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Some Farepak Help

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Comments

  • Tiff_2
    Tiff_2 Posts: 3,046 Forumite
    Hi Rose,
    I'll get through your post quicker using this method if that's ok hun?
    rose07 wrote:
    ok i need a rant ;)
    i have read through this thread, and i agree with some of you, but also someof you wrote posts which were upsetting, and there were no need for it!!! :eek:
    I'm sorry if I've offended you Rose, I just felt I had to explain my original post.
    Of course the kids will still have a christmas, and i agree there are places or people alot worse off, but it all depends on what circles and places we live in, people can have it all or people can have nothing. These people from the sounds of things were poor to start with, most likely like your good selves, just trying to get by, and saving up to try and make christmas special for their kids. :)
    I completely agree. There are a million good deserving causes in the world. In our society, we are lucky with what we are able to have compared to other societies. It does entirely depend on your circumstances and one person's pain is no worse than another person's pain. If you're hurt, you're hurt.
    It upsets me to see the kids upset, it totally doesnt matter about material things, but what does matter is seeing a child smile, when they open a present. knowing they have been waiting all year, so while in one respect we know that its not all about presents and material things, it is about being happy and part of that esp for a child is to see something they have wanted.
    I agree again. It's like I said in my posts regarding companies like Provident etc., it would break my heart to say "No, you can't" to a child if it was down to a company that had fed off your misery. A child's smile has a magic all of its own and whereas we can easily take the moral high ground with ''they should have's/could have's'' advice, it's a lot to expect a child to understand. We have to remember I think, that a child's world is a very small, compact place.
    BUt i do agree with what someone said about how it depends what a child knows, if they know that as long as you are well, got a roof over your head and food in your tummy, then thats all thats matters then thats will be what they know, but if they are taught that material things is what matters, then they will know that way, its what we teach them.
    I hate the way children are marketed by the media. The blessings that have been listed ARE really what matters. But it isn't always just down to what we teach them as parents. In addition, you have to add in the peer factor & the way children are marketed by the companies with those perfect family Christmases & gifts appearing on TV and in the shops from September onwards. I think a lot of psychology is used and adults can fall for it too. It's so manipulating. I believe in all these principles listed, but I think we've created a monster with our credit-driven society and today's children expect so much more than when I was a child.
    Yes christmas is about, families, friends, love, and celebrating christ. totally agree. being with people we love and sharing a time where we can all come together.
    The reason we are all here, is due to money problems, so while you all say as long as you got a roof, food, and health, you all know money matters, we need money to get by, to pay bills, to look after ourselves. i hate money because it controls soo much.
    it really gets to me when i see people suffer. ok so they arent dying, or in major poverty. but they are in pain, and hurting, and they are only human.
    This site is all about getting one over (as it were), on those mega companies, that like to do us in, and why most of us are in debt, struggling financially or just at our wits end ;) , so lets keep fighting them
    Thank you to Martin for this site, as it has soo much that helps people, and while there are all those companies doing us in, as long as we keep fighting them, then we have a voice and it will be heard.
    So lets fight them instead of each other
    xxx
    Please believe me when I say that my intention was never to fight anyone else but such companies. I just wanted to share the information I'd seen.
    I'd just like to mention to the poster who mentioned that it was ironic for me to post info I'd seen in the supermarket because it would go in as the company's name - a) It was just a banner at Customer Services Desk with the web address that I saw along with a bucket accepting donations for the fantastic Children In Need charity. and finally b) does it matter whose name it goes in as long as it goes? I'm sorry my post upset some people but it was innocently done. It's a shame. I never expected such vitriolic responses.
    It doesn't matter really what your opinion of me is, though I take pains to be as helpful and compassionate to everyone I can. I'm agreeing with Rosie here - it's the rip-off merchants that should be tackled. I am not expecting apologies for any personal remarks about myself and I think the best thing to do is to go back to what I came to MSE for - helping people.
    Much Love,
    Tiff xxx
    "If you realized how powerful your thoughts are, you would never think a negative thought." ~ by Peace Pilgrim.
    ***
    'You just got Tiffed!' ;)
    ***
  • Nelski
    Nelski Posts: 15,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tiff come ere sit down and have a wee glass of wine with me :)

    First up I want to say that I apologise to you if you have taken posts personally - you seem to me like a very kind person with fantastic intent who does genuinally care for others so again sorry if i have hurt you.

