All the small things - tell me what you have done to be MF today

edinburgher

• £5 to savings
• Updated spending diary

edinburgher

Yesterday:

• £5 to Savings
• Updated spending diary

Today:

• £92 to S&S ISA Pot
• £145 to S&S ISA - one unit of Vanguard Life Strategy 60 bought
• £5 to Savings
• £24.04 to DD Pocket Money Pot
• Updated spending diary

turtlemoose

Opened a S&S ISA :T

edinburgher

turtlemoose wrote: »

Opened a S&S ISA :T

Well done you

XSpender

I have been away with work this week so this is a catch up for the last few days:

• Had 2 NSDs and DH spent very little
• Decided not to buy wine last night
• Updated YNAB and am doing OK against the budget
• DH has spoken to work about changing his co car for one that doesn't cost so much in fuel after this months bill was :eek:
• Moved £100 into new ISA
• Made DH a packed lunch this morning
• WFH for 2 days so all meals will be from stores and DH will get packed lunches so he wont need to spend anything at work
• Paid £1600 off CC debt and mortgage

ourcornercottage

Finally got Halifax rewards account open so an extra £5 per month for nothing that will be going to mortgage.

Picked up my free camping bbq brought using clubcard points and boosted too!

Teacher2

I have only just stumbled across this thread and have spent an enjoyable time looking at all the ingenious ways people have devised of being prudent and saving money. I am an ex-teacher who had to retire early for reasons of stress and impending ill health and had to take a 25% reduction in my pension to do so. Therefore, I need to be careful with my cash. Recently, my OH, who is also on board with the retrenchment efforts, and I have:-

-changed our utility supplier and have saved £80 a month (frankly, I'm horrified that BG was ripping us off so badly)
-taken advantage of a £600 off voucher to replace our 22 year old boiler while hubby was working in order to make efficiency savings
-reduced our home service insurance premium by £23 a month because we have a new boiler (lasts for a year)
-reduced our car insurance policies slightly by shopping around and negotiating
-I think I save £10-£40 a month by shopping around, buying in bulk, 'dropping a brand', using vouchers and 'stacking' offers as Martin Lewis advises
-I probably save another £50 a month by ignoring vouchers and offers I don't really need and going without

Last year I saved £2,500 by not keeping the cleaner/ironer I had when working and by cancelling my 'Times' subscription.

I have been toying with the idea of starting up a Santander account as it looks as if it pays a good rate of interest on amounts up to a certain sum. I am not really sure how it works or how to go about it and wonder whether the trouble of setting it up will be worth it. Does anyone on this thread have any experience of the benefits and drawbacks of the Santander current account?

JimLad

Teacher2 wrote: »

-changed our utility supplier and have saved £80 a month (frankly, I'm horrified that BG was ripping us off so badly)

WOWZER!!! 80 a month!?

edinburgher

• £5 to savings
• Made £1xx from MB offers
• Updating spending diary

edinburgher

• £10 to savings (covers me for the weekend)
• Made £1xx from MB offers
• £6 to emergency fund (T5B interest)
• £30 to DD pocket money pot (the generosity has not ended!)
• £1 to family S&S ISA pot
• NSD Saturday :T