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Marching on in March - The NSD Challenge
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Back today with my 11 NSD. Three more to go i think tomorrow will be a spendy day as i forgot a couple of things on the weekly shop.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
declaring 2 more NSD for me
yesterday & today! Only a couple more till i reach my target
10/12 NSD
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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BDNI~Hope all is well today.
Take care of you xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
butdoineedit? wrote: »You guys are amazing, had my first tears this morning, not at the situation, but at the amount of support i've had.
When i first joined in with the challenge i knew it would sort out my spending, but i never realised i would meet the most amazing supportive bunch of people that i am proud to think of as friends now! :A
See you all later!!
Aww, that's so nice of you to say - I feel the same way about our gang on here! Hope your day has been better today, my kippers are at the ready if needed!;)Going to have a special delivery sometime today...a new TV!!! DH has obviously been thinking about it for ages, but only suggested it at the weekend. So I spent ages trying to source the best deal for one. Up 'til now, the most we have ever spent on a tv has been £80! We are now smashing this limit, but won't be paying for 6 months (0% deal on Mr T card)...well, we might pay a bit off each month to whittle it down a bit. Also used loads of Mr T vouchers, which also brought it down. Can't believe we wil be getting a tv that will be easier to watch - 32", and we will be able to watch iPl@yer on it too (DS wants to watch Y@uT@be!!). It may be wider, but being thinner, will mean it'll take up much less space than the present humungous one with a tiny screen
We've had a few problems since we moved the furniture in the sitting room, the room is great, just watching tv isn't!
Now off to get the bread started...late again!
Keiss, how exciting!:j I wish you many hours of happy viewing!:)
Good evening all,
Had a very busy but productive day at work. Met my deadlines and cleared all my work AND left at 5 on the dot!
Hospital today for dermatology. Consultant really pleased at the way my skin has cleared. Still on meds for another 4 weeks by which time I should be COMPLETELY clear ( for the first time in about 30 years:j)
Made it #13 today, no spends today or yesterday so that's 5 -IN-A-ROW!
Have a lovely evening everyone:)
you will always be rich enough to be generous.0 -
Jinty~Great news on your skin :j :j
Keiss~Happy viewing
Been at the osteopath today so no NSD todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
A quick hello to one and all and a big chunk of solidarity for BDINI who apparently had a totally @rse day yesterday. Hope today has been a bit brighter for you and the laws of natural justice work in your favour.One life - your life - live it!0
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I did it!
I've had 10 nsd's this month!Clicking, searching and surveying my way to a life of debt freedom!
Debt Free 27th Nov 2012
Weight Loss so far: [STRIKE]12lb[/STRIKE][STRIKE]13lb[/STRIKE][STRIKE]15lb[/STRIKE][STRIKE]16lb[/STRIKE] 17lb0 -
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Had a very busy but productive day at work. Met my deadlines and cleared all my work AND left at 5 on the dot!
Hospital today for dermatology. Consultant really pleased at the way my skin has cleared. Still on meds for another 4 weeks by which time I should be COMPLETELY clear ( for the first time in about 30 years:j)Been at the osteopath today so no NSD today
Hope you're OK after that today, beanieThe time you enjoy wasting is not wasted time
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Ok thanks Spoony.
Just wish it wasent so expensive so I could go morte opften.
BUt hey ho.
I hate being skint sometimes.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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