    This however is the biggest hot potato subject going at the moment and hun you decided to throw yourself in at the deep end:D have a read of the other one its far more vitriolic than this one!

    Nobody i believe was getting at you in any way - instead they were all expressing opinions and discussing their views on the Farepak situation. For me its about recognising that companies do fail whether the directors are to blame or not - should we feel sympathy yes of course we should - should we give donations - well thats where I would say no. Thats not because I am heartless I like to think I am a nice person most of the time but I do think that if we start a farepak charity (which of course lots of people are doing ) then we should also start charitys for all the companies who have gone bust previously leaving customers financially lost ( Pensions are a good example of this but those people lost a heck of lot more )

    Christmas will come and go whether or not people buy the latest PS2 or have M and S food or Iceland all those kids will still be alive and they may even have enjoyed a traditional christmas not involving massive spend who knows.

    Anyway I just wanted to let you know that this is not about you Tiff its about the subject and as they say opinions are like belly buttons - we all have one!

    Take care
    Nels xx
  • I agree. I don't think anyone was getting at you Tiff. Now don't you stop doing your thing. O.K. You come across as kind and considerate but obviously people have different views as to how much we should help these people. :grouphug:
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • Tiff_2
    Tiff_2 Posts: 3,046 Forumite
    Hi Nelski :)
    [quote=Nelski]Tiff come ere sit down and have a wee glass of wine with me :)
    First up I want to say that I apologise to you if you have taken posts personally - you seem to me like a very kind person with fantastic intent who does genuinally care for others so again sorry if i have hurt you.
    Thank you for your apology Nelski - I take it in the spirit it was intended.;)
    I'd be lying if I didn't say that your post had upset me. brick.gifIt was direct comments at me from the things you said. I didn't see any other way to take it tbh, as there were references to myself and how I'd posted.
    Nelski vbmenu_register("postmenu_3510203", true);
    Mad Maverick MoneySaving Maniac
    rating_4.gif


    Quote:
    Originally Posted by LookingAhead

    But no-one is asking you to put your hand in your pocket and give one penny.

    Just to clarify i think they were:confused: isnt that what the op is saying? not lets think kindly of these poor people but and I quote from Op

    "If you want to help, go to the website, and check out the options. I have next to nothing but it breaks my heart to think of all these families sitting there watching all the TV adverts for "The Best Christmas Ever" when they've even had the food taken from them.
    with a link:mad:

    well sorry if im being thick but that says "please put your hand in your pocket" to me. and then its posted on numerous boards:confused::confused:

    If you feel sorry for people who have ""invested"" their money in the wrong company then yes dig deep I personally will be giving my money to much worthier causes than this - sorry its tough but thats the way business works - many have lost thier pensions over business loss , do we do a fund for them NO

    Last edited by Nelski : Yesterday at 1:16 AM.


