Debt free the Fly lady way - anyone?

mizmir

Have had a couple of days out from this but will start again with day 25 tomorrow. On the menu front - planned meals for the next 2 weeks and shopped to list - total shopping £68 (including packed lunches etc).

Meals (starting yesterday!):

Sat: Roast chicken
Sun: Beef stew (slow cooked in wine - smelling lovely!)
Mon: Chicken risotto (left over chicken from roast)
Tue: Lentil curry
Wed: Pan fried salmon and veg
Thu: Spaghetti Bolognese
Fri: Tuna pasta bake
Sat: Cottage pie
Sun: Chicken casserole
Mon: Filled pasta with pesto
Tue: Sausages with lentils (Delia's frugal food - yum!)
Wed: Salmon fishcakes
Thu: Cheesy potato bake
Fri: Chickpea burgers (you are what you eat recipe)

bobble_hat

mizmir wrote:

Really interested in this bobble_hat - did you oven cook them to start with? I froze baked potatoes last summer that we had over catered for a party and when I got them out they were all watery and mushy - so the dogs got them! :rotfl:Would they have dried out if we had put them back in the oven for a while? Might have another go - quite often fancy a baked potato but the microwave is broken so it is oven or nothing right now - and oven always takes so long!

Hi Mizmir.

I'm not sure what I did different, I popped them into individual plastic bags and put them in the freezer when they were still slightly warm. I defrosted them in the fridge, the night before I needed them. They seemed fine just heated up in the microwave until steaming. Good luck

bobble_hat

Day 23 – get it on(line)
I do all my Banking online, I have one main account that I get paid into. Everything is syphoned from this account by standing order into other accounts. I have one account which is my 'cash' account, this is the account for my weekly spends: Groceries, travel, and incidentals.

Day 24 – what’s for dinner?!
I have planned all my meals for this week. I went through the cupboards, fridge and freezer and listed everything. Decided what I could make and the extra ingredients I would need and did my grocery shopping based on that. So I'm planned for this week:

Mon - lunch - Brie and cranberry roll - dinner - Pasta with mushroom sauce
Tue - lunch - as Mon - dinner - Mushroom risotto
Wed - lunch - Cheese salad roll - dinner - Chick pea curry
Thur - lunch - soup - dinner - Quorn Chilli
Fri - lunch - soup - dinner - Pasta with spicy sauce and veg
Sat - lunch - noodles & veg - dinner - egg fried rice with veg
Sat - lunch - noodles & veg - dinner - Quiche & Jacket potatoes.
Breakfast = Meusli, Snacks = Apples, cereal bars or small choccy biccy

Day 25 - don't b*tch, switch!
I rent a room and all bills are included. Just realised I can look at my breakdown cover and Car insurance. So will check this out.

Day 26 – freebie day
Woohoo, day off.

Day 27 – drop the debt
Still need to do my SOA, so will add this on once I get to it.

Tondella

The, "you are what you eat" chickpea burgers are great, and once you get the tahini in can usually be whipped up from the storecupboard. what do you have them with mizmir? I find they can be a bit dry with oven chips or sweet potato

juliejim

I'ii join in please - haven't noticed this thread before!

Gemmzie

Day 27 -

I have a list of these in my diary so ... (with the magic of copy and paste)


HSBC Card (Mum)...........0% (till 06/07).......[STRIKE]£869.62[/STRIKE] £814.62
HSBC Card (Dad)............0%.....................[STRIKE]£1,145.00[/STRIKE] £895.00
IF Card.....................4.95%...................[STRIKE]£561.28[/STRIKE] £388.47
Egg Card.......................0% (till 07/07)...[STRIKE]£632.10[/STRIKE] £605.10
TOTAL: [STRIKE]£3000[/STRIKE] £2703.19 (9.9% paid off)
DFD: [STRIKE]11/11/08[/STRIKE] 04/02/09

I pay £50 fixed to HSBC Dad and another £70 to the other cards. More to IF at the moment as they are the one with interest.

Not too scary, am tackling it 10% at a time and the Olympic challenge is helping alot

Tondella

juliejim wrote:

I'ii join in please - haven't noticed this thread before!

welcome juliejim, start at day 1 and let us know how you are getting on!

Tondella

Gemmzie wrote:

Day 27 -

I have a list of these in my diary so ... (with the magic of copy and paste)


HSBC Card (Mum)...........0% (till 06/07).......[STRIKE]£869.62[/STRIKE] £814.62
HSBC Card (Dad)............0%.....................[STRIKE]£1,145.00[/STRIKE] £895.00
IF Card.....................4.95%...................[STRIKE]£561.28[/STRIKE] £388.47
Egg Card.......................0% (till 07/07)...[STRIKE]£632.10[/STRIKE] £605.10
TOTAL: [STRIKE]£3000[/STRIKE] £2703.19 (9.9% paid off)
DFD: [STRIKE]11/11/08[/STRIKE] 04/02/09

I pay £50 fixed to HSBC Dad and another £70 to the other cards. More to IF at the moment as they are the one with interest.

Not too scary, am tackling it 10% at a time and the Olympic challenge is helping alot

are you snowballing Gemmzie?

Gemmzie

Sort of, the snowballer keeps telling me to overpay on HSBC Dad for some odd reason - I have it set to interest order

I use Money to tell me where to put overpayments

Tondella

ok guys, well the final challenges up to day 31 have now been posted. I have to say that, despite really struggling to find the time to keep up with posts, I feel a bit sad about ending the 31 days. Still, I'd better not jump ahead of myself as i am on day 28 today. I'm not entitled to any benefits but my student loan repayments finish next month so I will be checking to make sure that no more repayments are taken from my account in April.