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All the small things - tell me what you have done to be MF today

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  • mirry
    mirry Posts: 1,570 Forumite
    ordered 2 free cards from T's .
    spent £56 on food last week and look set to spend £50 this week
    (4 adult size people & 1 dog).

    Crochet a scarf for my friends birthday with wool given to me .

    Done surveys.

    Cut hubbys hair.

    Got lots of woopsies this week.

    Went to market at end of day and got 2 carrier bags of vegtables & fruit for £2.

    Phoned bank and got my interest rate higher.

    Paid more off the mortgage........ and it looks like we are set to finish it in June :j , whilst I am 43 ( It would of paid off when Im 54).
    Kindness costs nothing :)
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    Great list Mirry

    Sometimes I wish I was a fella and could just shave all my hair off (like I do for my BF). Would save me a fortune. I would also have a good reason to let my leg hair grow. No make-up. No lady-personal items to buy. No matching accessories. Wash my dressing gown once a year.

    .........Wow, until you think about it you don't realise how easy / cheap they have it!

    Yesterday didn't turn out to be a NSD afterall and had a rather disasterous expense of £83 last night that I'd rather not talk about and is making me feel sick thinking about it (£83!!!!!!)

    Today, i've had a free lunch at work
    Charged my mobile
    Dinner at friends tonight so no food or electricity to use at mine :cool:

    I've looked at the best ISA rates for my BF's ISA Pot (well what's his is ours and whats mine is mine ;) only joking)

    Also this week I'm making a concerted effort to think about QUANTITIES. Ie. using only the amount I need - Toothpaste, loo roll, shampoo, moisturiser, washing up liquid.....instead of giving it all a good squirt and wasting some.
  • coldcazzie
    coldcazzie Posts: 1,407 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hey curly - to help you on your quantity mish... how about buying some soap dispensers to put your washing up liquid, shampoo, conditioner (not toothpaste though :rotfl:) in so you can start to reduce them? Ie, usually I'd use 4 squirt of shampoo but today I'll use 3. Then every 4th wash is a free one that I wouldn't have usually got ;) x
    Rule 7: If you're not changing it, you're choosing it.
    MFW 2020: 1 Jan £92903.90 ~ OP £536.80/£500
    MFW 2021: 1 Jan £89281.21 ~ OP £404.62/£500
    MFW 2022: 1 Jan £85579.20 ~ OPs on hold.
  • shala_moo
    shala_moo Posts: 3,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    mirry wrote: »
    Paid more off the mortgage........ and it looks like we are set to finish it in June :j , whilst I am 43 ( It would of paid off when Im 54).

    Fab Mirry :j:j

    How are you going to celebrate??

    Do you have a diary so i can have a snoop at how you did it?
    Mortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.


  • themadvix
    themadvix Posts: 8,836 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hi All,

    Over the last few days I've:
    • Cut fiance's hair (thanks Mirry for the reminder that that counts!)
    • Received a £10 Sains voucher from Maximiles (last of the £30 needed to buy mums' orchids as thank yous for wedding:j)
    • Done Superpoints, Swagbucks & watched videos on MM
    • Did a survey for £2 Cap Bond voucher - took all of 30 secs!
    • Free meal out with soon-to-be-in-laws
    • Sold something for 99p on ebay - must venture out to post today!
    Thanks to Coldcazzie for her referral, I now have a superpoints referral link, if anyone would like it?

    Loving the quantities challenge Curlygirl - think I'll have a go!

    Vicky
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    edited 25 April 2012 at 11:11AM
    Over the past few days:
    • Charged phone at work
    • Brought lunch and coffee to work, without fail.
    • Decluttered a bit, found a few items to sell on fleabay - I am now waiting for the next free listing day.
    • 2 items which I had listed on the last free listing day has bidders - hoping they pay for it after they win and not backtrack
    • Have done superpoints
    • Gone through TCB to get the free eye test and CB from Optical Express
    • Picked up 8p from the road
    • Deposited the cheque for £2.20 from Try-me-free offer of McCains ready baked jackets.
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • curlygirl1971
    curlygirl1971 Posts: 1,367 Forumite
    Part of the Furniture Combo Breaker
    Hello

    Last night went to buy friend (who was doing my dinner) some flowers or wine. The flowers at his local shop were naff, I was bamboozled by the wine choice (he's an expert so felt a bit intimidated) so ended up buying him a bar of chocolate :rotfl:He's 'lergic to nuts and there was only one bar at £1.29 that he could eat. Cheap night (I felt like a cheapskate actually)

    Lunch courtesy of work

    Got paid today. Offical pay date is last day of the month but we always get paid early (bizzarre I know). Sometimes as early as 21st! So when it arrives in my account I sweep it into my instant access savings until the 1st of the following month - I've worked out that doing this probably earns me about £7 in interest every year. Ding Dong!

    Charging phone at work

    Chocolate Tax 36p
    Sleeping Fine 50p
    Exercise Reward 50p
    (Desperate aren't I ;))

    Anti-MSE:-
    Going out tonight £8 plus petrol :o

    Thanks for good idea Cazzie
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Thanks unhappy, good tip on the eye test.

    Been charging my phone at work (and their phone).

    Did a shop on my travels so saved myself some time and saved buying more expensive food later.

    Checked TCB before booking and should earn another few £ for booking into a wedding hotel for later this year. £5 for the last wedding and maybe around £7 hopefully for this one. Every little helps right.

    Got a claim updated in TCB today - a missing £10.10 now tracked.

    Used ebay to order conditioner instead of buying in the salon - cheaper and nectar points :)
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    edited 26 April 2012 at 9:28AM
    I am taking scrimping to yet another level. I am charging my home laptop at office so that I can run it on battery for 2/3 hours this evening at home conserving my energy bills. Is that ethical or not?

    One of my ebay items has sold bagging me £10 and it goes straight into 'Fujitsu'.

    :-)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • dipashah
    dipashah Posts: 419 Forumite
    I am taking scrimping to yet another level. I am charging my home laptop at office so that I can run it on battery for 2/3 hours this evening at home conserving my energy bills. Is that ethical or not?

    I guess it is no different to charging your mobile?

    This week is a friends wedding so meals have been free everyday since friday and will continue to be until sunday!! :)

    few surveys here and there, chased up missing incentives from some others and don't normally do this but is good I checked as got a response saying due to technical errors some ID's had been missed! (that would have been £2.50 missed!)

    charging phone at work, printed few coupons to use on groceries
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