Calling all first direct customers!

knightfox

Experian_company_representative wrote: »

Re current accounts on credit reports, what is shared is info about any overdraft facility (ie credit) you have and how you manage it. As a result, info on basic bank accounts will not be shared as these don't include an overdraft facility.

James Jones

What do you mean by information reported.

All my bank accounts are reported on my reports. I cant comment which bits of info as I dont go overdrawn. However both Natwest & RBS basic accounts are shown just the same way as my expensive flash aco!!!!s that I use as the main accounts.

ScarlettsMum

izools wrote: »

Incorrect.

They recorded a Green "D".

This is not a default. It is a dormant marker, and does not count against you. It is not derogatory information.

A default is recorded as a Red "8".

Did they? That's funny both HSBC, Experian and equifax say they recorded it INCORRECTLY as a default (a red 8 if you like). But obviously you must be right you can see my credit report and I can't!

Even banks make mistakes and at least they admitted they were wrong. It seems you have trouble accepting they could have done that even though the bank were quite happy to admit they had!

ScarlettsMum