    This however is the biggest hot potato subject going at the moment and hun you decided to throw yourself in at the deep end:D have a read of the other one its far more vitriolic than this one!
    I agree it's the hot topic right now but be reassured that I try to consider all topics as they arise.
    I didn't decide to throw myself anywhere hun, I just gave information I'd seen in good spirit. I wasn't expecting any replies even. As far as your other post ''being more vitriolic than this one!''...:confused:
    Nobody i believe was getting at you in any way - instead they were all expressing opinions and discussing their views on the Farepak situation. For me its about recognising that companies do fail whether the directors are to blame or not - should we feel sympathy yes of course we should - should we give donations - well thats where I would say no. Thats not because I am heartless I like to think I am a nice person most of the time but I do think that if we start a farepak charity (which of course lots of people are doing ) then we should also start charitys for all the companies who have gone bust previously leaving customers financially lost ( Pensions are a good example of this but those people lost a heck of lot more )Angel, I haven't started a ''farepak charity'' & where all consumers are ripped off, I agree that there should be some just recompense. If anyone wants to debate the Farepak issue I believe (but not totally sure), that Martin's weekly alert provides an arena for this.
    Christmas will come and go whether or not people buy the latest PS2 or have M and S food or Iceland all those kids will still be alive and they may even have enjoyed a traditional christmas not involving massive spend who knows.
    As I said, the 25th will turn into the 26th;;) I have posted my thoughts on this in my reply. I hope everyone receives the Christmas that makes them happy, whatever it is and my best wishes to those having a hard time, whatever the cause.
    Anyway I just wanted to let you know that this is not about you Tiff its about the subject and as they say opinions are like belly buttons - we all have one! Yep, we're all allowed an opinion hun - I totally agree!:) I don't have a problem with people having an opinion one way or the other. ;)
    I'm glad your 1st post wasn't about me hun - I'll just ignore all references in your post about ''OP'' & ''and with a link :mad: ''...:D ;)
    We've used time and attention in replying to my post that could have been used elsewhere & I apologise for that. Let's go back to doing what we're good at -

    focus.gif Let's help somebody!
    Take care
    Nels xx[/quote]
    Best wishes to you Nels & to everyone here. Look after each other.:A
    Much Love
    Tiff xxx
    "If you realized how powerful your thoughts are, you would never think a negative thought." ~ by Peace Pilgrim.
    ***
    'You just got Tiffed!' ;)
    ***
  • Tiff_2
    Tiff_2 Posts: 3,046 Forumite
    I agree. I don't think anyone was getting at you Tiff. Now don't you stop doing your thing. O.K. You come across as kind and considerate but obviously people have different views as to how much we should help these people. :grouphug:
    Thank you df for your kind words.:o :T
    I don't want anyone to think that I have a problem with a genuine opinion or debate because I honestly don't. There are so many wonderful posters at MSE & I wouldn't offend anyone deliberately. Tiff's not that kind of animal!;)
    I only got a bit upset because there were remarks that referred to me specifically which I felt were undeserved. So I'm sorry guys for any trouble caused. :o
    Much Love to you all ;)
    Tiff xxx
    "If you realized how powerful your thoughts are, you would never think a negative thought." ~ by Peace Pilgrim.
    ***
    'You just got Tiffed!' ;)
    ***
  • pyrorus
    pyrorus Posts: 94 Forumite
    The biggest thing that has annoyed me with this you pointed out here.

    Clearly we all realise that it is mostly people who earn very little that rely on payments to hampers through the year to get some special food in for Christmas. They can ill afford to lose any money let alone up to £2000. (source: http://news.bbc.co.uk/1/hi/business/6140660.stm)

    Some people will loose around £2000. do the maths thats £38 pound a week. thats a week not month. They knew they had lost it a month ago. That would mean they had 9 weeks notice, at £38 quid a week thats nearly £350. I could do quite a nice cristmas for that.

    ALso i'd love to earn emough to splash nearly £40 a week on a hamper!!!!

    Yes ok some of the people would have had smaller hampers and may have paid a pound a week but thats only £50. from what I remember of them hampers you wouldn't have gotten much for that so you could have just tightened you belt save a little and youd be able to afford the loss of you investment.

    I may seem insensitive and uncaring but at the end of the day its a dog eat dog world and no king of moaning is going to change that. So yes I am sorry that these people have been let down and lost money but Its something that happens of a daily basis. You crash you car and over the next five years the insurers make sure they get more than they paid out from you. These people are just another load of names on a very big list of people that get screwed.

    Rus
  • pennylane99
    pennylane99 Posts: 5,783 Forumite
    1,000 Posts Combo Breaker
    so would the farepak agents who collect the cash each week from their customers have already got their commission? or do they lose that as well....
  • Storm
    Storm Posts: 1,749 Forumite
    Debt-free and Proud!
    My heart does go out to the people that have lost money through the Farepac debacle, as it does when people lose their jobs through their company going bust, pension companies failing, being mis-sold endowments etc. There are always going to be some who the loss affects more than others, depending on their circumstances.

