Car Insurance for twin sons ! !

Flyboy152

reduceditem wrote: »

From now on, when I'm making a light-hearted quip, I'll be sure to mark it 'LIGHT-HEARTED QUIP' at the bottom......just to save your blood pressure.

Yes, that might help.

However, based on your comments on another thread, you can't blame someone for assuming your condoning of criminal behaviour.;)

reduceditem

Flyboy152 wrote: »

based on your comments on another thread, you can't blame someone for assuming your condoning of criminal behaviour.;)

I condone your (and my) right to indulge in speeding, yes.

NeverAgain_2

What's twins got to do with it?

vaio

janninew wrote: »

My advice - tell them to get saving! Driving is a responsibilty, and so is paying for the expense!

Generally I agree but for youngsters these days insurance is pretty much unaffordable without parental assistance.

When I was an apprentice back in the mid ‘70s my insurance was about two weeks wages (£40), 8-9-10 years ago the last apprentice we had here was paying three months wages (£1500) for insurance, nowadays, premiums north of £3 & £4k are not uncommon.

Worse still if the child is still at school

sheslookinhot

My 19 year old son has not driven since passing his test in October.

rev_henry

reduceditem wrote: »

Are they identical?




(is anyone else thinking what I'm thinking?)

My OH's family own a shop. One day I went into the stockroom to find a notice up saying '[whatever his name was] is ONLY to be served alcohol or cigarettes with his OWN ID, NOT his identical twin brother's [whatever his name was]!' Did make me laugh, considering it was just to prove a point to said twins.

Back to the OP, erm, good luck. Look into whether its no more expensive to have a car each maybe? It wouldn't surprise me. Friend of mine at school was in a similar situation, although his twin was female, which helped a bit. Don't know any details sorry!

vaio

rev_henry wrote: »

My OH's family own a shop. One day I went into the stockroom to find a notice up saying '[whatever his name was] is ONLY to be served alcohol or cigarettes with his OWN ID, NOT his identical twin brother's [whatever his name was]!'.......

:rotfl::rotfl::rotfl::rotfl:

forgotmyname

From recent posts your looking at nearly £2000 each. Adding then to your policy maybe cheaper in the short term.

They may not build no claims on that though, AND the bad bit is if they have an accident it will wipe out your no claims.
Usually clause says under 25's are not covered by the protected no claims. Also policy excess is higher.

Kilty_2

forgotmyname wrote: »

AND the bad bit is if they have an accident it will wipe out your no claims.
Usually clause says under 25's are not covered by the protected no claims. Also policy excess is higher.

Wasn't the case when I bent my mum's car in 2008.

spiro

forgotmyname wrote: »

Adding then to your policy maybe cheaper in the short term.

You should only do that if you not the child are the main driver otherwise its fronting. However it can reduce their premium (so posters say) if you are added to their policy as a named driver.

There was an article in the Daily Mail this week based on a Which report about insurnace you youngesters. For some cars they were getting quotes of £10-20,000.:eek: As the paper is in the recycler I cant post any more details.