We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Child cant get a bank account?? Help

2

Comments

  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If I were you, I'd be getting onto whoever did the deed poll and getting them to pay out for a new one. Regardless of whether they say it is valid or not, it is still incorrect and not what you paid for in the first place. This could cause your son much bother in the future, especially if the passport office or DVLA notice the error if/when he applies.
  • As Glider says, you need to get on to whoever did your deed poll. Its not so important for me, but when my name was changed, a hypen was left out, so legally I cannot be the name my mum gave me at birth. Its not a huge issue for me, but thats the legal position. In actual fact I just put both my first names in the first name box on forms, and that does the trick - when I sign my name I put the hypen back. However when I once accidently put the hypen in on a bank form I was refused too
    Getting fit for 2013 - Starting weight 10.1.13 88.1kg
    Weight 27.3.13 79.1kg :( weight 2.4.13 79.9kg Weight 24.4.13 77.8kg. 4.6.13 76kg

    BSC member 331
  • EarthBoy
    EarthBoy Posts: 3,276 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ... but when my name was changed, a hypen was left out, so legally I cannot be the name my mum gave me at birth.

    Well sign another Deed Poll to put the hyphen back in, then. Problem solved.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    This is very simple really - the solicitors made a mistake, so the service paid for hasn't been delivered. They therefore draw up a new deed pole. Takes 20 mins.

    Simples :o
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • ironlady2022
    ironlady2022 Posts: 1,574 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thing is, how long has it been done? She has known of this mistake a long time and 'accepted' it, will they do it FOC? I don't know.
  • Sharon87
    Sharon87 Posts: 4,011 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I would take this up with the deed poll company.

    I know you can do one yourself, all it is is a contract stating a change of name, especially if you've already got one you can look at the wording on it. Although most people tend to get one done from a paid source, looks more official and less hassle than doing it yourself. If the original company won't change it free of charge, you can change it over the internet.

    http://www.ukdps.co.uk/HowToApply.html - just 1 site you can use.

    I would get this deed poll sorted before he turns 16 and has issues with more banks/jobs/driving licences.
  • uolypool
    uolypool Posts: 1,207 Forumite
    As Glider says, you need to get on to whoever did your deed poll. Its not so important for me, but when my name was changed, a hypen was left out, so legally I cannot be the name my mum gave me at birth. Its not a huge issue for me, but thats the legal position. In actual fact I just put both my first names in the first name box on forms, and that does the trick - when I sign my name I put the hypen back. However when I once accidently put the hypen in on a bank form I was refused too


    I had this once my middle name has a hyphen or so I thought I have always put it in as my mum said yes middle name is Emma-Jane. However I was looking at my birth certificate when I opens an account many moons ago and that says my middle names are Emma Jane no hyphen .Some companies accept it with the hyphen in including the dwp but the bank wouldnt.I still put it in as always have .
    Paul Walker , in my dreams;)
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    mayling03 wrote: »
    Thing is, how long has it been done? She has known of this mistake a long time and 'accepted' it, will they do it FOC? I don't know.

    It's probably been too long now but when I got my deed-pole drawn up it only cost £30 so not exactly going to melt the credit card.

    And in regards to the earlier comments about "it being a change of surname only" - from a legal perspective - it isn't.

    Sure, the bank can see how the name was spelled on the birth certificate but the document legally changed the spelling of the name plain and simple.

    Co-Op can't be held responsible for holding the letter of the law when other organisations may not have.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • I would go elsewhere and use passport. The co-op are completely useless when it comes to red tape, they messed us about for months with admin procedures when applying for a mortgage. We went elsewhere and have never looked back.
  • ironlady2022
    ironlady2022 Posts: 1,574 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would go elsewhere and use passport. The co-op are completely useless when it comes to red tape, they messed us about for months with admin procedures when applying for a mortgage. We went elsewhere and have never looked back.

    Problem is the passport is out of date and the name wrong. In order to renew passport, he needs iD stating correctly spelt name. Any bank would deal with it in the same way.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.