    However, as other posters have said - they will still have a Christmas, just not one as affluent as originally planned. To put things into perspective, I would like to share a story from 2 years ago...

    Through work contacts I heard of a family of 4 who came to England as refugees and were granted residency (or similar) on 22nd December 2004. On 23rd December they moved into a council flat which had cooker, fridge/freezer, sofa and beds plus £30 emergency payment until their benefits would be sorted out.

    The social worker who visited was so horrified at the state they were living in and the pitiful small amount of money that had to last them until January sent a plea around the city - people donated goods rather than money and we're talking the real basics - mugs, plates, cutlery, bedding, cleaning materials etc. Thrown in with this were a few toys (2nd hand) for the children so they would have something for Christmas Day.

    The family were completely overwhelmed with the generosity of their new neighbours and the welcome they felt they had to this country - to me this story highlights what Christmas should be - giving to those who truly have nothing.

    I won't be donating to the Farepac customers, I will be donating £10 to Shelter instead of buying & sending Christmas cards to go towards those who don't even have a roof over their head, and who dread a white Christmas.
    Total Debt 13th Sept 2006 (exc student loan): £6240.06 :eek:
    O/D 1 [strike]£1250 [/strike]O/D 2 [strike]£100[/strike] Next a/c [strike]£313.55[/strike]@ 26.49% Mum [strike]£130[/strike] HSBC [strike]£4446.51[/strike]@15.75%[STRIKE]M&S £580.15@ 4.9%[/STRIKE]
    Total Debt 30th April 2008: £0 100% paid off!

    PROUD TO [STRIKE]BE DEALING [/STRIKE] HAVE DEALT WITH MY DEBT ;)
  • Nelski
    Nelski Posts: 15,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tiff i am disappointed you couldnt just take my post as the hand shake it was meant to be - it strikes me you are very loving and thankful to anyone who agrees with you but cannot accept that others have an opionion different from yours

    fine we can agree to disagree on farepak and i think you will find I am not on my own with my opionion but one thing I must do is have my say on your purple bits:rolleyes:
    Tiff wrote:
    Hi Nelski :)
    [quote=Nelski]Tiff come ere sit down and have a wee glass of wine with me :)
    First up I want to say that I apologise to you if you have taken posts personally - you seem to me like a very kind person with fantastic intent who does genuinally care for others so again sorry if i have hurt you.
    Thank you for your apology Nelski - I take it in the spirit it was intended.;)
    I'd be lying if I didn't say that your post had upset me. brick.gifIt was direct comments at me from the things you said. I didn't see any other way to take it tbh, as there were references to myself and how I'd posted. (now thats just being silly you post a thread you have to accept comments on what you have said - I was not nasty in any way that is not me)


    Quote:
    Originally Posted by LookingAhead

    But no-one is asking you to put your hand in your pocket and give one penny.
    Just to clarify i think they were:confused: isnt that what the op is saying? not lets think kindly of these poor people but and I quote from Op

    "If you want to help, go to the website, and check out the options. I have next to nothing but it breaks my heart to think of all these families sitting there watching all the TV adverts for "The Best Christmas Ever" when they've even had the food taken from them.
    with a link:mad:

    well sorry if im being thick but that says "please put your hand in your pocket" to me. and then its posted on numerous boards:confused::confused:

    You were suggesting people might want to donate so i dont understand why you think im getting to you personally

    If you feel sorry for people who have ""invested"" their money in the wrong company then yes dig deep I personally will be giving my money to much worthier causes than this - sorry its tough but thats the way business works - many have lost thier pensions over business loss , do we do a fund for them NO

    Last edited by Nelski : Yesterday at 1:16 AM.


