We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My diary - getting rid of my debt deamons!

1246726

Comments

  • Kei
    Kei Posts: 327 Forumite
    Well hello Monday morning! :D

    Tired today after gym yesterday, but thats what you get for not getting off your bum for a good 6 months! :o

    Mortgage, car finance and all that jazz going out of the bank today, so balance looking a little less healthy, but another £227.91 off the debts so have updated the sig!

    Got my packed lunch with me and meals planned for tonight, :A although might try out a boxercise class on my free gym trial tonight which means I wont have time to make the curry as planned.

    Should be a NSD too! :):):)
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • Kei
    Kei Posts: 327 Forumite
    Am sooo tired now. Went to the boxercise/circuits class:A, but tbh it was a bit of a dissappointment :(. The class itself was good and I had a good workout, but a few years ago I used to go to that same gym and went to a circuits class every weds eve, which was amazing, great instructor, great people, and great workout. Kept comparing it to that, was even in the same room and did the same warm up! But it just wasn't the same, and it was all to do with the instructor who has now left.

    Never mind might try another one later this week see how that goes, but need to keep my motivation up and keep going. If I did join it would be £20 a month, but really its not that much compared to some gym prices, and health is very important. :D

    Didn't make the veg curry, too tired, was just naughty and had a massive bowl of tuna pasta mayo!!!!

    Oh and I rang santander who said the money would be in the account today or tomorrow..........I don't hold my breath. Bye bye santander. :mad:
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • wow you have been busy exercising!!
    that is something i really need to improve on - i am a member of a gym which is £33/mth (so £20 is really good!) I go occasionally but since I have been depressed again its been difficult but on the way up now so need to get my act into gear! even if i just start swimming :-)
    x
  • Kei
    Kei Posts: 327 Forumite
    Hi Miaow miaow,
    Yes, legs really hurting now think they might have gone stiff, wonder if I will be able to get out of bed tomorrow!

    I have never had depression, but I know how great I feel after doing some sort of exercise, expecially if I am having a crappy day! Maybe that will help you?

    About 4yrs ago I went to the gym 3 times a week, ran outdoors, and I felt great about myself and my figure, so I want to get that back for the summer. I may be skint but I can still try to look good! :cool:
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • Kei
    Kei Posts: 327 Forumite
    Well legs not that bad, although a little stiff when I get up (I do sit on my bottom all day at work!) Think i'm gonna have a nice rest tonight and get some pet insurance for my little kitten monsters while it is still half price with Tesco. They will be venturing out soon so better get that sorted now!

    NSD today, lunch was leftover fishcake (cold) with salad, very nice.

    Car cleaners are doing the rounds in the work car park today, people seem to be fighting over the spaces for it! But it is £10 for the outside and a quick hoover on the inside! :eek: No way I am frittering my money on that, I mean whats 1/2hr at the weekend with the hose and some soapy water?? And I always feel better for washing my own car, and I know that the wheels are done properly!

    No sign of Santander £100 so will ring them tomorrow morning :mad:

    As I am not going to continue banking with Santander I thought about moving to first direct who have the best CS of them all, but I don't quite earn enough for that so I would have to pay a fee for the account, which I wouldn't want to do.

    I have decided that I need to start drinking much more water, sometimes I get a glass at the start of the day on my desk, and at the end of the day have not even finished that! Today I have managed 2 so far, so will try for 3 and build up to 4 glasses in work time.

    Other goals for March;
    1. Bring the debt down to under 4k (should be easy!)
    2. Sort out some clothes to ebay
    3. Sort out a pile for car boot
    4. Gym / exercise 3 times a week
    5. Decorate hallway and kitchen in week off at end of March
    6. Book a much needed holiday

    That's all I can think of for now, will think of some more to update later so that I do 10 things in March! :D
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • LittleBoots
    LittleBoots Posts: 1,098 Forumite
    Part of the Furniture Combo Breaker
    Sounds like some good plans for the month! Happy March :)
  • Kei
    Kei Posts: 327 Forumite
    Thanks littleboots, I saw your aims for March in your diary and thought it would be a good idea to set some for myself! :p
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • Kei
    Kei Posts: 327 Forumite
    :j:j:j:jSantander finally have put the £100 incentive into my account! Although it looks lovely sitting in my account, it will look even better when it has come off my sig, so just going to go and transfer that to the CC before I change my mind and spend it!

    Have also chipped a small amount off the OD so will update with all new totals! :D

    Brought soup for lunch today and HM spag bol from the freezer tonight, so should be a NSD. Although I have read about the free clinique product with Glamour magazine, and am a big fan of clinique, so might have to stop by a garage and buy a copy.......

    Car cleaners are here again today, they must be making a fortune as they are booked out all day again! Not by me though, will do mine at the weekend.

    Not sure whether to go the the gym tonight or tomorrow night, I have a meal out on Friday so I need to fit in one workout before then I think. :D
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • Kei
    Kei Posts: 327 Forumite
    £116.39 knocked off the total today, yay me!

    Only £55.49 to go before I get under 4k! :T
    [STRIKE]Family £400[/STRIKE] CC1 [STRIKE]£415[/STRIKE] Lloyds [STRIKE]£460[/STRIKE] [STRIKE]Natwest£750[/STRIKE] £627.59 Tesco [STRIKE]£1880[/STRIKE] £1725 Grand total £2,352.59

    Pay off all debt by xmas 2014 #136 £1552.41/£3905

    Additional money made 2014 £88.50
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    you're doing great well done

    think i might start giving myself little lists to do during the month, give me more of an incentive x
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.