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Wednesday 9th March - What small DFW things have you done today?!

determined_new_ms
determined_new_ms Posts: 7,867 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 9 March 2011 at 8:15AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:T

Morning everyone :wave: looks like I pipped u to the post pixie :p hope ur ok & the results for your scan is good news today x

feeling a little bummed as the cooker wasn't any good so back to the drawing boar. we have decided to buy a new one, oh's parents are going to give us some money towards it too... hopefully might have one tomorrow :T

ok today:
  • check banking
  • check for surveys
  • make sandwich for lunch
  • pay in some cash to the bank while I'm at an office near the high st
  • go for a run
  • order the cooker, pay by cashback card
somehow get some exctement into my system!!!! Off to get ready now.. have a lovely day x
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
«134

Comments

  • Morning! Its Wednesday, woo hoo. Not only mid way through the working week but I have Friday off. Thank goodness cause this week is rubbish!

    Today I shall:-
    1. Check banking
    2. Check eBay for what's selling
    3. Pack lunch
    4. NSD (didn't manage that yesterday, got invited for coffee and had a major meltdown and visited two supermarkets! Not good. Pancake day, a day about clearning your cupboards, turned into an expensive day! )
    5. Go for a run
    6. Drink lots of water
    7. Enter 10 comps (I know compers, not a lot, but I need to get back into it so I figure if I set myself a figure I will get on with it)
    8. Sadly, go to work!

    Have a great day everyone. I'm sorry the sun has gone in again but at least we saw it yesterday and it's near!
    If you knew it then you know it!

    £3160/£11,000
  • serendipity1985
    serendipity1985 Posts: 51 Forumite
    edited 9 March 2011 at 8:13AM
    Good Morning!

    Today I will:

    ~Check online banking
    ~Check for surveys
    ~Not wear foundation! (Will see how long I can drag this one out!)
    ~Have breakfast at home
    ~Take lunch to work
    ~Take a thermos of coffee to work
    ~Get free fruit from work
    ~Empty my purse and put the pennies in my jar before my niece pinches the shiny ones!
    ~Dinner at BF mum's house - no expense!

    Have a nice day everyone!
    My Debts:
    Barclays Overdraft - £1600 Capital One CC - £1200

    March Targets:
    Barclays Overdraft - £500 Capital One - £75.52 (Double minimum payment)
  • pixiechick99
    pixiechick99 Posts: 3,730 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 9 March 2011 at 8:29AM
    Good morning people:beer:
    Well, no work for me but no college either - have my hospital appt this afternoon, so should get scan results and see if the nasty Crohn's has sneaked back:o Fingers crossed not.

    I've had a good week on the ebay front - transferred £122 from Paypal yesterday than had a sale of £20 last night:j Fab!


    So, let's crack on:
    • check banking
    • check onepoll....several times:D
    • packed lunch for dd2
    • meal from plan tonight - Nigella's chicken stuff;)
    • mad tidy up this morn for letting agents check at 9.40
    • heating off during the day
    • use hospital park and ride...save my petrol
    • take book to hosp - no mag buying
    • strip chicken carcass and freeze meat
    • ironing
    • uni work
    • Sparkle:D:D:D
    Ok, that will just do me for one day - have a great day:T:T:T
    I really need to sort out a new signature!
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well hello there :wave:

    I'm hoping to get out a bit earlier for work today. Got a bit of voluntary work I need to do so hoping to get it done before I start getting dragged off on other things. Really only need to write a couple of letters but they're not v nice and I'm not spreading v nice news so that makes it all the harder. :( (I help folk with pensions problemas and I'm usually explaining stuff that's not been explained well before to tell them why they're not entitled to certain benefits etc. Not nice.)

    Small things:
    • Read library book
    • Complain to Mr Ts - shopping didn't arrive and they never even got in touch to tell us! Second time it's happened when we've booked the 9pm-11pm slot, and the same excuse that the van broke down.:mad:
    • Porridge brekkie - just finished the last of it and alas, no more arrived last night. Boo
    • Soup for lunch; take bread from home
    • Sort living room unit perhaps... Need to make some progress towards putting the house on the market...
    • Check onepoll
    • Check banking :eek:
    • Check cc to see if it's at 0 now :T - remember that's why banking is so :eek:
    • Catch up with some programmes for free on iplayer/4od
    xxx
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope today goes well for you pixie :)
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    somehow get some exctement into my system!!!! Off to get ready now.. have a lovely day x

    I was just thinking the same thing :o I need to be in smart business dress today (they say, as though clients will notice/care) so I'm hoping a bit of 'power dressing' and my fave make up (benefit play stick, touche eclat and a YSL eyeshadow palette) shall do the trick :rotfl:
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Morning all!

    Have a good list today so here goes:-
    - Check banking
    - Order contact lenses on cheap website
    - Check HBOS CC payment and update
    - Netball tonight (prepaid) will take own water bottle and friend can drive there :D
    - Took DB3's motorbike into work this morning as mine wouldn't start, used his fuel (tho was very slippery!) :D
    - Dinner from stores, think DM is making toad in the hole with the left over pancake mix! :rotfl:
    - Bought bread in from home for lunch but also a few pennies as that was all we had....:( Might have cereal as well?
    - HW off all day

    Have a sparkly day!!!!!

    Jx
    Nothing to report as yet...give me a minute...!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Good luck today Pixie! xxx
    Nothing to report as yet...give me a minute...!
  • josiebabie wrote: »
    ng toad in the hole with the left over pancake mix! :rotfl:


    Have a sparkly day!!!!!

    Jx

    isn't that ifit in the hole Josie??? :rotfl:
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    Aghhhh I just broke a contact lens and now am blind in one eye!!! Luckily mummy is looking after DD today and so is on her way in (blue flashing lights and all) bringing my glasses. LOL

    LOL @ determined!
    Nothing to report as yet...give me a minute...!
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