part time work

sunnyone

McKneff wrote: »

You should sign on for NI credits anyway, apart from your pension it has effects on any benefits that you may want to claim in 2/3 years time.
If you suddenly need to claim benefits they will look back and see if you have paid enough NI credits in the relevant years (2 full years before your claim) you will be refused any benefits so its important not to miss any NI credits.

The NI credit is only for the state pension, nothing else and since the amount of years needed to claim a full state pension has fallen to 30 years (I think its 30 but it nowt to what it used to be lol) its might not be worth it if its going to cost him to sign on for it while hes so young and has so many years to pay into his state pension pot.

BreamoreBoy

sunnyone wrote: »

The NI credit is only for the state pension, nothing else and since the amount of years needed to claim a full state pension has fallen to 30 years (I think its 30 but it nowt to what it used to be lol) its might not be worth it if its going to cost him to sign on for it while hes so young and has so many years to pay into his state pension pot.

Wrong. I fell foul of this a few years ago cos I didn't work and didn't sign on so had a gap in my NI payments. When I finally did sign on couldn't get JSA so JC advised me to get IB instead.

dugdale_2

Sunnyone is correct with what she posted.
There are two categories of jobseekers allowance: Contributions based and Income based.
If someone has paid sufficient National Insurance contributions during the previous two years they might be eligible for Contributions Based Jobseekers Allowance for up to 6 months. Once this has been exhausted a person might be eligible to receive Income Based Jobseekers Allowance. Whilst these benefits are being claimed a National Insurance credit will also be paid however this does not count towards allowing someone to revert back to Contributions Based Jobseekers Allowance again.

My suggestion would be to ask your adviser to carry out a "Better Off Calculation" when you next visit the Jobcentre as this will inform you of any extra help that you might be entitled to

McKneff

I agree that there are two categories, but you did say 'might' be eligible in both scenarios.

bargain_hunter_1964

you need to check that you will still recieve a national insurance credit as it used to be that if you worked over 8 hrs in one week whilst on unemployment benefits unless it was on one day only you didnt get your credit for that week, i am going back a few years when i used to work in Jobcentre so things may have changed, but dont assume that the credits will be credited without checking with Jobcentre plus.