Help! 2 letters from Lowell together about £1600 Shop direct debt

goodcredit_2

I had received two letters under my name, my address, same orginal company name(Shop direct), but with different Lowell reference, different Shop direct account number and different amount money on Lowell letters in the same time. The total debt show on both letter is arround £1600 in total. But i have no knowledge about Shop direct before, and I absolutely didn't owed them money.

Please help. I don't want to get trouble from it. Are these scams?
Please tell me how should I do it?
Should I send a letter to Lowell for asking prove it, or just ingore them?



These Letter saying as below:

We're here to help you get your account up to date
Lowell Portfolio I Ltd wrote recently to let you know they have bought the doutstanding balance you had with Shop Direct. You have not yet cleared the oustanding balance or entered into a repayment plan, so they have asked us to get in touch.

we can help you clear this oustanding balance and repaying your debt may help to inprove your credit rating.

What you need to do now
It is very important that you do one of the following things as soon as possible:
1. pay us in full
2.contact us to talk about a convenient way for you to pay.

woody24

im sure you might already know this but shop direct are the banner company for many of the mail order catalogues such as additions direct, very, jd williams etc ... do you have any accounts outstanding with any catalogues that you can think of?

this is a list of their brands
http://www.shopdirect.com/ourbrands/index.html

goodcredit_2

woody24 wrote: »

im sure you might already know this but shop direct are the banner company for many of the mail order catalogues such as additions direct, very, jd williams etc ... do you have any accounts outstanding with any catalogues that you can think of?

QUOTE]




no. i don't like online shopping, it had not done my me

fermi

http://forums.moneysavingexpert.com/showpost.php?p=11570893&postcount=2

[Deleted User]

Lowell sent me a letter asking me to pay a debt that had already been paid in full to a different DCA. I sent them a letter informing them of this and that I would report them to the OFT if they continued asking me to pay a debt already paid and I haven't heard from them since.

Mum-2-Be

You can check on Experian or Equifax when it was taken out if that is any help

goodcredit_2

did lots of peope receive this letter? is it a scam????

goodcredit_2

Mum-2-Be wrote: »

You can check on Experian or Equifax when it was taken out if that is any help

how do I do from my credit report??? is there any show on it?

anna_grant

goodcredit wrote: »

no. i don't like online shopping, it had not done my me

Most of the companies in the Shop Direct do their business through catalogue shopping - could it be that? Most popular of their brands would probably be the Littlewoods catalogue.

elisebutt65

anna_grant wrote: »

Most of the companies in the Shop Direct do their business through catalogue shopping - could it be that? Most popular of their brands would probably be the Littlewoods catalogue.

OP has said they don't shop online or via mail order.

I've had letters like this in the past - I think they just pull names out of the hat, hoping that some mugs will pay up!

I got one from Fredrickson International last year and sent them back a combination of the prove it letter and an invoice, telling them that if I had to use anymore of my time opening, reading and answering their letters; then I would charge them £35 for each letter received.

Nothing received since:D

anna_grant

elisebutt65 wrote: »

OP has said they don't shop online or via mail order.

OP said they don't shop online - they didn't confirm that they hadn't shopped from a catalogue. Hence my seeking clarification.