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All the small things - tell me what you have done to be MF today
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I hope you used a Morrisons Miles card
Have just booked a hotel room for a wedding later in the year - saved £5 by paying in advance and not going direct. Cheaper rate means unable to cancel, but as they've been together several years I imagine the wedding is likely to go aheadAlso got 5% TCB, although it looks like you often have to raise a claim for it. Total saving (if we get cashback) of £12 :T
Oh, and also agreed to buy an iphone!It is an MSE bargain, but it is still an indulgence. Bang goes my NSD - betwen that and the hotel I've "spent" over £210 today :rotfl:
Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
This week
- took out the netf1ix trial - cashback on topcashback
- got two 10p off petrol from te$co for one shop:j
- charging mobile at work
- bought in own lunches to work
- used £10 off new customer discount for te$co shop
- ordered a free sample of oral b toothpasteMortgage amount at 31/12/2011 £166,050 now £0 as at Sept 21 - 15yrs 4 months early.0 -
Today I;
Took my own lunch to work,
Cheap tea from stores - omelette & salad
Par-boiled 4 large potatoes that needed cooking and portioned up and into freezer for instant roasters
Redeemed £3 paypal from MyVoice survey site
Did a 70p New Vista and a 70p Populous survey on TCB
45p on Onepoll (£34.80)
Swagbucks / Superpoints coming along nicely too. Halfway to £5 Amazon vouchers on both at the mo#39 - Save £12k in 20250 -
This week/weekend so far:
* replaced broken car part with second hand one, saving over £100!
* got some charity shop pressie stash goodies for my mum's stash and mine#
* walked to and from MrA to get groceriesDebt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0 -
Working in France next week. Rarely work away and am not a confident lone-traveller so feel abit pathetic about having to go.
Cheering myself up with the following thoughts:-
*Reduced utilities bill for next week
*No Petrol used
*Food reimbursed by work
*Someone else will launder my sheets and pay for loo-roll :rotfl:
*Booked flight on Expedia via Quidco and paid on Tesco Credit Card so that's 200 Nectar Points, 78 Clubcard Points and £3.15 cashback
*Need Travel Insurance next. Am also going to Berlin in May for work so am going to get an annual policy. I need insurance for US hols later in year so am going to price an Annual EU policy and an Annual Global policy - I will buy the Global Policy and work will reimburse me the cost of an EU policy. Will also buy via Quidco
BTW - I guess most people are aware of the European Health Insurance card? I realised that mine had expired so went to renew. I 'googled' EHIC and clicked on the sponsored link presuming that that was the 'official' website. I was part way through the application when I realised that there was a £14.99 processing fee for the free card! (I know someone else has done this when applying for a US Visa waiver) So I came on MSE and went to the link there - and renewed on the correct website and FOC!0 -
Today:
Added £2 to the mortgage overpayment account
Cancelled a £4/mth DD for the lottery and will overpay by this amount from now on
Set up Quidco so that future payments go into the overpayment account
That's all for now0 -
I have walked 2 bus stops to the park to save £1.50 bus fare. Lovely sunshine and all that, but i was exhausted by the time I got home and slept for 2 hours!Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500
From March 2012: Mortgage OP: £160 pcm (saving 29k):D
Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal0 -
Small things in the last week ~
* £5.50 saved on petrol using Mr. T 10p off a litre
* £5 saved on a £40 Mr. T shop
* £21 saved on D0mino's pizza order (for DD2 sleepover ~ never have takeaways usually) as they were having a '£5.99 any size pizza' deal ~ didn't know this until I went to pay so that was a nice surprise
* We all had leftover pizza for breakfast/lunch the next day ~ surprisingly nice
* Bought some reduced gift sets (presumably from Christmas) & reduced make-up from B00ts ~ got 3 for 2 discount as well so saved about £30 in total. Will use the gift sets as Birthday pressies during the year, unfortunately the make-up has already been claimed by my DDs
* Used a VO voucher to pay for the Boots stuff, so technically free??
All the above savings have gone into my OP pot'A watched potato will never chit'...0 -
Today I:
Paid £2.50 into the OP account (50p of which I found directly outside our front door this morning, which was nice!)
Set up my MSE signature with our targets0 -
Received £10 Tesco Giftcard from VO.
Opened a new M&S cash ISA with £100 deposit to get 1000 M&S points.Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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