Selling a second hand car do's and dont's

Leedash

Im selling a car what are the do's and dont's,all i know the bloke is foreign (so maybe a bit of rough english/minimal polish exchanged),he's paying cash,so advice please,

KierNet

If they want to take it for a test drive, make sure they are insured and can prove it, if they want to go without you, make sure they leave the full amount asked for as a deposit. If you go with them and they are driving, don't get out the car until they do, saw something on Real Hustle where someone in the back would pretend to be stuck and felt sick, the owner got out the car and they just drove off with the car.

I don't really know of anything else, hopefully someone else can give some more advice!

Leedash

Ive advised them to have a insurance note,as im no longer insured on this vehicle

CaptainKidd

As above really, just stay with the car all times, and keep an eye on the keys that they dont hand you a similar looking key back at the end then come back and collect yours with the real key, a bit extreme i know but it could happen.

CaptainKidd

LEEDASH wrote: »

Ive advised them to have a insurance note,as im no longer insured on this vehicle

It might be worth phoning to see if its valid and that they havent just printed one from the internet because if the car gets impounded then you will be liable for the costs and will have to get insured again to get it out.

reduceditem

LEEDASH wrote: »

Ive advised them to have a insurance note,as im no longer insured on this vehicle

If there is no insurance on the vehicle then no private policy holder can drive it, as them being able to drive it depends on the car already being insured.

People with trader's policies can drive it but that's all AFAIK


EDIT: OK, there are scenarios when this can happen on a private policy but it's VERY likely that an offence will be committed (see below).

vaio

reduceditem wrote: »

If there is no insurance on the vehicle then no private policy holder can drive it, as them being able to drive it depends on the car already being insured.

People with trader's policies can drive it but that's all AFAIK

Depends on the policy, I've never seen the requirement for the other car to be insured for my DOC cover to cover me

reduceditem

vaio wrote: »

Depends on the policy, I've never seen the requirement for the other car to be insured for my DOC cover to cover me

You can't drive any car unless it (the car) has valid insurance of it's own.


EDIT: your insurance company might allow it, but the vehicle's owner will be committing an offence if it's not insured.

exup

reduceditem wrote: »

You can't drive any car unless it (the car) has valid insurance of it's own.

usually yes, but there are a few insurance policies that allow you to drive any car (I'm not talking about 3rd party insurance with the owners permission, who also needs to be insured).
My father had one when we ran our motorcycle school, we double checked with the insurance company at the time (CIS) and yes they confirmed that he was covered to drive any car as long as that vehilce was roadworthy. I think they were/are known as driver policies (similar to Norwich Unions rider policy) rather than a car policy

Back to the OP.
If you can, meet the buyer at a public address rather than your own house, possibly with a 3rd party. Perhaps a local petrol station, supermarket car park etc.
Be careful that you sign and get them to sign in any documents correctly to cover yourself on that front. without the "Oh I'll do that later" excuse, then find out it has been "forgotten" about at a later date from the other party. Although this is usually from the point of view of the buyer than the seller

Kilty_2

reduceditem wrote: »

You can't drive any car unless it (the car) has valid insurance of it's own.

Substantiate this statement please

Kilty_2

exup wrote: »

If you can, meet the buyer at a public address rather than your own house, possibly with a 3rd party. Perhaps a local petrol station, supermarket car park etc.

Most advice for buyers says not to do this so I guess it'd be difficult....