Student Funding: Loans, Grants & Scholarships

MSE_Martin

This article is specifically to discuss the

Student Funding

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fragster

just thought i'd throw a point or two in on the article, being a student and all

Okay so how much does a course cost?
On average it's around £4000

should say per year in there somewhere?

also something you could add which i've found very valuable is getting a HC2 form...
This gives help with health costs and most students should be able to get it unless they are earning a fair amount. To get one you have to fill in a HC1 form with your details and earnings/savings etc. you can request one from http://www.ppa.org.uk/ppa/HC1_form_intro.htm online.
The HC2 entitles you to:

• free NHS prescriptions
• free NHS dental treatment
• free Sight tests
• voucher towards cost of glasses and contact lenses
• paid Travel to hospital for NHS treatment if needed
• NHS wigs and fabric supports - probably not needed ;D

anyone can actually apply for one of these, they are just for people on low income though which is classed as:

• £20,000 for those permanently in Residential Care
• £12,000 for those aged 60 or over
• £ 8,000 for everyone else

personally i didnt get a job so all i really had was the 3k loan and some money from parents which was under 8k total, and its been fairly useful, managed to get a £125 pair of glasses for £40, and hopefully gonna be saving something on my contact lenses too, not needed and dental work or prescriptions yet but least if I do its free

Nice article and I hope my comments are of some use

lellie

If you're in wales (or registered with a welsh doctor) you get prescriptions until you're 21 anyway.. although that looks pretty useful

William_Calvert

My daughter is due to start a nursing degree in 2005-06. Can anyone suggest a comprehensive up-to-date web site/book, where I can access all the information needed eg costs, loans, forms, especially forms! how soon before she goes do they need to be completed etc. etc.
To repeat I am looking for a one stop shop.
Thank you in advance to anyone who can help

decrease789

yeah the HC1 form is all very well I sent off the form in my first year and they were like yeah sure have all the free prescriptions..... second year NOTHING changed and they said no way hosay i mean what the???????? government screwin everyone for cash........

LadyJozie

Hi,
My hubby is about to finish his in December. I thought I would try and get him free prescriptions, dentistry and such as the HC2 is supposed to. Well, the form was bad.... I mean BAD. It took us 3 - 4 months to eventually get it completed and loads of phone calls and the such. The people on the phones were not helpful when you eventually got through to the correct person.

Well, eventually we were declined! I can't believe it. I am on trainee wages and have to pay for everything to do with the mortgage and running of the house (luckily no kids!). So how they can say he is not eligable is beyond me.

Lets hope he doesn't get sick or need dentistry!

crana9

remember if you are under 19 and in full time education you get prescriptions etc free, so most students coming straight from school will be able to get stuff free for at least part of their first year.

remember to get your eyes tested and your dental checkup just before your 19th birthday

greedy_guts

I would love to hear some money-saving/funding tips for POSTGRAUATES. For MA students in the UK without a scholarship, there seems to be the Career Development Loan and nothing else. Most financial info you find (like this article) is directed towards undergrads with access to student loans.

If i find out anything I'll be back with the goods!

keef_2

The £4,000 about cost is about right. It's based on £1150 per year and courses vary but most are 3 or 4 years meaning the whole cost is on average about £4k

Anyway, it states the maximum fee is £1150. It must be remembered that this is only if the student in question is attending a publicly funded institution (i.e. not a private one)

The stuff about loans is right for most students but it is not the case if someone is on a course that is partially funded by the NHS (e.g. midwefery, physiotherapy, etc). In these cases they get reduced rates (approx 50%) as NHS fund fees, bursaries etc.

I could drone on about student finances all day, but i'll leave it there unless there are any specific queries (or offers of writing the student guide next year - complicated by top up fees, deferred entry, etc. Loads of new complications!!)

Lynn_Hoare_2

[img][/img]This is my first experience of communicating here..looks like a fabulous site, it's certainly kept me happy all day.
I too need funding or help for post grad course...is there only CDL? any tips would be lovely

parky101

can you help?
i am a student nurse and i am finding it difficult to get student bank accounts because of this, and the fact we get a small bursery ( which is barley enough to survive on as it is). does anyone know of where i could find some help and what other benefits are avaliable?
thanks parky101 x