bring it on. Court wouldn't be a bad thing - I can't feel any worse than right this moment. It doesn't help to know that they harrass others - we should form a group of objection.

makingendsmeet_2

tote_alley_stressed wrote:

MBNA seem to base their company on harrassment and humilitating those in need. Out of all my creditors they try every threat possible - bring it on. Court wouldn't be a bad thing - I can't feel any worse than right this moment. It doesn't help to know that they harrass others - we should form a group of objection.

This would be a good thing. On the credit card forum there is plenty of rant regarding MBNA's amazing low intrest deals. This is ok but people never know when life may change and leave them in debt. People need to know what they would have to deal with. I also think a poll on the worst creditor would be a good idea to find out who real gives their customers the worst treatment in time of need. MBNA prepare to be NAMED AND SHAMED!!!!

In the meantime there is nothing to stop people encouraging other people such as friends, family etc to avoid these bullys like the plauge, an impact on there turnover will make them listen

Brassicks

Ahh the Vultures of MBNA,when i defaulted they started ringing me at work 3 or 4 times a day.I didnt take the call,and this went on for two weeks....had a word with mt director,and next call that came through,he demanded to speak to a manager...He then told them in no uncertain terms to remove my work number from their list,otherwise he would take legal action against them for affecting the business......No more calls.....still get about 3 letters a week from them,they go in the bin..

Have made my offer to them with CCCS and thats all they getting...