Friday 11th February - what small DFW things will you be doing

moneypenny2k

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning all

It's FRRRRRRRRRRRIIIIIIIIIIIDDDDDDAAAAAAAAAYYYYYYYYYYYY :j:j:j

Today I will

Charge phone at work
Free tea at work
Take packed lunch to work
Send off the First Direct referral I've been asked for - yes another one, that's 5 in all and £125 for the cc pot when it comes through
Do a shopping list for weekly shop and stick to it didn't do it yesterday
Check surveys - I'm over £20 on onepoll now
Pay music magpie money into cc

Can't think of anything else at the mo, have a good one all

josiebabie

Morning all!
We're early for nursery and sat outside so thought I'd post!
Today I will:-
- Check banking
- Take DD to her dads for weekend
- Ex is filling my car up with fuel :-)
- Dinner/lunch/snacks from stores
- Check for any new bills coming in
- Might sneak out to see friend later
- Work hard! Good day yesterday, don't know if I can repeat it!

Jx

stitching_witch

Good morning everyone and thanks to moneypenny for starting us off this morning. Hi Jo x

Woohoo...Friday!! But as usual I have a very busy weekend ahead. Shame I have to work during the week as I've got sooooo much to do at home!


So far I have:

• checked banking
• checked for surveys
• had breakfast to avoid snacking at work
• been in sewing room and mended a dress for a "customer"
• made lunch to take to work

I will also:

• feed and water the chickens and ask for at least two eggs - they're getting lazy!
• charge mobile at work for the weekend
• keep an eye on surveys throughout the day - quite a few yesterday
• knit at lunchtime so I don't go near the shops
• finish my work's pension application off and get in the post - it's like getting £60 a month payrise
• staff meeting in the pub tonight at work's expense :beer:
• visit friend for a knit and natter tonight to discuss our Xmas market stall
• have an NSD
• definately sparkle today

Going to be a busy one, but I'm actually looking forward to it! stitchy x

Candy0107

Morning All

Hi to all new posters. Hugs to those that need them.

Money, thanks for starting the thread
Stitchy – nappy cake’s look good (hoping one day I receive one)

Today I have/will
• Checked online banking – ok, but must not spend any more on treats
• Breakfast and dinner from storecupboard
• Used rail-pass to get to work
• Walked to work from the station – not money saving as I get a free bus but good for the mind and body……lost 1lb last night so feeling motivated (although I have a ton of weight to lose, it is really hard for me to lost the weight) :mad:
• Took vits and pills to ease PCOS symptoms
• Work really hard at work as there is loads to do
• Aim to have an easy afternoon
• Read newspaper online
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Will read the thread tonight when I get home
• Try not to worry too much about ‘work issues’ that do not concern me

Have a great day everyone
Candy xxx

Nottoobadyet

Hiya penny and all that follow.

I've been off the thread for a few days as its been manic. Im leaving for America tonight to visit family, so today:

• try to get last bits sorted at the office
• finish packing and bring suitcase to work
• use 18-24 travel card on the train to heathrow
• bring presents for everyone (all very MSE - framed pictures, bits from holidays, even a jar of Knor vegetable granules that you cant get in America!)
• pick up travel money at airport that I pre-oredered
• fly away :-)

Candy0107

Oh - almost forgot....transferred cash from savings account to bank account as going away next weekend

dudley3012

I have only ever done this once before but I have:

- checked banking
- put phone on charge at work
- free tea at work
- breakfast and lunch from stores

I will
- take money off tokens to food shop later
- stick to shopping list
- order discounted mag sub for OH valentine's and pay with loyalty points-
fill up with cheaper fuel than at home (4p a litre cheaper over here!)

cattyboo

Morning all! :j

Today I will...
- [STRIKE]eat homemade muesli for breakfast[/STRIKE]
- [STRIKE]bring snacks into work so no popping to the vending machine/newsagents for unhealthy spendy nibbles [/STRIKE]
- [STRIKE]charge phone at work[/STRIKE]
- [STRIKE]try not to let work/the boss get me down, been making me so depressed recently must focus all attention on the weekend and smile through all the BS![/STRIKE]
- [STRIKE]check banking online[/STRIKE]
- [STRIKE]lots of baking for tomorrows market[/STRIKE]
- [STRIKE]leftovers for dinner[/STRIKE]
- [STRIKE]have a whizz quick mad last minute house clean/tidy for when people come round later[/STRIKE]

Wishing you all a very happy Friday :beer:

Love C xx

Rock_Cakes

Morning all! Finally its Friday :j

Today I will:
Check bank balances
Check surveys
Charge mobile at work
Have homemade lunch
Walk home - hmmmm, not sure about this one today as the weather is looking pretty nasty at the moment . . . will see what the weather is like later
Storecupboard/leftover meal for dinner
Frantically tidy the flat. DH comes home today and he likes things tidy ...
Continue to declutter and find stuff for ebaying over the weekend

Hope the weather is better where you are and have a good day

xx

complimentschemistry

Morning all, weather's a bit better than yesterday eh! Not feeling great today, still a bit unwell and fed up with living at home as don't get on very well with the family but going to try really hard to save every spare penny I have to save up for a room I can rent Putting them all in a few change pots which are getting a bit heavy now which is great!

Things for the day:-

• Checked online banking
• Sending I&E to 2 creditors at least
• Returning t-shirt I bought online as don't really need it!
• LSD (under £5)
• Workout at home using the Wii (Just Dance is a wicked workout and so fun!)
• Hopefully have lunch with my friend so that will cheer me up
• Ignore the office !!!!!ing/chatter for the day and crack on with work
• Sent off enrolment forms for vision2learn free course

Hope you all have lovely days and I think I say this for many people... TGIF!!!

Pernicious

Morning all,

TFI Friday!!! :j From the sounds of it a few of us really need it, what with work stresses etc.

Today I have/will:-

• [STRIKE]Food brought in from home[/STRIKE]
• [STRIKE]Make use of free coffee/water at work[/STRIKE]
• [STRIKE]Heating off during working day[/STRIKE]
• [STRIKE]Charge phone at work[/STRIKE]
• [STRIKE]Stay in at lunchtime to avoid the shops, well I may pop to Poundland for a washing up tub but that's it![/STRIKE]
• Update GC
• Buy a few hen do bits on ebay, it's definitely cheaper then in town
• [STRIKE]Log calories on free app[/STRIKE]
• Log expenditure on free app
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Dinner from meal plan[/STRIKE]
• [STRIKE]Get a few bits ready for listing on ebay - it's a free listing weeked[/STRIKE]
• [STRIKE]Going to see another reception venue this evening, let's see what they can offer us[/STRIKE]
• My Dad is coming over to fix our tap tonight, will cook for him since my Mum has gone to visit my Granddad, much cheaper than a plumber - Coming over Sunday instead now
• [STRIKE]Try to stay positive[/STRIKE]

Have a great, moneysaving day everyone x