PPI refund when debt is with a debt recovery company

TOTALNEWBIE

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di3004

TOTALNEWBIE wrote: »

So, we ran into arrears with a cc & MINT sold the debt to Triton & didnt respond to any letters we sent them about making reduced payments as the account was no longer with them (with Triton), we were successful with the PPI claim but now MINT say it was paid into the credit card account.

So, my question is this: can MINT do that if they had sold the debt on to a third party?

Hi there

To what I am aware of even if the debt it sold on, they can still do this as a way of retrieving any payments owed on the arrears, but maybe someone else will now the definate answer to this.;)

TOTALNEWBIE

Thanks Di - I suspected that.

di3004

TOTALNEWBIE wrote: »

Thanks Di - I suspected that.

Not a problem, but hopefully someone will be along to clarify on this to be sure soon.;)

Common_Sense_2

it is correct. If you were in arrears they can offset your refund against what is still outstanding.

TOTALNEWBIE

No longer relevant

di3004

That's right its nice to know the debt is being reduced, to less owing.:T;)