misscousinitt's MF Diary

lincoln-potter

misscousinitt wrote: »

Thanks Wildfrog, agree about the putting away and cleaning thing! I just don't seem to have time to sort stuff out - got to make time...planning a little bit each week - so busy usually.

lincoln-potter - thanks for the welcome its nice to have the support.

Its the support that matters when the initial momentum starts to fade so its good to have so many similar minded people in one place.

Time really is an issue but I have found myself doing jobs after work (and after putting kids to bed), to start with I was pretty tired but now I seem to find it really pleasing to know I am doing something constructive rather than just watching the TV.

misscousinitt

Not much to add today except going to the bank today to pay my birthday money in so I can divide it up into savings, isa, mortgage OP and of course some money for me to SPEND!!!!!

Going to do some basic chores when I get home tonight and then DH is taking me out for my Birthday meal (birthday was at the weekend, but he's been away).

Going to sort my shopping list out for this week too - hopefully some more savings to go in the virtual pot!

misscousinitt

50p in penguin pot today making £40.50 of £50 target.

We are going to do a review of our bills at the end of March when the Council Tax bill has come in.

Our current arrangement is that DH pays me and I pay all the bills and buy food etc... It works this way, he's always been a bit carp with money and since the house was bought by me originally and all the bills were set up by me, we have just carried on with this arrangement.

When we do the review, I'm going to see if I can persuade DH to up the amount he gives me so I can OP a little more!

misscousinitt

Spent less than £2.50 in Aldi last night and tonights Mr T shop will be small - so will definately be adding to the March Virtual Pot this week.

Oh, and another 50p for penguin pot making £41.00 of £50.00 - at this rate will be there in no time.

I realsie now that the momentum is going to start dropping already and I need to keep focused. Doing the diary really helps - even if I'm talking rubbish some of the days....

Very aware that I have been too busy so far to spend any of my birthday money or vouchers - really must do that and treat myself - another thing to focus on.

Need to get some travel insurance too for when we go to Turkey for a friends' wedding in July, found some for £20 for the two of us!

cha97michelle

We can all have good and bad days with our motivation. Just remember it is a long time thing. There is no easy path to MF or everyone would be doing it.

If you want to join us over on the all the small things thread we tend to have a bit of friendly competition over there as to what we do every day to be MF.

misscousinitt

Thanks for the invite cha97michelle. I'll pop over later.

Just an update on my Virtual March OP Pot:

Spent £10.14 on groceries this weekend and anticipate I will need some milk later in the week so going to call the total £11 for ease.

So, the March Virtual Pot stands at £143.50.

Another 50p in the Penguin Pot over the weekend making £41.50 of my £50 target.

misscousinitt

Nothing to add really, but have posted on the small things board to keep me inspired.

Thanks everyone for your support so far.

misscousinitt

Another 50p in Penguin Pot today making £42.00 of my £50.00 target - seems to be stacking up quicker now I'm keeping a log of it...

Spoke very briefly to DH last night about him contributing regularly towards OP and he was very receptive towards to idea - we are going to have a proper char at the end of the month when all the bills have come in and he will go to the bank and alter the amount that he pays me every month to take extra OP into account.

Good news on that front - I'm really pleased....going to show him the OP calculator and what a difference it makes. My thinking is that we might not always have the money to throw at savings and OPs and therefore we ought to take advantage while we can while striking a balance with our current lifestyle.

viola_brandywine

Hi misscousinitt - just wanted to say hi and good luck back to you .

It is good that you have your DH on board, I do too which makes it so much easier!

misscousinitt

Hi viola_bandywine (great name!) and thanks for the support.

Its a good feeling to know you are not trying to do it all on your own, isn't it.

Shopped to list at Aldi last night and got my Mr T shop to do tonight. I only anticipate about £3-4 going in the pot this week as have run out of some essentials - as long as I can get up to £150 by the end of the month I will be happy enough - its alot more than I ever expected anyway.

Can't wait to update my signature when I make that 2nd OP!