Admiral Insurance Help

Flyboy152

Wig wrote: »

Maybe it's only the auto renewal ones that do it, hence, I can't remember ever having had one happen like that.

Admiral still should have sent a demand for payment letter & a warning of impending policy cancellation letter each of which would have flagged up to OP something was not right.

All of that gets sent with the renewal letter.

sirmarcus

Wig wrote: »

None of the insurers I have used have had autorenew *when I was with them* and going backwards that would be

Frizzel
Co-op
Prudential
Nationwide

Thanks for confirming what I said in previous postings on this thread !:):D:j

sirmarcus

Flyboy152 wrote: »

All of that gets sent with the renewal letter.

You don't get out much, do you?

Not quite as black and white as you think and imply is it ? There is a lot of grey cloud in this area isn't there ? I and others have never had an auto-renew applied for motor insurance.

For info, I have never renewed my car insurance with the same insurer over 2 consecutive years. I always beat the renewal quote !!:j

sirmarcus

iamana1ias wrote: »

You don't get out much, do you? The vast majority of mainstream insurers now use autorenew.

You don't get out much either, do you ?

Please refer to my previous posting.:rotfl:

sirmarcus

mountainofdebt wrote: »

What utter rubbish.I take it you don't have a car insurance policy - either that or you don't read the renewal notices that they send you



what to waste the FOS' time when clearly the poster is in the fault?



The only bit of sensible,useful advice posted - as usual.




I coudn't agree more ....probably too busy comlpying his database of useless email addresses of CEOs.

Oh dear what utter rubbish you spout !! As the saying goes, 'game, set and match to me' !!

Please refer to my penultimate posting for detail !:D

sirmarcus

Mmmm... Does anyone else think that we may have insurance company employees actively promoting auto-renewals on this thread ?

Every year, I am always able to easily better my renewal quote and go elsewhere to a different insurance company; so I don't understand why some people seem to be pro-actively supporting auto-renewals !

Kilty_2

It's not that hard to phone and say " I don't want to renew ".............

I don't work for any insurance company and actually HATE most.

mikey72

Whether it's in the t&c's or not, inertia selling is no longer legal.


http://www.oft.gov.uk/shared_oft/bus...egs/oft979.pdf

17. Forcing the deal
Including in marketing material an invoice or similar
document seeking payment which gives the consumer the
impression that he/she has already ordered the marketed
product when he/she has not.


29. Asking for payment when they didn’t ask
for the product
Demanding immediate or deferred payment for, or the
return or safekeeping of products supplied by the trader,
but not solicited by the consumer except where the product
is a substitute supplied in accordance with regulation 19(7)
of the Consumer Protection (distance selling) Regulations
2000 (this is known as inertia selling).

sirmarcus

Kilty wrote: »

It's not that hard to phone and say " I don't want to renew ".............

I don't work for any insurance company and actually HATE most.

Fair enough and good for you.

I can't really comment with regards insurance companies auto-renewing insurance as I have been fortunate enough to never have experienced this to date; although I will be keeping an eye on this going forward. However, I must advise that I still perceive this as being a con by the insurance cos..... most people, due to apathy, will not read the small print of their T&Cs and the insurance companies know this. This is why they are auto-renewing policies to catch people out. The only way to stop this practise is to escalate and complain.

sirmarcus

mikey72 wrote: »

Whether it's in the t&c's or not, inertia selling is no longer legal.


http://www.oft.gov.uk/shared_oft/bus...egs/oft979.pdf

17. Forcing the deal
Including in marketing material an invoice or similar
document seeking payment which gives the consumer the
impression that he/she has already ordered the marketed
product when he/she has not.


29. Asking for payment when they didn’t ask
for the product
Demanding immediate or deferred payment for, or the
return or safekeeping of products supplied by the trader,
but not solicited by the consumer except where the product
is a substitute supplied in accordance with regulation 19(7)
of the Consumer Protection (distance selling) Regulations
2000 (this is known as inertia selling).

Totally agreed.