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Marching on in March - The NSD Challenge

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  • so much for another NSD ended up with a HUGE spend day by ordering some bedroom furniture (we did need it though!) ahh well i will make it to my target (I WILL, I WILL) by the end of the month -I hope! lol, I hope everyone else is doing ok
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Bexterragga
    Bexterragga Posts: 209 Forumite
    Hey peeps,

    Back to work for me this week, so I did the food shop Tuesday, and I haven't spent anything since. This brings me to NSD #4!

    Tomorrow will be a spendy day as I'm off to a little house gathering with my OH.

    Hope everyone is well!
  • suzie_wong
    suzie_wong Posts: 387 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I'm not doing very well this month- only 4 NSDs so far, and none since last weekend :mad:

    I have had a really hectic week at work- long hours- which have meant it was more difficult to get organised.

    I need to reach my target of 15, so must try harder!! :o:o
    Save £12k in 2021: Jan £1834.40, Feb £1692.81
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Whoo....I've done it, I've done, it I've done it *Friday wiggle*....NSD #3. okay okay it's not as impressive as some of the tally's rolling in but Spoony, the soggy paint brush is all yours :rotfl::rotfl:

    Beanie - have you tried asking them to quote whilst 'casually' swinging a sledgehammer? seems to work for BDINI ;)

    Am glad it's the weekend, head still full of cold and I'm very snuffly (now entered the phase where it's a choice of breathing or eating with my mouth, and I can't really taste anything :()

    Also my NSD plan for the month has gone a little off plan today. I was supposed to be travelling to Japan on Monday for business (then on to Taiwan the following week) but due to the earthquake/tsunami we're going straight to Taiwan later in the week. Which means some of the NSD I was hoping to clock up over the next week prob won't happen. Also means I need to go out tomorrow and buy lunch stuff which I hadn't planned for the next week (though I am sure I was OH with a £10 lurking somewhere....:p) Still the main thing is that all my colleagues are safe and well, and frankly I would rather not head somewhere where a case of national emergency has just been declared all for the sake of some NSD....now that's EXTREME MSE! :eek: However, if I'm really good, we do have food in the freezer and I SHOULD be able to notch some NSD up on my own. :A
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • katenut
    katenut Posts: 530 Forumite
    NSD number 9 for me :) and 6 lovely whole day off work ahead of me woohoo!! Shattered from work so will catch up properly over the weekend xx
    Trying to jump back onto the moneysaving wagon .... :cool:
  • Hope your all doing the Friday ~ Wiggle ~
    "Oh ye-ah, oh ye-ah, it's Fr-iday, it's Fr-iday.."
    music-038.gifmusic-043.gifmusic-045.gifmusic-037.gifmusic-040.gif
    beanielou wrote: »
    But Im sure some load their prices when they see a woman on their own
    Hmm I know what you mean - I'm a blonde as well so often get this when I take my car to the garage :mad: ~ mind you, occasionally it works in my favour...!love-194.gifdrooling-1.gif;)
    kerri_gt wrote: »
    Still the main thing is that all my colleagues are safe and well, and frankly I would rather not head somewhere where a case of national emergency has just been declared all for the sake of some NSD....now that's EXTREME MSE!
    surprised-022.gif Glad to hear everyone is ok & lucky you weren't travelling a week earlier?! Take care when you go.

    Well, another day too busy to spend, so takes me to NSD#8/15 - more than half way there now!!:D

    Did my first credit card shuffle tonight too, so saved myself £240 :money:
    :A
  • bexs.ua
    bexs.ua Posts: 151 Forumite
    I have come to admit to a failure today :o

    It would have been a NSD if I hadn't got carried away at work and ordered the hinges for my new doors I bought yesterday...... (I only went onto e*ay to buy some desk diaries for the office :mad: which I will claim back!)

    I somehow doubt I'll get my quota in now :(

    I must try harder, I must try harder, I must try harder.....
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    bexs.ua wrote: »
    I have come to admit to a failure today :o

    It would have been a NSD if I hadn't got carried away at work and ordered the hinges for my new doors I bought yesterday...... (I only went onto e*ay to buy some desk diaries for the office :mad: which I will claim back!)

    I somehow doubt I'll get my quota in now :(

    I must try harder, I must try harder, I must try harder.....

    Ohhhh Bex....BDINI will be along to slap you with the soggy paint brush if you're not careful...no, not cos you didn't make your NSD, but one rule we have (and we don't have many one here)
    is that use of the F-word is absolutly not allowed...no, not Gordon Ramsey's F-word...the word fail/failure/failed or any other version using the letters f-a-i-l :p

    We never ever fail on here, we just sometimes don't make it - which is ok, as part of this challenge is to make us think about our spending, and if sometimes life gets in the way, well that's ok, we'll try harder next time. So, here's a :grouphug: and I'm sure the hinges are lovely (and it's very hard to hang a door without any :rotfl:)
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lots more NSDs being collected today – well done everyone! :D
    Karb – well done on number 4 :j :j :j
    pinkfluffybabe – well done on number 6 :j :j :j
    ebsaver – well done on number 8 :j :j :j
    DansMum – well done on number 6 :j :j :j
    ifwisheswerehorses – well done on number 7 :j :j :j
    beanielou – well done on number 5 :j :j :j
    Trinny – well done on number 6 :j :j :j
    romylou – well done on number 9 :j :j :j
    catslovelycats – well done on number 6 :j :j :j
    Bexterragga – well done on number 4 :j :j :j
    kerri gt – well done on number 3 :j :j :j
    katenut – well done on number 9 :j :j :j
    holidayaholic – well done on number 8 :j :j :j

    I’m up to number 9 today :D and I’m off to bed for an early night as I’m shattered! Have a good weekend everyone :) x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Not a Nsd for me, but my spending was within budget thankfully :o
    Mortgage-free wannabe!
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