Weekend 12th/13th February - what small DFW things will you be doing

Pippilongstocking

Morning all:j
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all!!

Waited for a bit for the thread - here we go! Hope we don't end up with two!!!

My day next.................


Ok the way forward for me today

Up from 5.30 due to the wind - feel liek we're taking off here - got the HC on early and on the cheap electric too :rotfl:
Hen food to do next then I have to go out there eek :eek:
Bank to do
PAD to evil cc - and then maybe more tomorrow:money:
Ebay to check - free weekend for ebay listing - whynot join me??:A
Plants to pot up for ebay more plants and more plants :dance:
More seeds to sort out
First plant order for veggies - woo hoo - I'm growing to order for some folk and its a nice first order
Might walk dog local - but will see
Meal plan - I hate it but it works, keep repeating that, it works it works etc til I've done it!
Aim for a nsd or a lsd -
Notice up for the cockeral to see if I can give him away - very pretty but his dad is very grumpy with him
Check the petrol and maybe try and go to the cheapest garage here
Leave kids sleeping - less electric used that way:rotfl:
Tweak heating a bit more - turned off two storage heaters so far and no one died - maybe I can chance another one?
Check fridge out and sort whats needing eaten first
Milk and bread, cheese from the reduced stash in the freezer
Fill up soap dispensers with bubble bath - makes me giggle, very cheap and I like playing with the colours each time I do it.
Make a cuppa and catch up on mse very free and money saving!

Tea or coffee all round...............with a vitural hob-nob

:coffee::coffee::coffee::coffee::coffee::coffee::coffee::coffee:

I hope you all have a wonderful weekend - not been about for a bit due to evil thesis write up - but hopefully I'll get there.............:A - Ihope you're all well, been reading most days but not been able to post from work -

mbaz

Hiya everyone

ooo it feels good to be back!

This weekend I will:

- take the kids to cinema kids club (only £2.50 each and I go free) done
- Do a MS this afternoon have had to reschedule for tomorrow as traffic was bad
- Babysit tonight (paid)
- extra shift at work tomorrow morning
- Free outing with kids tomorrow afternoon - park or bike ride hopefully
- storecupboard meals
- online surveys checked none to do will check tomorrow

That's all I can think of for now. May add to it later! Have a lovely weekend xxxxx

Pippilongstocking

Nice to see you Mbaz have a great weekend. xx

SOT2011

Hi

Thanks for starting this today.

I've not got off to a very money saving start. Gonna have to run the tumble drier at least twice as OH has friend staying and gotta wash bedding etc. and dry it quickly.

Hopefully will be better other than that.

Tidy and clean house - not really MS but needs doing
Review fridge contents to see what left
Review food cupboards - still quite full
Try and meal plan for next week using maximum stores, minimum shopping
Food shop at Mr T sticking to the list!
Test smoke alarms
Bleed radiators and check boiler pressure
Adjust the lamp timers so come on later now evenings getting lighter
Tweak the heating controls down a bit further (how low can I go before we get chilly?)
Study a chapter for my OU course and do the tutorial DVD
Walk the dog twice more today and three times tomorrow

Should keep me busy and keep spends low(ish)

Have a great weekend all

Lottebear

Today I will

- Checked online banking - as expected
- [STRIKE]Off to Gym later for a swin and steam[/STRIKE] - Enjoyed
-[STRIKE] Pay cheque in overpaid solictor for hose purchase so got a little money back.[/STRIKE]
- Tidy house and clean although off for a week only at home on Tuesday pm and Wednesday.
- [STRIKE]Try and get OH to sit down and do budget, this will be challenge[/STRIKE]. - Done without a fuss made interesting reading.

