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How to check PIN on foreign cash/debit card without a transaction
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If you go to pay for something in the shops and type in the pin, but pull the card out the second it says the pin is accepted or is incorrect, the transaction will cancel, just apologise to the cashier and say "oh sorry wrong card here's the right one"
Another idea I was thinking is to find a merchant that does pre-authorisations. Some hotels do this for example, whereby they reserve an amount on the card and then later release it or take it. Are there any other establishments other than hotels that do this?0 -
I don't know if this will work, but I would try another bank for example HSBC to change the pin or check the balance.
I think that banks have agreements with other banks to offer pin change services, I recently had trouble with a pin and was directed to use a HSBC machine to rectify.
HTH0 -
Careful_ly wrote: »I think that banks have agreements with other banks to offer pin change services, I recently had trouble with a pin and was directed to use a HSBC machine to rectify.0
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blueberrypie wrote: »Most banks will send you a PIN reminder by post if you ask them. If you have on-line banking, you can also sometimes view your PIN on that.
Bluberrypie, can you actually name any bank that displays a customer's PIN in their online banking system? I suspect the answer will be no because the bank has no idea what the customer's PIN is, the only person who knows is the customer themselves, which is why the banks can legitimately claim that any transaction authorised with the PIN must have been done by the customer (excluding of course transactions where the PIN has been illegally obtained through use of skimmers, cameras, etc.).0 -
Bluberrypie, can you actually name any bank that displays a customer's PIN in their online banking system? I suspect the answer will be no because the bank has no idea what the customer's PIN is, the only person who knows is the customer themselves, which is why the banks can legitimately claim that any transaction authorised with the PIN must have been done by the customer (excluding of course transactions where the PIN has been illegally obtained through use of skimmers, cameras, etc.).
MBNA used to when I had a classic card with them ~ five years ago.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Bluberrypie, can you actually name any bank that displays a customer's PIN in their online banking system? I suspect the answer will be no because the bank has no idea what the customer's PIN is, the only person who knows is the customer themselves,
I can't name any bank that displays a customer PIN in the online banking system.
But you raise an interesting question, because I can name at least two credit-card providers who do (Egg & MBNA).0 -
You will have a few seconds at least as all international Maestro cards must be checked against a lost and stolen hot list and authorised, the floor limit is not applicable in the UK to this type of card.0
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blueberrypie wrote: »I can't name any bank that displays a customer PIN in the online banking system.
But you raise an interesting question, because I can name at least two credit-card providers who do (Egg & MBNA).
As I don't have a card with either of these and other people are mentioning them I'll take your word for it. I am very surprised, it's a huge security hole, I would have expected VISA or Mastercard (whichever type of cards these are) to refuse to allow them to carry on issuing cards as they are bound to fail their annual audit - unless of course they conveniently forget to mention it. When I first worked on card issuing systems 25 years ago the PIN mailers were produced on a completely different system from all the other card systems precisely so that there could be no question raised about the PINs being accessible from anywhere else.0
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