Saga card excellent rates for hol cash

I disagree with what is in today's Money Saving Expert advice about Saga card. It says there is an 11.95% something or other on cash advance even if paid off in full. I have just returned from 4 weeks away and used Saga card to take out cash in 3 different countries because I knew there was no currency charge and only a 2% charge on the amount withdrawn from an ATM. I have cleared my statements and can verify that no interest was charged on even these cash withdrawals and that the charge was only 2% for ATM use. I used the card to book trips and for lots of my spending, even settling a hotel bill for just one glass of wine because I knew it would be a better rate of exchange than I could get through a normal currency exchange and there was definitely no extra charge for using it:j

I originally saw the advice on MoneySaving Expert pages, checked it out for myself and was delighted with the results, so don't see why today's description of the Saga card should be any different?
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