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All the small things - tell me what you have done to be MF today

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  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    That just strikes me as a horrid money making ploy on there part. It has always been 6pm. Good plan to have a system in place to thwart it.

    Dastardly is the word. It changed in April and was in rather small print. As far as I'm concerned evening starts as soon as I'm in my comfy pants (which is about 5 mins after I walk through the door at 6.30).

    Hhm what am I doing today?
    Well I'm charging my phone at work
    I've eaten loads of free chocolate at work :o
    Erm and that's it m'laud

    Will try harder tomorrow
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    • Washed on a 30 and then pegged washing outside
    • Tol updated overnight – 89k so I requested another voucher. That’s 2 this month!
    • Onep0ll : DH 40p Me: 60p I quite like the new site now....when it works
    • Referred a fellow mfw to onep0ll
    • Did my 10p clicks on TCB
    • Posted my Mums mothers day card to France before the new postal rates come in.
    • Bought the takeaway secret book that everyone raves about as it had come down at amaz0n by 96p to £2.99 – put the 96p in my ISA as I wanted the book anyway.
    • Made HM soup for DHs work lunches this week
    • Bought baby blue some vests/babygrows leaving the blue ones and buying the white as they were 50p cheaper!
    I can't be bothered updating this anymore
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hope your DH feels less stressed soon misscountinit.

    Today for me:

    * made brekkie and pack-ups (mainly only managed this by being in the kitchen at gone 10.30 last night boiling eggs, making egg mayo, washing lettuce etc, so I only had to slice bread and fill sarnies this morning).
    * sorted out an umbrella company so I can get paid :)
    * logged into RM survey site
    * agreed to do a follow -up survey to one I did a few weeks ago

    I will:
    * assemble brekkie, sarnie fillings etc tonight
    * go collect new books from library
    * possibly go buy tinned beans for tinned bean "mash" so I can use up sausage mix in fridge
    * do my dorset cereals comp
    * do some surveying
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Hello all! :)

    Hope you don't mind if I join you on this fabulous thread.
    Using the mortgage calculator - if we overpay our mortgage by £300 a month - we knock ten years off the repayment period and save £60'000.
    As £300 isn't as HUGE amount - myself and my hubby have decided that it would be madness not to do it. So I would like to join all you scrimping, saving, hard working, thrifty fingered fabulousos and get over paying the mortgage asap.

    Love the thread - very motivating - little steps in the right direction pay big dividends.

    Bams x x
  • Isn't it great to have lots of positivity and encouragement. The de-motivator and interest saver are huge factors in us hammering our mortgage down, as well as checking everything's as tight as it can be - the idea being when the pinch is really hard it won't be as tough as we've saved in the 7 years of harvest, to prepare for the 7 years of famine; plus with smaller mortgage = less debt hanging around our head. Win-win :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Evenin all and hi bambywamby! :)
    fantastic thread here and very motivating !
    today I have....
    took pack lunch to work
    dinner from stores
    weekly shop done for £13ish- just need a chicken to roast for the weekend then should hopefully feed us till next weekend!
    searched at the library and it has one of the books I wanted from amazon- will reserve it and read it first to see if its a "keeper"
    ordered some things I needed anyway from bodyshop via TCB plus a couple things I can use as pressies which got the price up to get a free body butter!
    went to work

    thats about it for today! :)
  • Ayeshalush
    Ayeshalush Posts: 636 Forumite
    Part of the Furniture 500 Posts
    Today I have :
    - earned 150 Ipsos points
    - printed free Peppa Pig knitting pattern to make for an xmas present
    - ordered 2 Takeaway Secret books for £2.99 each and free delivery,using Amazon vouchers earned from surveys, for xmas presents
    - got payslip showing bonus will be paid at end of March. This will be transferred to mortgage savings once I've been paid.
    - earned 10 My Survey points
    - earned £0.05 on Pure Profile
    - charged phone at work
    - made Quorn Rogan Josh and beef stew from stores and used up all veggies past best in fridge. Had one portion curry for tea and 3 others frozen. Beef stew still cooking so not sure how many portions but will be frozen once cooked and cooled.

    On downside:
    - received unexpected £25 Specsavers bill today after cancelling DD for contact lenses as had laser eye surgery in Dec.
    - spent £12.35 on wool (from ebay) to make peppa pig, but will hopefully be able to get more than one out of it.

    Ali
    xx
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    OK today:
    • worked from home so no fuel :)
    • made a massive pot of speedy bean SW soup so cheap lunches coming up
    • no spends apart from 2 ebay parcels & pre-booked hair cut
    • £27 in coins into bank, about to make an OP :)
    • didn't spoil my NSD by buying a repo house (long story, close call :eek::o:cool:)
    Tomorrow:
    • working from home again so no fuel :)
    • cheap meals all round, including some HM SW hoummus (bought 2 cucumbers for £1 at weekend so need to make a dip or something as I don't really like cucumbers :rotfl:)
    • having Anglian Water man round to fit water saving do-das on taps etc
    • will try not to buy any repos :)
    1. Today I also discovered the bullet button on here.
    2. Also the numbers.
    3. How many years have they been there & I've not seen them :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Oh gg you make me laugh!! :rotfl:
    good luck on avoiding the close call on the repo and ruining your NSD! am intrigued.....
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Is this the free Peppa Pig knitting pattern Ayeshalush? http://www.goodtoknow.co.uk/family/515452/peppa-pig-knitting-pattern

    Thanks for posting, think my niece would love that. Will tell my mum, she might be able to knit it for her for Xmas.
    #39 - Save £12k in 2025
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