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Internet banking security

135

Comments

  • Mr_Oink
    Mr_Oink Posts: 1,012 Forumite
    edited 5 March 2011 at 4:32PM
    DNSSEC goes a long way to mitigating the problem so to characterise DNS spoofing as 'common' is alarmist.
    No, it's accurate based on my experience working in this arena.

    Remind me, how widespread is the use of DNSsec? How many competing standards are there?

    If an attacker has changed your DNS setting, do you think they may not have *thought* of dealing with DNSsec (when it FINALLY becomes something they even need to deal with)?

    Naturally you would know that the first part of the name resolution process will start in the hosts file anyway, before it even makes a call across the netowrk for DNS(sec) anyway. Job done.

    Also, a login to a banking site will involve an https link and its associated, checkable certificate. Yes, all things may be capable of being circumvented but a direct link (or a bookmark) is the best you are going to get if you want to manage your finances over the net.

    The way you enter the site name is largely academic. The final destination will still be under the control of the miscreant. I do agree, however, that you would *never* click on a link in an email and expect it to be kosher.

    As for SSL/TLS; it's also easy to defeat using a number of well known methods ranging from SSLStrip, renegotiation attacks, weak ciphers and even obtaining a cheap certificate from someone like 'godaddy' for a subdomain of 'bank.com' using a pay-as-you-go credit card. This is all trivial stuff - and pretty much well documented.

    What you really need to get a grip on is this; you are dealing with miscreants ranging from 'keen amateur' through to 'professional criminal' with extensive system(s) knowledge. Part of their 'magic' relies on half (or mis) informed computer users who have a false sense of security - they make the best victims.

    I don't want to fight with you dude - it's like the kid says in the six sense 'they don't know they are dead, they only see what they want to see'.
  • Sedated
    Sedated Posts: 34 Forumite
    toastydave wrote: »
    Ok, so on Vista you can do this;
    Go Start menu ==> Control Panels ==> Network and Sharing Center
    Click Manage Network connection from the menu on the left hand side.
    Right Click on the network adaptor you use to connect to the internet and choose properties
    Click once on Internet Protocol Version 4 then click properties
    Click the USE following DNS Server address
    Enter
    Primary - 208.67.222.222
    Secondary - 208.67.220.220
    Then Click Advanced
    Then Click the WINS tab
    Then uncheck Enable LMHOSTS lookup
    Then ok all boxes as you close

    Thanks, I tryed that and I still get the redirecting.
  • Sedated
    Sedated Posts: 34 Forumite
    edited 5 March 2011 at 3:51PM
    Now I also wonder how the scammer did the original fraud.

    Assuming they got access to the account via the compromised PC which gave them the passwords and memorable info.......
    Even so, you cannot authorise a payment to a "new recipient" without going through the lloyds automated telephone authorisation system to approve it being added to your payees list....and no, the scammers can't change the registered telephone numbers on the lloyds system to the scammers own ones and immediately authorise the "illegal" payment: lloyds block that one!
    The lloyds system also confirms all new payments set up by text message to your mobile.
    So I wonder how the scammers set up a new payment?

    What version of "Norton" is the OP running (is it for example Norton internet security 2011 or something much older like Norton anti-virus 2005)?
    you say you "ran a scan" did you ask for a quick or full scan?
    Modern versions of norton will be doing daily scans both quick and full as appropiate in the background anyway.

    I cant speak for the original poster but I am with the Halifax.
    The scammers got into my ISA transfered it to my Currant account set up a quick payment and took 3 x £450 withdrawals. I dont know why they did 3 x £450, maybe to keep it under the radar? but what I cant understand why no alert from Halifax especially as all withdrawalls were within 2 minuits.

    I have done loads of scans both with McAfee and Malwarebytes in safe and normal mode. They havnt picked up a virus in the last few scans
  • toastydave
    toastydave Posts: 136 Forumite
    Could be a proxy redirect;

    Open internet explorer

    then Click on the tools menu and then internet options

    Click on the connections tab

    Click on LAN settings

    Check the the use proxy box is unchecked
    To alcohol! The cause of... and solution to... all of life's problems!:beer:
  • toastydave
    toastydave Posts: 136 Forumite
    edited 5 March 2011 at 3:59PM
    Sedated wrote: »
    a direct link (or a bookmark) is the best you are going to get if you want to manage your finances over the net.

    Not so, you could find the ip address of the site you wanted and save that as a bookmark in numeric form, this would then be immune to DNS spoofing.

    Remember that any form of named address Bookmarked, linked or typed can be spoofed

    You could just download raport, to secure your connection
    To alcohol! The cause of... and solution to... all of life's problems!:beer:
  • Sedated
    Sedated Posts: 34 Forumite
    They are unchecked.
  • Mr_Oink wrote: »

    Remind me, how widespread is the use of DNSsec? How many competing standards are there?

    100% here. Which is all that matters.
    Naturally you would know that the first part of the name resolution process will start in the hosts file anyway, before it even makes a call across the netowrk for DNS(sec) anyway. Job done.
    There is only a single entry for localhost.
  • Sedated
    Sedated Posts: 34 Forumite
    Malwarebytes' Anti-Malware 1.50.1.1100

    Database version: 5964
    Windows 6.0.6002 Service Pack 2
    Internet Explorer 8.0.6001.19019
    05/03/2011 16:05:36
    mbam-log-2011-03-05 (16-05-36).txt
    Scan type: Quick scan
    Objects scanned: 179833
    Time elapsed: 9 minute(s), 32 second(s)
    Memory Processes Infected: 0
    Memory Modules Infected: 0
    Registry Keys Infected: 0
    Registry Values Infected: 0
    Registry Data Items Infected: 0
    Folders Infected: 0
    Files Infected: 1
    Memory Processes Infected:
    (No malicious items detected)
    Memory Modules Infected:
    (No malicious items detected)
    Registry Keys Infected:
    (No malicious items detected)
    Registry Values Infected:
    (No malicious items detected)
    Registry Data Items Infected:
    (No malicious items detected)
    Folders Infected:
    (No malicious items detected)
    Files Infected:
    c:\Users\Daz\local settings\temporary internet files\Content.IE5\WL250ES0\calc[1].exe (Trojan.FakeMS) -> Quarantined and deleted successfully.Just done another scan
  • Sedated
    Sedated Posts: 34 Forumite
    Dont want to speak too soon BUT since last scan & reeboot IE is opening without the search enjine. Google looks to be functioning OK
  • Sedated
    Sedated Posts: 34 Forumite
    Everything seems ok apart from this when my wife logs in.
    2 diolog boxes with X in the corner and OK button at bottom.

    Error loading C:users\Pam\appdata\local\igXAPE.dll
    &
    Error loading C:users\Pam\appdata\local\onobudaxubigaxel.dll

    I hvnt clicked OK just shut em down but they apear evey time she logs in.
    Am I been over paranoid?
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