All the small things - tell me what you have done to be MF today

edinburgher

• £23.28 to savings
• Updated spending diary
• Made £5 or so from a small MB offer

ourcornercottage

Motivated by this forum I have opened a s and s isa today and upped my unit trust and pension payments this week a little bit too.

Finally got paid by phone recyclers 42.50 for my very very old iPhone!

Withdrew 0.72 from TCB straight to mortagage account!

choccielover

Teacher2 wrote: »

I have been toying with the idea of starting up a Santander account as it looks as if it pays a good rate of interest on amounts up to a certain sum. I am not really sure how it works or how to go about it and wonder whether the trouble of setting it up will be worth it. Does anyone on this thread have any experience of the benefits and drawbacks of the Santander current account?

Me

I moved my main bills account to them for the cash back and now make approximately £10-15 per month net of the £2 fee for payments I was making anyway. I did the DD move through them and it was seamless. I was very impressed.
I also set up another account and moved the bulk of our savings in, set up 2 dd's and pay in min £500 per month. For this I get 3% interest.

Mobile and online banking are great and the accounts all got set up in days.
I also got a CC which I am getting cash back on too for buying all our petrol and food on. As its interest free on purchases for a while (18 months I think) I am putting the money to pay it off each month in the savings account so getting 3% interest on that too.
So all positive from me, no bad experiences.

Chocs

SuperSecretSquirrel

Received my first payout from shopitize £6.25 cashback on food items I would have bought regardless - free money!

ourcornercottage

1. Made a loaf of bread.
2. Did 3 loads of washing and tumble dried duvet free on solar.
3. Transferred £10 to new S&S ISA ac
4. Decluttered kitchen a bit whilst I cooked dinner and washed up free on solar. Heated water free on solar too!
5. About £50 in payments from unit trust reinvested this week.
6. £20 reinvested into funding circle.

Edited
7. Payout of £55 ish from top cash back!

XSpender

• Worked away from home most of this week so ate for free
• NSD Wednesday
• Resisted ordering Chinese food last night and had toast instead!
• Updated YNAB
• Stuck to budget for the new work clothes I bought

ourcornercottage

1. Heated water with solar
2. Washed one load on free solar electricity.
3. Sent back unsuitable item purchased from amazon I'd usually have kept as it was only £5.

saver03

Was very firm with what we use on our Virgin package and have just rang up and reduced the tv and phone and that will save us just over £25 a month :T

happydays_70

Waiting on a callback from life insurance/critical illness cover/mortgage cover to reduce my payments from £99 a month!!

ourcornercottage

Didn't auto renew breakdown cover and saved £60