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Is "SmartProtect" Small Car Accident Repair Policy any good?

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Comments

  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    Is he a member of Pistonheads? :rotfl: It's the only car for any situation over there :D
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kilty wrote: »
    Is he a member of Pistonheads? :rotfl: It's the only car for any situation over there :D
    Haha, no, but he would totally agree with that philosophy, and he's tried several other things in between. Struggles with my double bass though. :p
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    It's probably more practical for boot space than the Kia Picanto I've just bought :eek:
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kilty wrote: »
    It's probably more practical for boot space than the Kia Picanto I've just bought :eek:
    However its a hatch with folding rear seats, ergo I would probably be able to fit it in. :p
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    Kilty wrote: »
    Smart repairs are usually rubbish and don't last that long at the best of times

    Does your dad still have the MX5?

    Sorry Kilty, but I have to take a bit issue with this. Smart repairs (small dent repairs) have no less time limit on them than a full panel repair. The dent doesn't come back as time passes.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    I just don't believe it - people with very little training mixing together paint/lacquer etc and applying it on your driveway without proper treatment times etc like a bodyshop have.

    Not the first person to be sceptical of smart repairs.
  • A nice little earner for this pre pay smart repair idea.

    Who sets the value of each repair, an ex plumber smart repairer could use your £3K limit up on two scratches the way they estimate, and who guarantees the work will get done if the firm goes belly up in 3 months time.
  • Kilty_2
    Kilty_2 Posts: 5,818 Forumite
    A nice little earner for this pre pay smart repair idea.

    Who sets the value of each repair, an ex plumber smart repairer could use your £3K limit up on two scratches the way they estimate, and who guarantees the work will get done if the firm goes belly up in 3 months time.

    And how many of the pieces of damage will be 0.000000000000001mm too big resulting in a refused claim?
  • Flyboy152
    Flyboy152 Posts: 17,118 Forumite
    Kilty wrote: »
    I just don't believe it - people with very little training mixing together paint/lacquer etc and applying it on your driveway without proper treatment times etc like a bodyshop have.

    Not the first person to be sceptical of smart repairs.

    It very much depends on what training the franchisee gets. The better ones will survive, in a very competitive market place and the bad ones won't. Just the same as body shops. In fact, I have known bodyshops to call them in, or recommend them, if the need is there.

    The training is quite intensive and requires quite a few weeks. Even then a franchisee can't go on the road on his own, until the franchisor is satisfied they are competent and signs them off, after working with a trainer for a minimum time.
    The greater danger, for most of us, lies not in setting our aim too high and falling short; but in setting our aim too low and achieving our mark
  • rev_henry
    rev_henry Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Kilty wrote: »
    I just don't believe it - people with very little training mixing together paint/lacquer etc and applying it on your driveway without proper treatment times etc like a bodyshop have.

    Not the first person to be sceptical of smart repairs.
    Ah, this job didn't require any painting, it was just a few small dents which he teased out, no scratches.
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