    This however is the biggest hot potato subject going at the moment and hun you decided to throw yourself in at the deep end:D have a read of the other one its far more vitriolic than this one!
    I agree it's the hot topic right now but be reassured that I try to consider all topics as they arise.
    I didn't decide to throw myself anywhere hun, I just gave information I'd seen in good spirit. I wasn't expecting any replies even. As far as your other post ''being more vitriolic than this one!''...:confused:

    There is a post about farepack victims and donating vouchers im suprised you havent seen it with your interests - anyway you said this was vitriolic and i was pointing out that it wasnt compared to the other one - wow silly me

    Nobody i believe was getting at you in any way - instead they were all expressing opinions and discussing their views on the Farepak situation. For me its about recognising that companies do fail whether the directors are to blame or not - should we feel sympathy yes of course we should - should we give donations - well thats where I would say no. Thats not because I am heartless I like to think I am a nice person most of the time but I do think that if we start a farepak charity (which of course lots of people are doing ) then we should also start charitys for all the companies who have gone bust previously leaving customers financially lost ( Pensions are a good example of this but those people lost a heck of lot more )Angel, I haven't started a ''farepak charity'' & where all consumers are ripped off, I agree that there should be some just recompense. If anyone wants to debate the Farepak issue I believe (but not totally sure), that Martin's weekly alert provides an arena for this.

    who is angel maybe you are mixing me up with someone else here:confused:
    I didnt say you had started a charity but some people have -
    I disgree that we can only debate this on Martins weekly alert - says who? Martin hasnt stopped us discussing this and it is his forum
    Christmas will come and go whether or not people buy the latest PS2 or have M and S food or Iceland all those kids will still be alive and they may even have enjoyed a traditional christmas not involving massive spend who knows.
    As I said, the 25th will turn into the 26th;;) I have posted my thoughts on this in my reply. I hope everyone receives the Christmas that makes them happy, whatever it is and my best wishes to those having a hard time, whatever the cause.
    Totally agree:T :T :T
    Anyway I just wanted to let you know that this is not about you Tiff its about the subject and as they say opinions are like belly buttons - we all have one! Yep, we're all allowed an opinion hun - I totally agree!:) I don't have a problem with people having an opinion one way or the other. ;)
    Really?
    I'm glad your 1st post wasn't about me hun - I'll just ignore all references in your post about ''OP'' & ''and with a link :mad: ''...:D ;)

    Well thats your choice

    We've used time and attention in replying to my post that could have been used elsewhere & I apologise for that. Let's go back to doing what we're good at -

    focus.gif Let's help somebody!
    Take care
    Nels xx
    Best wishes to you Nels & to everyone here. Look after each other.:A
    Much Love
    Tiff xxx[/quote]

    Tiff not everyone will agree with you and when we dont we dont deserve you making us feel bad about it - I apologised in good faith and you have come back at me - i wont be answering any more of your posts directly
  • Well this is just going to rumble on & on isn't it?

    It's polarised opinion that much is clear.

    It makes me feel quite hollow though I have to say cos I can't get my head around why so many people just seem to want to point out how much Farepak people have wanted to save per week or month. Whether Person A saved £50 or Person B saved £2000, the way they've all been shafted is wrong - and scary!

    It disappoints because some of you are getting on your soapbox about how much people spend on their Christmas dinner and kind of, gossiping about it, saying how much you can do it for, when you should be getting vocal about the way companies can turn you over in this country.

    I feel sad that this major issue is being missed and it's not right to just turn over, see it happen, throw your hands up and say "Oh what can you do?"

    I say it again - aren't you at least a little bit scared about where your money is being held and who by? I know I am.

    Possibly that's why I'm spending it all....if I am going to end up destitute it might as well be by my own hands :rolleyes: (Joke.)

    On the point of how cheaply you can do Christmas...well, well done, very good for you.

    But not everyone has had their light bulb moment or was born with financial acumen. Maybe this was the best option for them for whatever reason. They do not deserve to get shafted then judged on their expenditure. That, is not our business. This forum, I thought, doesn't *do* judgement.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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