I'm sinking now....can't manage the debt now...

oops_a_daisy

debtCollector wrote:

Got new car insurance quote £66 that's much better, just have to wait till pay day to change insurer....... or will the other insurer charge me for cancelling?

check the small print of your current insurance for possible penalties or just a quick phone call to them - they might match the better quote
Also before taking out a new insurance policy check out Quidco ( or other cash back companies ) to see if you can get a referral bonus for going through them

benood

Hi I just picked up on this thread last night and just read all that went on today too. I just wanted to say fantastic DC (great name ) for facing up to your debt and everyone who's posted suggestions well done - the power of the internet to share issues is fab.

Best of luck I'm sure you're in the best place to get through things. My only suggestion is if you can find someone you know offline to talk to, who won't blab, that would be good.

livinginhope

Oops a daisy beat me to it,I was going to say all the above!
Well done on the quote,£30/month saving that's quite a lot.
Glad your glasses are now removed,maybe you could sell them on ebay lol!

debtCollector_3

oops_a_daisy wrote:

check the small print of your current insurance for possible penalties or just a quick phone call to them - they might match the better quote
Also before taking out a new insurance policy check out Quidco ( or other cash back companies ) to see if you can get a referral bonus for going through them

Checked online, no charge for canceling

Quidco..... I've never heard of them, will have a look online.... thanks

debtCollector_3

livinginhope wrote:

Glad your glasses are now removed,maybe you could sell them on ebay lol!

:rotfl: :rotfl: :rotfl:

debtCollector_3

benood wrote:

Hi I just picked up on this thread last night and just read all that went on today too. I just wanted to say fantastic DC (great name ) for facing up to your debt and everyone who's posted suggestions well done - the power of the internet to share issues is fab.

Best of luck I'm sure you're in the best place to get through things. My only suggestion is if you can find someone you know offline to talk to, who won't blab, that would be good.

I've been debating telling my sister, will see if I get courage up....

Thanks

debtCollector_3

Oh and I've just realised that I pay a pension thru salary, just checked wage slip and I'm paying £50 a month, think I will have to put that on hold or cancel completely, what you think?

oops_a_daisy

debtCollector wrote:

Checked online, no charge for canceling

Quidco..... I've never heard of them, will have a look online.... thanks

there are a few but Quidco is normally the highest paying - Topcashback and Rpoints are quite good too

livinginhope

debtCollector wrote:

Oh and I've just realised that I pay a pension thru salary, just checked wage slip and I'm paying £50 a month, think I will have to put that on hold or cancel completely, what you think?

If you are able to hold or cancel it it may be worthwhile,how long have you paid into it? remember £50/month is £600/year,that's quite a saving.

debtCollector_3

livinginhope wrote:

If you are able to hold or cancel it it may be worthwhile,how long have you paid into it? remember £50/month is £600/year,that's quite a saving.

5 years, and my company pay same amount to my pension as I do, actually wonder how much of a pay out I'd get if I canceled it?

Going to look out details and call them tomorrow....

My brain is working overtime now