In addition we are of out for Valentines day tonight as we are not here on Monday.
Did a weeks shop for me in Lidl, I am away from Monday so just need a few bits £12.54 for everthing I needed.:A

elfen

This weekend:
Start jogging again
Go to Kai's mums
Check bank - moved shrapnel to savings
NSDS
Grocery shopping
Tidy/clean flat
Check budgets
Sort out going home for the weekend
Read Jude the Obscure
Read Hamlet
Watch Hamlet
Read readings
Research BBFC

bathgatebuyer

Changed my electricity contract after the massive bill for last quarter - apparently I'm off the called rate and onto the standard one in time for last quarter (well, gee, thanks Scottish Power);
I've since switched off all the heaters at home to, in my words, 'get it right up them' so they makee as little money as possible from me, even if it is baltic here;
Will be listening to the football on the radio even though my own team are playing 2 miles away today (saves me £25 or so);
Will be taking loads of old clothes and things to the charity shop to ease the strain on my wardrobes;
Hopefully I'll have the final £1 credited from valued opinions coming through so that I get another tenner from them (the last £10 being credited and spent on Wednesday!);
Going to a concert I win VIP for tonight, but I've got no one to go with so going on my own :-(

snoop2008

:wave: Morning lovlies!!! what a beautiful morning, the sun is trying to shine but it's also lovely and warm!!

Thanks Pip for starting this thread!!!:beer:

I woke up bright and early this morning, got a bit of hangover drinking snowballs with DD and some her friends.:D

Today will continue to celebrate DD news job offer!!:T

Help tidy up later , when DD is awake:D

Check out Ebay

Heating is off, tis nice having it off and having the windows slightly open.

play beads with Fluffy!!!

no planning of meals today. It's a takeaway!! celebration!!:T

Not a lot but just enjoy the freedom of just being!!! Have a wonderful weekend everyone , stay happy and keep smiling!!!:D

snoop2008

bathgatebuyer wrote: »

Changed my electricity contract after the massive bill for last quarter - apparently I'm off the called rate and onto the standard one in time for last quarter (well, gee, thanks Scottish Power);
I've since switched off all the heaters at home to, in my words, 'get it right up them' so they makee as little money as possible from me, even if it is baltic here;
Will be listening to the football on the radio even though my own team are playing 2 miles away today (saves me £25 or so);
Will be taking loads of old clothes and things to the charity shop to ease the strain on my wardrobes;
Hopefully I'll have the final £1 credited from valued opinions coming through so that I get another tenner from them (the last £10 being credited and spent on Wednesday!);
Going to a concert I win VIP for tonight, but I've got no one to go with so going on my own :-([/QUOTE]

Aww have a great time , I am sure you'll meet others to enjoy the experience!!! Enjoy!!!!:beer:

stitching_witch

Good morning everyone, and thanks to Pippi for starting us off today.

I'm hoping for a good DFW weekend, but you never know in this house!

So far today I have:

• had filling porridge for breakfast - saves on snacking
• checked banking - ooops
• checked for surveys
• fed and watered the chickens
• checked my council tax bill, but still don't quite understand it!

I will also:

• make two batches of Millie's cookies for a party this afternoon
• see if there's anything to ebay
• walk to birthday party and eat 'free' food
• start putting up lining paper in bathroom and toilet room
• keep checking for surveys

I'm sure there's loads more, but DH is rattling on in the background and I can't concentrate. I'll be back later to update

stitchy x

moneypenny2k

Thanks to Pippi for starting the thread.

This weekend I will

• Clean and tidy the flat
• Do 3 loads of washing and dry inside - 1st lot is on already.
• Change bed - done
• Check surveys - done a couple, another one to do
• Check bank as expected
• Go out tonight - try not to overspend
• Try and return 4 month old toaster to Argos but I can't find the receipt and it went pop when I put it on this morning. :eek:
• NOT do any school work, I need a break, I'm not functioning, I had 3 free lessons yesterday and couldn't get my act together and get going and do anything useful.
• Read and watch TV to relax
• Maybe do a bit of cooking

I did manage to do my shopping last night, took advantage of a lot of 3 for 2 type offers and used a £3 of a £30 spend voucher from Mr S at Mr T and got £52 worth of food for just over £40. Shouldn't need much shopping now till the end of the month.

I also managed to get a nice £65 evening dress from the Next clearance shop near me for £25 and an evening bag for £2 So I'll look the business tonight. :rotfl:

Snoop, congrats to daughter, what does she do?

Have a good one all